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Atchison County, Kansas: commercial real estate data.

Atchison County, Kansas had an estimated 16,249 residents on July 1, 2024, down 0.6 percent since the 2020 census base of 16,344, across 431 square miles. County output reached $845.3 m in 2024, 364 establishments operate here, and the SBA record carries 5 7(a) approvals worth $1.7 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Atchison County

How many people live in Atchison County

  • Population, American Community Survey 2020-202416,208
  • Households5,735
  • Average household size2.83
  • Median household income$61,112
  • Median age36.1
  • Median gross rent$765 per month
  • Median owner-occupied home value$145,700
  • Home value to household income2.4 times
  • Annual rent as a share of median income15.0 percent
  • Adults 25 and over with a bachelor degree or higher21.8 percent
  • Adults 25 and over with a graduate degree8.4 percent
  • Adults 25 and over9,846
  • Population under 183,537
  • Share under 1821.8 percent
  • Population 65 and over2,931
  • Share 65 and over18.1 percent
  • Working age population, 18 to 649,740
  • Civilian labor force8,170
  • Unemployment rate4.6 percent
  • Labor force participation, adults 18 and over64.5 percent
  • Rank by population among Kansas counties31st of 105
  • Rank by population among US county-equivalents, Puerto Rico included2083rd of 3,222

Atchison County is the 31st largest of 105 Kansas counties by population. A median home costs 2.4 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.8 percent against 18.1 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Atchison County

Is Atchison County's population growing?

  • Population, July 1, 202416,249
  • Census 2020 base population16,344
  • Population change since the 2020 census base-0.58 percent
  • Population change, 2023 to 2024107
  • Births, 2024160
  • Deaths, 2024167
  • Natural change, 2024-7
  • Net domestic migration, 202467
  • Net international migration, 202448
  • Total net migration, 2024115
  • Cumulative net domestic migration, 2021 to 2024-127
  • Rank by growth among US county-equivalents2042nd of 3,144

The county has lost 0.58 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Atchison County

Where are people moving to Atchison County from?

  • Tax returns filed by households arriving338
  • People arriving, from those returns641
  • Tax returns filed by households leaving362
  • Net household movement-24
  • Adjusted gross income arriving$17.1 m
  • Net adjusted gross income movement$-102,000
  • Average income of an arriving household$50,491
  • Average income of a leaving household$47,425
  • Largest single originLeavenworth County (30 households)
  • Largest single destinationLeavenworth County (47 households)
Largest origins of households moving into Atchison County
OriginHouseholdsPeopleAdjusted gross income
Leavenworth County3056$1.6 m
Johnson County2239$1.1 m
Brown County2141$653,000
Buchanan County2032$768,000

Households arriving report $3,066 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Leavenworth County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Atchison County

What is the Atchison County economy?

  • County GDP, 2024$845.3 m
  • County GDP, 2023$794.3 m
  • GDP change, 2023 to 20246.4 percent
  • GDP change over five years17.6 percent
  • Rank by GDP among the Kansas areas BEA publishes34th of 105
  • Rank by GDP among the US county areas BEA publishes1990th of 3,127
  • GDP per resident$52,150

Output grew 6.4 percent in the latest year and 17.6 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Atchison County

Employment by industry in Atchison County

  • Covered employment, annual average5,566
  • Establishments reporting428
  • Average annual pay$51,842
  • Average weekly wage$997
  • Manufacturing, employment675
  • Manufacturing, average annual pay$91,956
  • Accommodation and food services, employment609
  • Accommodation and food services, average annual pay$15,928
  • Retail trade, employment576
  • Retail trade, average annual pay$27,556
  • Construction, employment274
  • Construction, average annual pay$57,396
  • Finance and insurance, employment267
  • Professional, scientific and technical services, employment224
Private sector employment and pay by industry, Atchison County
SectorEmploymentEstablishmentsAverage annual pay
Manufacturing67526$91,956
Accommodation and food services60930$15,928
Retail trade57643$27,556
Construction27446$57,396
Finance and insurance26734$72,924
Professional, scientific and technical services22438$66,098
Wholesale trade19231$73,369
Other services, except public administration9622$23,606

Manufacturing is the largest private sector at 675 jobs, 12.1 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Atchison County

How many businesses are in Atchison County?

  • Establishments, all industries364
  • Employment at those establishments5,385
  • Annual payroll$248.9 m
  • Establishments per 1,000 residents22.5

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Atchison County

Building permits in Atchison County

  • Housing units authorized by permit, 202422
  • Declared construction value permitted$6.5 m
  • Single family units authorized20
  • Multifamily units authorized2
  • Multifamily share of units9.1 percent
  • Average declared value per unit$295,455
  • Units authorized per 1,000 households3.8

Single-family homes are 90.9 percent of units authorized, so the pipeline is predominantly single-family.

US Census Bureau, Building Permits Survey, 2024 annual.

Atchison County

SBA loans in Atchison County (7(a) and 504)

  • 7(a) approvals recorded5
  • 7(a) gross approval dollars$1.7 m
  • Average 7(a) approval$336,660
  • Median 7(a) approval$125,000
  • Largest single approval$725,000
  • Jobs reported supported, 7(a)45
  • Jobs per approval9.0
  • Distinct 7(a) lenders active3
  • Distinct industries receiving approvals4
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer0.0 percent
  • Loans on real estate terms0
  • Loans on working capital terms, 120 months or shorter4
  • Franchise loans0
  • Franchise share of approvals0.0 percent
  • Most active lenderThe Union State Bank of Everest (3)
  • 504 approvals recorded1
  • 504 gross approval dollars$2.0 m
  • Average 504 approval$2,012,000
  • Median 504 approval$2,012,000
  • Distinct CDCs active1
  • 504 jobs per approval20.0
  • 504 jobs per million dollars approved9.9
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$3.7 m

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Atchison County

SBA loan default and charge-off rates in Atchison County

Do SBA loans in Atchison County get paid back?

  • Loans with a final outcome recorded0
  • Paid in full0
  • Charged off0
  • Status: Exempt from disclosure4
  • Status: Cancelled1

Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Atchison County

SBA lending by place in Atchison County

  • Borrower cities with recorded lending2
  • Atchison, approvals4
  • Lancaster, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Atchison County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Atchison4$1,558,300
Lancaster1$125,000

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Atchison County

How large is Atchison County?

  • Land area431 sq mi
  • Rank by land area among Kansas counties102nd of 105
  • Width, east to west32.1 mi
  • Height, north to south16.2 mi
  • Geographies sharing a boundary7
  • Residents per square mile of land38
  • Establishments per square mile0.84

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Atchison County

Flood risk in Atchison County

  • Participation of the county's own NFIP community Atchison County, unincorporated areasParticipating, community 200009
  • Communities in the county in the NFIP Community Status Book6
  • Of those, participating in the NFIP5
  • NFIP participation rate83.3 percent
  • Communities carrying a CRS class0
  • Radon levels in Atchison County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1

The county's own community in the status book, unincorporated Atchison County (community 200009), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Atchison County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 83.3 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Atchison County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Atchison County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-202416,208
  • Households5,735
  • Average household size2.83
  • Median household income$61,112
  • Median age36.1

How a feasibility study works →

Common questions

Atchison County questions, answered from the record.

How many people live in Atchison County, Kansas?

The Census Bureau estimates 16,249 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 16,208, in 5,735 households, ranking 31st of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Atchison County's population growing?

The population has fallen 0.58 percent since the 2020 census base of 16,344, to 16,249 on July 1, 2024. In 2024 there were 160 births against 167 deaths, with net migration of 115. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Atchison County?

$61,112. The median owner-occupied home is valued at $145,700, which is 2.4 times income, and median gross rent is $765 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Atchison County?

364 establishments, employing 5,385 people with an annual payroll of $248.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Atchison County?

Manufacturing is the largest private sector at 675 jobs, 12.1 percent of covered employment. Covered employment averages 5,566 jobs at an average annual pay of $51,842, or $997 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Atchison County?

5 7(a) approvals totaling $1.7 m since FY2020, across 3 lenders, with a median approval of $125,000, plus 1 504 approvals worth $2.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Atchison County?

22 housing units were authorized by permit in 2024, with a declared construction value of $6.5 m. Multifamily was 9.1 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Atchison County?

Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Atchison County come from?

The largest single origin is Leavenworth County, with 30 households. Arriving households report an average income of $50,491 against $47,425 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Atchison County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Atchison County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Atchison County

Cities and places in Atchison.

5 Census places lie wholly or partly in Atchison County. All 5 carry enough published place level data for a page of their own and are linked.

Census places in Atchison County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Atchison County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Atchisoncity10,7854Wholly in this county
Effinghamcity786None recordedWholly in this county
Lancastercity3251Wholly in this county
Muscotahcity141None recordedWholly in this county
Huroncity70None recordedWholly in this county