HomeMissouriPlatte CountyPlatte City
Platte City, Missouri: commercial real estate data.
Platte City is a Census city of 4,824 people across 3.96 square miles of land, in Platte County. Median household income is $71,498, 47.8 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $6.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Platte City
What Platte City is
- Census place typecity
- Land area3.96 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,217
- County holding the largest share of its areaPlatte County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Platte City
How many people live in Platte City
- Population4,824
- Median age41.5
- Population under 181,206 plus or minus 257
- Share under 1825.0 percent plus or minus 5.3
- Population 65 and over824 plus or minus 181
- Share 65 and over17.1 percent plus or minus 3.8
- Households2,041
- Family households1,111
- Share of households that are families54.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Platte City
Income and work in Platte City
- Median household income$71,498
- Per capita income$33,801
- Civilian labor force2,611
- Employed2,535
- Unemployed76 plus or minus 64
- Unemployment rate2.9 percent plus or minus 2.4
- Adults 25 and over3,218
- Adults 25 and over with a high school diploma or higher95.9 percent
- Adults 25 and over with a bachelor degree or higher24.1 percent plus or minus 5.3
- Adults 25 and over with a graduate degree9.9 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Platte City
Housing in Platte City
- Housing units2,286
- Occupied units2,041
- Vacant units245 plus or minus 128
- Vacancy rate10.7 percent plus or minus 5.5
- Owner occupied975
- Renter occupied1,066 plus or minus 251
- Ownership rate47.8 percent
- Median owner-occupied home value$210,800 plus or minus $52,460
- Median gross rent, monthly$1,226 plus or minus $249
- Annual rent as a share of median income20.6 percent plus or minus 4.7
- Single family units1,233
- Share single family53.9 percent
- Units in buildings of two or more1,046 plus or minus 300
- Share in buildings of two or more45.8 percent plus or minus 12.7
- Mobile homes7 plus or minus 13
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Platte City
How Platte City gets to work
- Workers 16 and over who commute2,384
- Commuting under 15 minutes879 plus or minus 283
- Share commuting under 15 minutes36.9 percent plus or minus 11.2
- Commuting 30 minutes or more935 plus or minus 268
- Share commuting 30 minutes or more39.2 percent plus or minus 10.5
- Drove alone84.8 percent
- Carpooled8.9 percent plus or minus 6.0
- Public transport0.0 percent
- Walked0.1 percent plus or minus 0.2
- Worked from home6.2 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Platte City
SBA loans in Platte City (7(a))
- Approvals12
- Gross approval$6,018,900
- Average approval$501,575
- Median approval$325,500
- Largest approval$2,500,000
- Jobs supported80
- Jobs per approval6.7
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises16.7 percent
- Distinct lenders10
- Distinct industries by NAICS10
Counted by borrower city: approvals to borrowers whose address is in Platte City, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Platte City
SBA loans in Platte City (504)
- Approvals3
- Gross approval$1,414,000
- Average approval$471,333
- Median approval$290,000
- Largest approval$937,000
- Jobs supported58
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Platte City, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Platte City
Flood risk in Platte City
- NFIP communityCity of Platte City
- NFIP community number290295
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/02/15
The City of Platte City participates in the National Flood Insurance Program as community 290295 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Platte County, not Platte City
Platte County context, not Platte City figures
- Establishments in Platte County2,659
- Covered employment, Platte County48,079
- Average annual pay, Platte County$59,070
- Housing units permitted, Platte County237
Every figure in this section is published for Platte County as a whole and is not a measurement of Platte City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Platte City questions, answered from the record.
How many people live in Platte City, Missouri?
4,824, in 2,041 households. Platte City city covers 3.96 square miles of land, which is 1,217 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Platte City in?
Platte County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Platte City?
$71,498. The median owner-occupied home is valued at $210,800. Median gross rent is $1,226 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Platte City businesses?
12 7(a) approvals totaling $6.0 m since FY2020, across 10 lenders, median approval $325,500, plus 3 504 approvals worth $1.4 m since FY2010. These count approvals to borrowers whose address is in Platte City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Platte City borrowers get paid back?
No rate is published for Platte City. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Platte City in the National Flood Insurance Program?
Yes. Platte City appears in the FEMA Community Status Book as Platte City, city of, community 290295, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Platte City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Platte County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Platte City.
Is zoning published for Platte City?
No. Nothing on this page presents parcel level zoning.