Platte County, Missouri: commercial real estate data.
Platte County, Missouri had an estimated 113,207 residents on July 1, 2024, up 6.1 percent since the 2020 census base of 106,725, across 420 square miles. County output reached $9.63 bn in 2024, 2,659 establishments operate here, and the SBA record carries 114 7(a) approvals worth $63.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Platte County
How many people live in Platte County
- Population, American Community Survey 2020-2024110,371
- Households43,902
- Average household size2.51
- Median household income$96,227
- Median age39.1
- Median gross rent$1,334 per month
- Median owner-occupied home value$345,100
- Home value to household income3.6 times
- Annual rent as a share of median income16.6 percent
- Adults 25 and over with a bachelor degree or higher46.5 percent
- Adults 25 and over with a graduate degree18.0 percent
- Adults 25 and over76,182
- Population under 1825,483
- Share under 1823.1 percent
- Population 65 and over17,756
- Share 65 and over16.1 percent
- Working age population, 18 to 6467,132
- Civilian labor force60,316
- Unemployment rate2.7 percent
- Labor force participation, adults 18 and over71.1 percent
- Rank by population among Missouri counties11th of 115
- Rank by population among US county-equivalents, Puerto Rico included571st of 3,222
Platte County is the 11th largest of 115 Missouri counties by population. A median home costs 3.6 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 16.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Platte County
Is Platte County's population growing?
- Population, July 1, 2024113,207
- Census 2020 base population106,725
- Population change since the 2020 census base6.07 percent
- Population change, 2023 to 20241,095
- Births, 20241,191
- Deaths, 2024888
- Natural change, 2024303
- Net domestic migration, 2024256
- Net international migration, 2024530
- Total net migration, 2024786
- Cumulative net domestic migration, 2021 to 20243,534
- Rank by growth among US county-equivalents399th of 3,144
The county has grown 6.07 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Platte County
Where are people moving to Platte County from?
- Tax returns filed by households arriving5,401
- People arriving, from those returns9,387
- Tax returns filed by households leaving4,943
- Net household movement458
- Adjusted gross income arriving$380.8 m
- Net adjusted gross income movement$-27.9 m
- Average income of an arriving household$70,512
- Average income of a leaving household$82,681
- Largest single originClay County (1,599 households)
- Largest single destinationClay County (1,624 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Clay County | 1,599 | 2,820 | $100.8 m |
| Jackson County | 861 | 1,343 | $51.2 m |
| Johnson County | 340 | 555 | $32.5 m |
| Wyandotte County | 192 | 352 | $10.3 m |
| Buchanan County | 145 | 261 | $8.9 m |
| Leavenworth County | 103 | 207 | $7.0 m |
| Boone County | 48 | 78 | $3.2 m |
| Maricopa County | 43 | 66 | $3.3 m |
Households arriving report $12,169 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Clay County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Platte County
What is the Platte County economy?
- County GDP, 2024$9.63 bn
- County GDP, 2023$9.48 bn
- GDP change, 2023 to 20241.7 percent
- GDP change over five years32.7 percent
- Rank by GDP among the Missouri areas BEA publishes8th of 115
- Rank by GDP among the US county areas BEA publishes456th of 3,127
- GDP per resident$87,296
Output grew 1.7 percent in the latest year and 32.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Platte County
Employment by industry in Platte County
- Covered employment, annual average48,079
- Establishments reporting3,086
- Average annual pay$59,070
- Average weekly wage$1,136
- Retail trade, employment6,649
- Retail trade, average annual pay$37,510
- Accommodation and food services, employment5,790
- Accommodation and food services, average annual pay$26,850
- Transportation and warehousing, employment4,608
- Transportation and warehousing, average annual pay$57,226
- Health care and social assistance, employment4,362
- Health care and social assistance, average annual pay$60,408
- Manufacturing, employment4,089
- Wholesale trade, employment3,414
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 6,649 | 316 | $37,510 |
| Accommodation and food services | 5,790 | 249 | $26,850 |
| Transportation and warehousing | 4,608 | 154 | $57,226 |
| Health care and social assistance | 4,362 | 448 | $60,408 |
| Manufacturing | 4,089 | 94 | $64,935 |
| Wholesale trade | 3,414 | 170 | $105,131 |
| Administrative and support and waste management services | 2,688 | 174 | $62,623 |
| Construction | 2,051 | 251 | $90,919 |
Retail trade is the largest private sector at 6,649 jobs, 13.8 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Platte County
How many businesses are in Platte County?
- Establishments, all industries2,659
- Employment at those establishments45,216
- Annual payroll$2.43 bn
- Establishments per 1,000 residents24.1
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Platte County
Building permits in Platte County
- Housing units authorized by permit, 2024237
- Declared construction value permitted$104.6 m
- Single family units authorized237
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$441,414
- Units authorized per 1,000 households5.4
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Platte County
SBA loans in Platte County (7(a) and 504)
- 7(a) approvals recorded114
- 7(a) gross approval dollars$63.5 m
- Average 7(a) approval$557,055
- Median 7(a) approval$300,000
- 10th percentile approval$41,510
- 90th percentile approval$1,226,180
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,062
- Jobs per approval9.3
- Distinct 7(a) lenders active45
- Distinct industries receiving approvals66
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer17.5 percent
- Loans on real estate terms20
- Loans on working capital terms, 120 months or shorter88
- Franchise loans31
- Franchise share of approvals27.2 percent
- Most active lenderU.S. Bank, National Association (11)
- 504 approvals recorded37
- 504 gross approval dollars$30.9 m
- Average 504 approval$834,270
- Median 504 approval$590,000
- Distinct CDCs active6
- 504 jobs per approval12.8
- 504 jobs per million dollars approved15.4
- Most active CDCRural Missouri, Inc. (14)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$94.4 m
The average approval of $557,055 sits well above the median of $300,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 17.5 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Platte County
SBA loan default and charge-off rates in Platte County
Do SBA loans in Platte County get paid back?
- Loans with a final outcome recorded20
- Paid in full18
- Charged off2
- Status: Exempt from disclosure74
- Status: Paid in full18
- Status: Cancelled14
- Status: Charged off2
- Status: Committed, not yet disbursed6
Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Platte County
SBA lending by place in Platte County
- Borrower cities with recorded lending8
- Kansas City, approvals63
- Parkville, approvals18
- Platte City, approvals12
- Riverside, approvals10
- Weston, approvals6
- Northmoor, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Kansas City | 63 | $37,290,800 |
| Parkville | 18 | $6,482,700 |
| Platte City | 12 | $6,018,900 |
| Riverside | 10 | $5,835,600 |
| Weston | 6 | $1,339,100 |
| Northmoor | 3 | $5,946,200 |
| Hollister | 1 | $413,000 |
| Camden Point | 1 | $178,000 |
Kansas City accounts for 63 approvals against 18 in Parkville. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Platte County
How large is Platte County?
- Land area420 sq mi
- Rank by land area among Missouri counties105th of 115
- Width, east to west26.9 mi
- Height, north to south25.8 mi
- Geographies sharing a boundary6
- Residents per square mile of land263
- Establishments per square mile6.33
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Platte County
Flood risk in Platte County
- Participation of the county's own NFIP community Platte County, unincorporated areasParticipating, community 290475
- Community Rating System class of the county's own communityClass 6
- Communities in the county in the NFIP Community Status Book19
- Of those, participating in the NFIP16
- NFIP participation rate84.2 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 6
- Communities carrying a CRS class2
- Radon levels in Platte County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Platte County (community 290475), participates in the National Flood Insurance Program and carries Community Rating System class 6, a flood insurance premium discount for policies written there. The EPA places Platte County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 6, which carries a flood insurance premium discount for policies written in that community. 84.2 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Platte County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Platte County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024110,371
- Households43,902
- Average household size2.51
- Median household income$96,227
- Median age39.1
Common questions
Platte County questions, answered from the record.
How many people live in Platte County, Missouri?
The Census Bureau estimates 113,207 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 110,371, in 43,902 households, ranking 11th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Platte County's population growing?
The population has grown 6.07 percent since the 2020 census base of 106,725, to 113,207 on July 1, 2024. In 2024 there were 1,191 births against 888 deaths, with net migration of 786. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Platte County?
$96,227. The median owner-occupied home is valued at $345,100, which is 3.6 times income, and median gross rent is $1,334 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Platte County?
2,659 establishments, employing 45,216 people with an annual payroll of $2.43 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Platte County?
Retail trade is the largest private sector at 6,649 jobs, 13.8 percent of covered employment. Covered employment averages 48,079 jobs at an average annual pay of $59,070, or $1,136 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Platte County?
114 7(a) approvals totaling $63.5 m since FY2020, across 45 lenders, with a median approval of $300,000, plus 37 504 approvals worth $30.9 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Platte County?
237 housing units were authorized by permit in 2024, with a declared construction value of $104.6 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Platte County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Platte County come from?
The largest single origin is Clay County, with 1,599 households. Arriving households report an average income of $70,512 against $82,681 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Platte County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Platte County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Platte County
Cities and places in Platte.
19 Census places lie wholly or partly in Platte County. All 19 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Kansas City | city | 510,612 | 63 | 22.0 percent here, 49.3 percent Jackson County, 28.4 percent Clay County |
| Parkville | city | 8,366 | 18 | Wholly in this county |
| Platte City | city | 4,824 | 12 | Wholly in this county |
| Riverside | city | 4,276 | 10 | Wholly in this county |
| Weatherby Lake | city | 2,401 | None recorded | Wholly in this county |
| Weston | city | 1,922 | 6 | Wholly in this county |
| Lake Waukomis | city | 1,170 | None recorded | Wholly in this county |
| Ferrelview | village | 752 | None recorded | Wholly in this county |
| Dearborn | city | 557 | None recorded | 86.1 percent here, 13.9 percent Buchanan County |
| Platte Woods | city | 532 | None recorded | Wholly in this county |
| Edgerton | city | 518 | None recorded | Wholly in this county |
| Camden Point | city | 401 | 1 | Wholly in this county |
| Northmoor | city | 371 | 3 | Wholly in this county |
| Farley | village | 309 | None recorded | Wholly in this county |
| Tracy | city | 309 | None recorded | Wholly in this county |
| Houston Lake | city | 271 | None recorded | Wholly in this county |
| Ridgely | village | 84 | None recorded | Wholly in this county |
| New Market | CDP | 52 | None recorded | Wholly in this county |
| Iatan | village | 38 | None recorded | Wholly in this county |
A further 1 of the county's 114 SBA 7(a) approvals are to borrowers in cities that match no Census place in Platte County, the largest being Hollister (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.