HomeIowaWarren CountyCumming city
Cumming city, Iowa: commercial real estate data.
Cumming city is a Census city of 545 people across 3.45 square miles of land, in Warren County. Median household income is $162,875, 87.6 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $5.9 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cumming
What Cumming is
- Census place typecity
- Land area3.45 sq mi
- Water area0.01 sq mi
- Population per square mile of land158 plus or minus 44
- County holding the largest share of its areaWarren County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
How many people live in Cumming
- Population545 plus or minus 152
- Median age42.2
- Population under 18148 plus or minus 44
- Share under 1827.2 percent
- Population 65 and over93 plus or minus 46
- Share 65 and over17.1 percent plus or minus 7.0
- Households193 plus or minus 55
- Family households163 plus or minus 52
- Share of households that are families84.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
Income and work in Cumming
- Median household income$162,875
- Per capita income$60,946
- Civilian labor force311 plus or minus 103
- Employed311 plus or minus 103
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over354 plus or minus 99
- Adults 25 and over with a high school diploma or higher99.4 percent plus or minus 35.9
- Adults 25 and over with a bachelor degree or higher59.0 percent
- Adults 25 and over with a graduate degree16.1 percent plus or minus 7.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
Housing in Cumming
- Housing units208 plus or minus 58
- Occupied units193 plus or minus 55
- Vacant units15 plus or minus 14
- Vacancy rate7.2 percent plus or minus 6.4
- Owner occupied169 plus or minus 49
- Renter occupied24 plus or minus 20
- Ownership rate87.6 percent
- Median owner-occupied home value$508,000
- Median gross rent, monthly$1,163 plus or minus $459
- Annual rent as a share of median income8.6 percent plus or minus 3.7
- Single family units206 plus or minus 59
- Share single family99.0 percent
- Units in buildings of two or more1 plus or minus 11
- Share in buildings of two or more0.5 percent plus or minus 5.2
- Mobile homes1 plus or minus 2
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
How Cumming gets to work
- Workers 16 and over who commute239 plus or minus 94
- Commuting under 15 minutes52 plus or minus 24
- Share commuting under 15 minutes21.8 percent plus or minus 5.1
- Commuting 30 minutes or more77 plus or minus 52
- Share commuting 30 minutes or more32.2 percent plus or minus 17.5
- Drove alone75.7 percent plus or minus 17.1
- Carpooled1.6 percent plus or minus 1.5
- Public transport0.0 percent
- Walked1.3 percent plus or minus 1.9
- Worked from home21.4 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
SBA loans in Cumming (7(a))
- Approvals6
- Gross approval$5,899,700
- Average approval$983,283
- Median approval$677,600
- Ninetieth percentile approval$3,250,000
- Largest approval$3,250,000
- Jobs supported88
- Jobs per approval14.7
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cumming
SBA loans in Cumming (504)
- Approvals1
- Gross approval$1,812,000
- Average approval$1,812,000
- Median approval$1,812,000
- Largest approval$1,812,000
- Jobs supported135
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Warren County, not Cumming
Warren County context, not Cumming figures
These are Warren County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cumming measurements.
- Establishments in Warren County1,020
- Employment at those establishments, Warren County9,993
- Covered employment, Warren County13,125
- Average annual pay, Warren County$51,236
- Average weekly wage, Warren County$985
- Housing units permitted, Warren County438
- Of those, single family, Warren County436
- County product, 2024, Warren County$1,885,393,000
- County product change over the prior year, Warren County5.3 percent
- Average income of an arriving household, Warren County$83,693
Every figure in this section is published for Warren County as a whole and is not a measurement of Cumming. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cumming questions, answered from the record.
How many people live in Cumming, Iowa?
545, in 193 households. Cumming city covers 3.45 square miles of land, which is 158 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cumming in?
Warren County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cumming?
$162,875. The median owner-occupied home is valued at $508,000. Median gross rent is $1,163 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cumming businesses?
6 7(a) approvals totalling $5.9 m, across 4 lenders, median approval $677,600, plus 1 504 approvals worth $1.8 m. These count approvals to borrowers whose address is in Cumming, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cumming borrowers get paid back?
No rate is published for Cumming. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cumming figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Warren County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cumming.
Is zoning published for Cumming?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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