HomeIowaWarren CountyCumming
Cumming, Iowa: commercial real estate data.
Cumming is a Census city of 545 people across 3.45 square miles of land, in Warren County. Median household income is $162,875, 87.6 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $5.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cumming
What Cumming is
- Census place typecity
- Land area3.45 sq mi
- Water area0.01 sq mi
- Population per square mile of land158 plus or minus 44
- County holding the largest share of its areaWarren County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
How many people live in Cumming
- Population545 plus or minus 152
- Median age42.2
- Population under 18148 plus or minus 44
- Share under 1827.2 percent
- Population 65 and over93 plus or minus 46
- Share 65 and over17.1 percent plus or minus 7.0
- Households193 plus or minus 55
- Family households163 plus or minus 52
- Share of households that are families84.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
Income and work in Cumming
- Median household income$162,875
- Per capita income$60,946
- Civilian labor force311 plus or minus 103
- Employed311 plus or minus 103
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over354 plus or minus 99
- Adults 25 and over with a high school diploma or higher99.4 percent plus or minus 35.9
- Adults 25 and over with a bachelor degree or higher59.0 percent
- Adults 25 and over with a graduate degree16.1 percent plus or minus 7.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
Housing in Cumming
- Housing units208 plus or minus 58
- Occupied units193 plus or minus 55
- Vacant units15 plus or minus 14
- Vacancy rate7.2 percent plus or minus 6.4
- Owner occupied169 plus or minus 49
- Renter occupied24 plus or minus 20
- Ownership rate87.6 percent
- Median owner-occupied home value$508,000
- Median gross rent, monthly$1,163 plus or minus $459
- Annual rent as a share of median income8.6 percent plus or minus 3.7
- Single family units206 plus or minus 59
- Share single family99.0 percent
- Units in buildings of two or more1 plus or minus 11
- Share in buildings of two or more0.5 percent plus or minus 5.2
- Mobile homes1 plus or minus 2
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
How Cumming gets to work
- Workers 16 and over who commute239 plus or minus 94
- Commuting under 15 minutes52 plus or minus 24
- Share commuting under 15 minutes21.8 percent plus or minus 5.1
- Commuting 30 minutes or more77 plus or minus 52
- Share commuting 30 minutes or more32.2 percent plus or minus 17.5
- Drove alone75.7 percent plus or minus 17.1
- Carpooled1.6 percent plus or minus 1.5
- Public transport0.0 percent
- Walked1.3 percent plus or minus 1.9
- Worked from home21.4 percent plus or minus 6.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumming
SBA loans in Cumming (7(a))
- Approvals6
- Gross approval$5,899,700
- Average approval$983,283
- Median approval$588,800
- Largest approval$3,250,000
- Jobs supported88
- Jobs per approval14.7
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Cumming, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cumming
SBA loans in Cumming (504)
- Approvals1
- Gross approval$1,812,000
- Average approval$1,812,000
- Median approval$1,812,000
- Largest approval$1,812,000
- Jobs supported135
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cumming, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cumming
Flood risk in Cumming
- NFIP communityCity of Cumming
- NFIP community number190946
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/16/18
The City of Cumming participates in the National Flood Insurance Program as community 190946 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Warren County, not Cumming
Warren County context, not Cumming figures
- Establishments in Warren County1,020
- Covered employment, Warren County13,125
- Average annual pay, Warren County$51,236
- Housing units permitted, Warren County438
Every figure in this section is published for Warren County as a whole and is not a measurement of Cumming.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cumming questions, answered from the record.
How many people live in Cumming, Iowa?
545, in 193 households. Cumming city covers 3.45 square miles of land, which is 158 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cumming in?
Warren County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cumming?
$162,875. The median owner-occupied home is valued at $508,000. Median gross rent is $1,163 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cumming businesses?
6 7(a) approvals totaling $5.9 m since FY2020, across 4 lenders, median approval $588,800, plus 1 504 approvals worth $1.8 m since FY2010. These count approvals to borrowers whose address is in Cumming, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cumming borrowers get paid back?
No rate is published for Cumming. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cumming in the National Flood Insurance Program?
Yes. Cumming appears in the FEMA Community Status Book as Cumming, city of, community 190946, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cumming figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Warren County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cumming.
Is zoning published for Cumming?
No. Nothing on this page presents parcel level zoning.
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