Jackson County, Missouri: commercial real estate data.
Jackson County, Missouri had an estimated 727,362 residents on July 1, 2024, up 1.4 percent since the 2020 census base of 717,214, across 604 square miles. County output reached $65.09 bn in 2024, 18,212 establishments operate here, and the SBA record carries 854 7(a) approvals worth $497.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Jackson County
How many people live in Jackson County
- Population, American Community Survey 2020-2024719,976
- Households306,798
- Average household size2.35
- Median household income$68,577
- Median age37.0
- Median gross rent$1,197 per month
- Median owner-occupied home value$230,500
- Home value to household income3.4 times
- Annual rent as a share of median income20.9 percent
- Adults 25 and over with a bachelor degree or higher34.0 percent
- Adults 25 and over with a graduate degree12.7 percent
- Adults 25 and over491,772
- Population under 18167,759
- Share under 1823.3 percent
- Population 65 and over114,304
- Share 65 and over15.9 percent
- Working age population, 18 to 64437,913
- Civilian labor force381,433
- Unemployment rate4.7 percent
- Labor force participation, adults 18 and over69.1 percent
- Rank by population among Missouri counties2nd of 115
- Rank by population among US county-equivalents, Puerto Rico included91st of 3,222
Jackson County is the 2nd largest of 115 Missouri counties by population. A median home costs 3.4 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.3 percent against 15.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jackson County
Is Jackson County's population growing?
- Population, July 1, 2024727,362
- Census 2020 base population717,214
- Population change since the 2020 census base1.41 percent
- Population change, 2023 to 20247,079
- Births, 20248,850
- Deaths, 20246,665
- Natural change, 20242,185
- Net domestic migration, 20241,415
- Net international migration, 20243,448
- Total net migration, 20244,863
- Cumulative net domestic migration, 2021 to 2024-3,821
- Rank by growth among US county-equivalents1368th of 3,144
The county has grown 1.41 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jackson County
Where are people moving to Jackson County from?
- Tax returns filed by households arriving19,792
- People arriving, from those returns31,558
- Tax returns filed by households leaving20,607
- Net household movement-815
- Adjusted gross income arriving$1.35 bn
- Net adjusted gross income movement$-338.6 m
- Average income of an arriving household$68,382
- Average income of a leaving household$82,106
- Largest single originJohnson County (3,385 households)
- Largest single destinationJohnson County (3,539 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Johnson County | 3,385 | 4,989 | $403.6 m |
| Clay County | 2,042 | 3,355 | $101.8 m |
| Cass County | 1,223 | 2,215 | $84.5 m |
| Wyandotte County | 1,097 | 1,953 | $39.6 m |
| Platte County | 671 | 995 | $48.3 m |
| Johnson County | 364 | 598 | $17.5 m |
| Lafayette County | 312 | 524 | $14.5 m |
| Douglas County | 289 | 399 | $13.6 m |
Households arriving report $13,724 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Johnson County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jackson County
What is the Jackson County economy?
- County GDP, 2024$65.09 bn
- County GDP, 2023$61.65 bn
- GDP change, 2023 to 20245.6 percent
- GDP change over five years31.3 percent
- Rank by GDP among the Missouri areas BEA publishes2nd of 115
- Rank by GDP among the US county areas BEA publishes88th of 3,127
- GDP per resident$90,404
Output grew 5.6 percent in the latest year and 31.3 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jackson County
Employment by industry in Jackson County
- Covered employment, annual average375,574
- Establishments reporting25,091
- Average annual pay$71,613
- Average weekly wage$1,377
- Health care and social assistance, employment55,968
- Health care and social assistance, average annual pay$64,756
- Accommodation and food services, employment36,151
- Accommodation and food services, average annual pay$29,510
- Professional, scientific and technical services, employment35,385
- Professional, scientific and technical services, average annual pay$116,086
- Retail trade, employment35,000
- Retail trade, average annual pay$38,947
- Manufacturing, employment28,511
- Construction, employment22,554
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 55,968 | 8,213 | $64,756 |
| Accommodation and food services | 36,151 | 1,700 | $29,510 |
| Professional, scientific and technical services | 35,385 | 2,614 | $116,086 |
| Retail trade | 35,000 | 2,183 | $38,947 |
| Manufacturing | 28,511 | 712 | $79,552 |
| Construction | 22,554 | 1,639 | $89,872 |
| Finance and insurance | 21,794 | 1,196 | $120,061 |
| Administrative and support and waste management services | 14,807 | 1,063 | $43,610 |
Health care and social assistance is the largest private sector at 55,968 jobs, 14.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jackson County
How many businesses are in Jackson County?
- Establishments, all industries18,212
- Employment at those establishments360,017
- Annual payroll$25.17 bn
- Establishments per 1,000 residents25.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Jackson County
Building permits in Jackson County
- Housing units authorized by permit, 20244,003
- Declared construction value permitted$724.8 m
- Single family units authorized1,253
- Multifamily units authorized2,750
- Multifamily share of units68.7 percent
- Average declared value per unit$181,060
- Units authorized per 1,000 households13.0
Multifamily is 68.7 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Jackson County
SBA loans in Jackson County (7(a) and 504)
- 7(a) approvals recorded854
- 7(a) gross approval dollars$497.5 m
- Average 7(a) approval$582,574
- Median 7(a) approval$250,000
- 10th percentile approval$40,000
- 90th percentile approval$1,521,770
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)11,556
- Jobs per approval13.5
- Distinct 7(a) lenders active133
- Distinct industries receiving approvals234
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer19.6 percent
- Loans on real estate terms167
- Loans on working capital terms, 120 months or shorter636
- Franchise loans127
- Franchise share of approvals14.9 percent
- Leading industry by approval countFull-Service Restaurants (45)
- Most active lenderU.S. Bank, National Association (77)
- 504 approvals recorded232
- 504 gross approval dollars$157.8 m
- Average 504 approval$680,289
- Median 504 approval$457,000
- Distinct CDCs active9
- 504 jobs per approval13.0
- 504 jobs per million dollars approved19.1
- Most active CDCHeartland Business Capital, Inc. (109)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$655.3 m
The average approval of $582,574 sits well above the median of $250,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 19.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jackson County
SBA loan default and charge-off rates in Jackson County
Do SBA loans in Jackson County get paid back?
- Loans with a final outcome recorded157
- Paid in full144
- Charged off13
- Charge-off rate on resolved loans8.3 percent
- Status: Cancelled109
- Status: Paid in full144
- Status: Charged off13
- Status: Exempt from disclosure540
- Status: Committed, not yet disbursed48
Of the 157 loans that have reached a final outcome, 8.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
SBA lending by place in Jackson County
- Borrower cities with recorded lending17
- Kansas City, approvals383
- Lee's Summit, approvals166
- Independence, approvals91
- Blue Springs, approvals73
- Grandview, approvals42
- Raytown, approvals29
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Kansas City | 383 | $231,001,000 |
| Lee's Summit | 166 | $96,754,900 |
| Independence | 91 | $59,017,200 |
| Blue Springs | 73 | $32,377,700 |
| Grandview | 42 | $23,131,800 |
| Raytown | 29 | $14,591,400 |
| Grain Valley | 28 | $16,100,000 |
| Oak Grove | 13 | $6,071,200 |
| 9 other borrower cities | 29 | $18,472,600 |
Kansas City accounts for 383 approvals against 166 in Lee's Summit. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
How large is Jackson County?
- Land area604 sq mi
- Rank by land area among Missouri counties54th of 115
- Width, east to west27.1 mi
- Height, north to south27.9 mi
- Geographies sharing a boundary7
- Residents per square mile of land1,192
- Establishments per square mile30.15
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Jackson County
Flood risk in Jackson County
- Participation of the county's own NFIP community Jackson County, unincorporated areasParticipating, community 290492
- Communities in the county in the NFIP Community Status Book19
- Of those, participating in the NFIP16
- NFIP participation rate84.2 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 7
- Communities carrying a CRS class4
- Radon levels in Jackson County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Jackson County (community 290492), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Jackson County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 7, which carries a flood insurance premium discount for policies written in that community. 84.2 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Jackson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jackson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024719,976
- Households306,798
- Average household size2.35
- Median household income$68,577
- Median age37.0
Common questions
Jackson County questions, answered from the record.
How many people live in Jackson County, Missouri?
The Census Bureau estimates 727,362 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 719,976, in 306,798 households, ranking 2nd of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jackson County's population growing?
The population has grown 1.41 percent since the 2020 census base of 717,214, to 727,362 on July 1, 2024. In 2024 there were 8,850 births against 6,665 deaths, with net migration of 4,863. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jackson County?
$68,577. The median owner-occupied home is valued at $230,500, which is 3.4 times income, and median gross rent is $1,197 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Jackson County?
18,212 establishments, employing 360,017 people with an annual payroll of $25.17 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Jackson County?
Health care and social assistance is the largest private sector at 55,968 jobs, 14.9 percent of covered employment. Covered employment averages 375,574 jobs at an average annual pay of $71,613, or $1,377 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jackson County?
854 7(a) approvals totaling $497.5 m since FY2020, across 133 lenders, with a median approval of $250,000, plus 232 504 approvals worth $157.8 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Jackson County get paid back?
Of the 157 loans that have reached a final outcome, 144 were paid in full and 13 charged off, a charge-off rate of 8.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Jackson County?
4,003 housing units were authorized by permit in 2024, with a declared construction value of $724.8 m. Multifamily was 68.7 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jackson County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jackson County come from?
The largest single origin is Johnson County, with 3,385 households. Arriving households report an average income of $68,382 against $82,106 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jackson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jackson County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Jackson County
Cities and places in Jackson.
21 Census places lie wholly or partly in Jackson County. All 21 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Kansas City | city | 510,612 | 383 | 49.3 percent here, 28.4 percent Clay County, 22.0 percent Platte County |
| Independence | city | 121,740 | 91 | Wholly in this county |
| Lee's Summit | city | 103,656 | 166 | 97.5 percent here, 2.5 percent Cass County |
| Blue Springs | city | 59,965 | 73 | Wholly in this county |
| Raytown | city | 29,445 | 29 | Wholly in this county |
| Grandview | city | 26,527 | 42 | Wholly in this county |
| Grain Valley | city | 16,271 | 28 | Wholly in this county |
| Pleasant Hill | city | 8,847 | None recorded | 10.0 percent here, 90.0 percent Cass County |
| Oak Grove | city | 8,538 | 13 | 94.0 percent here, 6.0 percent Lafayette County |
| Greenwood | city | 6,013 | 7 | 96.7 percent here, 3.3 percent Cass County |
| Sugar Creek | city | 3,249 | 3 | 97.8 percent here, 2.2 percent Clay County |
| Buckner | city | 2,914 | 4 | Wholly in this county |
| Lake Lotawana | city | 2,442 | 1 | Wholly in this county |
| Lone Jack | city | 1,412 | 8 | Wholly in this county |
| Blue Summit | CDP | 1,156 | None recorded | Wholly in this county |
| Lake Tapawingo | city | 706 | None recorded | Wholly in this county |
| Sibley | village | 369 | None recorded | Wholly in this county |
| Tarsney Lakes | CDP | 214 | None recorded | Wholly in this county |
| Unity Village | village | 121 | None recorded | Wholly in this county |
| Levasy | city | 104 | None recorded | Wholly in this county |
| River Bend | village | 4 | None recorded | Wholly in this county |
A further 6 of the county's 854 SBA 7(a) approvals are to borrowers in cities that match no Census place in Jackson County, the largest being Lee's Summit (2), Overland Park (2), Liberty (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.