Cass County, Missouri: commercial real estate data.
Cass County, Missouri had an estimated 113,873 residents on July 1, 2024, up 5.6 percent since the 2020 census base of 107,820, across 697 square miles. County output reached $4.30 bn in 2024, 2,148 establishments operate here, and the SBA record carries 100 7(a) approvals worth $39.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cass County
How many people live in Cass County
- Population, American Community Survey 2020-2024110,773
- Households43,206
- Average household size2.56
- Median household income$87,535
- Median age40.4
- Median gross rent$1,205 per month
- Median owner-occupied home value$292,400
- Home value to household income3.3 times
- Annual rent as a share of median income16.5 percent
- Adults 25 and over with a bachelor degree or higher29.6 percent
- Adults 25 and over with a graduate degree10.6 percent
- Adults 25 and over76,406
- Population under 1825,988
- Share under 1823.5 percent
- Population 65 and over19,908
- Share 65 and over18.0 percent
- Working age population, 18 to 6464,877
- Civilian labor force59,174
- Unemployment rate4.2 percent
- Labor force participation, adults 18 and over69.8 percent
- Rank by population among Missouri counties10th of 115
- Rank by population among US county-equivalents, Puerto Rico included569th of 3,222
Cass County is the 10th largest of 115 Missouri counties by population. A median home costs 3.3 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.5 percent against 18.0 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Cass County
Is Cass County's population growing?
- Population, July 1, 2024113,873
- Census 2020 base population107,820
- Population change since the 2020 census base5.61 percent
- Population change, 2023 to 20242,178
- Births, 20241,228
- Deaths, 20241,138
- Natural change, 202490
- Net domestic migration, 20242,046
- Net international migration, 202442
- Total net migration, 20242,088
- Cumulative net domestic migration, 2021 to 20245,831
- Rank by growth among US county-equivalents459th of 3,144
The county has grown 5.61 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Cass County
Where are people moving to Cass County from?
- Tax returns filed by households arriving3,764
- People arriving, from those returns7,056
- Tax returns filed by households leaving3,252
- Net household movement512
- Adjusted gross income arriving$260.9 m
- Net adjusted gross income movement$18.0 m
- Average income of an arriving household$69,323
- Average income of a leaving household$74,709
- Largest single originJackson County (1,561 households)
- Largest single destinationJackson County (1,223 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Jackson County | 1,561 | 3,025 | $105.6 m |
| Johnson County | 395 | 701 | $40.4 m |
| Bates County | 126 | 221 | $6.8 m |
| Clay County | 123 | 217 | $7.8 m |
| Johnson County | 77 | 118 | $3.3 m |
| Platte County | 49 | 95 | $4.2 m |
| Wyandotte County | 45 | 79 | $1.9 m |
| Henry County | 40 | 68 | $2.0 m |
Households arriving report $5,386 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Jackson County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Cass County
What is the Cass County economy?
- County GDP, 2024$4.30 bn
- County GDP, 2023$4.09 bn
- GDP change, 2023 to 20245.2 percent
- GDP change over five years42.1 percent
- Rank by GDP among the Missouri areas BEA publishes15th of 115
- Rank by GDP among the US county areas BEA publishes772nd of 3,127
- GDP per resident$38,803
Output grew 5.2 percent in the latest year and 42.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Cass County
Employment by industry in Cass County
- Covered employment, annual average30,655
- Establishments reporting2,542
- Average annual pay$48,331
- Average weekly wage$929
- Retail trade, employment4,791
- Retail trade, average annual pay$34,057
- Transportation and warehousing, employment3,637
- Transportation and warehousing, average annual pay$50,040
- Accommodation and food services, employment3,561
- Accommodation and food services, average annual pay$22,191
- Health care and social assistance, employment3,387
- Health care and social assistance, average annual pay$51,665
- Construction, employment2,223
- Manufacturing, employment1,971
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 4,791 | 278 | $34,057 |
| Transportation and warehousing | 3,637 | 83 | $50,040 |
| Accommodation and food services | 3,561 | 179 | $22,191 |
| Health care and social assistance | 3,387 | 359 | $51,665 |
| Construction | 2,223 | 388 | $68,762 |
| Manufacturing | 1,971 | 70 | $63,315 |
| Administrative and support and waste management services | 1,075 | 169 | $46,928 |
| Other services, except public administration | 777 | 180 | $36,716 |
Retail trade is the largest private sector at 4,791 jobs, 15.6 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Cass County
How many businesses are in Cass County?
- Establishments, all industries2,148
- Employment at those establishments23,604
- Annual payroll$1.10 bn
- Establishments per 1,000 residents19.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Cass County
Building permits in Cass County
- Housing units authorized by permit, 2024600
- Declared construction value permitted$199.1 m
- Single family units authorized496
- Multifamily units authorized104
- Multifamily share of units17.3 percent
- Average declared value per unit$331,895
- Units authorized per 1,000 households13.9
Single-family homes are 82.7 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Cass County
SBA loans in Cass County (7(a) and 504)
- 7(a) approvals recorded100
- 7(a) gross approval dollars$39.5 m
- Average 7(a) approval$395,266
- Median 7(a) approval$155,000
- 10th percentile approval$38,300
- 90th percentile approval$1,079,800
- Largest single approval$3,082,700
- Jobs reported supported, 7(a)820
- Jobs per approval8.2
- Distinct 7(a) lenders active38
- Distinct industries receiving approvals53
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer18.0 percent
- Loans on real estate terms18
- Loans on working capital terms, 120 months or shorter75
- Franchise loans13
- Franchise share of approvals13.0 percent
- Leading industry by approval countFull-Service Restaurants (8)
- 504 approvals recorded27
- 504 gross approval dollars$16.4 m
- Average 504 approval$605,926
- Median 504 approval$477,000
- Distinct CDCs active4
- 504 jobs per approval11.9
- 504 jobs per million dollars approved19.6
- Most active CDCRural Missouri, Inc. (17)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$55.9 m
The average approval of $395,266 sits well above the median of $155,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 18.0 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cass County
SBA loan default and charge-off rates in Cass County
Do SBA loans in Cass County get paid back?
- Loans with a final outcome recorded14
- Paid in full14
- Charged off0
- Status: Paid in full14
- Status: Cancelled12
- Status: Exempt from disclosure70
- Status: Committed, not yet disbursed4
Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cass County
SBA lending by place in Cass County
- Borrower cities with recorded lending10
- Belton, approvals33
- Raymore, approvals24
- Harrisonville, approvals20
- Peculiar, approvals9
- Pleasant Hill, approvals5
- Garden City, approvals3
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Belton | 33 | $18,617,600 |
| Raymore | 24 | $7,570,300 |
| Harrisonville | 20 | $6,182,300 |
| Peculiar | 9 | $2,496,900 |
| Pleasant Hill | 5 | $1,705,500 |
| Garden City | 3 | $589,000 |
| Cleveland | 3 | $291,500 |
| Grandview | 1 | $1,300,000 |
| 2 other borrower cities | 2 | $773,500 |
Belton accounts for 33 approvals against 24 in Raymore. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cass County
How large is Cass County?
- Land area697 sq mi
- Rank by land area among Missouri counties27th of 115
- Width, east to west29.6 mi
- Height, north to south27.6 mi
- Geographies sharing a boundary6
- Residents per square mile of land159
- Establishments per square mile3.08
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Cass County
Flood risk in Cass County
- Participation of the county's own NFIP community Cass County, unincorporated areasParticipating, community 290783
- Communities in the county in the NFIP Community Status Book20
- Of those, participating in the NFIP18
- NFIP participation rate90.0 percent
- Communities carrying a CRS class0
- Radon levels in Cass County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Cass County (community 290783), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Cass County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 90.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Cass County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Cass County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024110,773
- Households43,206
- Average household size2.56
- Median household income$87,535
- Median age40.4
Common questions
Cass County questions, answered from the record.
How many people live in Cass County, Missouri?
The Census Bureau estimates 113,873 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 110,773, in 43,206 households, ranking 10th of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Cass County's population growing?
The population has grown 5.61 percent since the 2020 census base of 107,820, to 113,873 on July 1, 2024. In 2024 there were 1,228 births against 1,138 deaths, with net migration of 2,088. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Cass County?
$87,535. The median owner-occupied home is valued at $292,400, which is 3.3 times income, and median gross rent is $1,205 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Cass County?
2,148 establishments, employing 23,604 people with an annual payroll of $1.10 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Cass County?
Retail trade is the largest private sector at 4,791 jobs, 15.6 percent of covered employment. Covered employment averages 30,655 jobs at an average annual pay of $48,331, or $929 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Cass County?
100 7(a) approvals totaling $39.5 m since FY2020, across 38 lenders, with a median approval of $155,000, plus 27 504 approvals worth $16.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Cass County?
600 housing units were authorized by permit in 2024, with a declared construction value of $199.1 m. Multifamily was 17.3 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Cass County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Cass County come from?
The largest single origin is Jackson County, with 1,561 households. Arriving households report an average income of $69,323 against $74,709 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Cass County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Cass County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Cass County
Cities and places in Cass.
22 Census places lie wholly or partly in Cass County. All 22 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Lee's Summit | city | 103,656 | None recorded | 2.5 percent here, 97.5 percent Jackson County |
| Belton | city | 25,008 | 33 | Wholly in this county |
| Raymore | city | 24,526 | 24 | Wholly in this county |
| Harrisonville | city | 9,970 | 20 | Wholly in this county |
| Pleasant Hill | city | 8,847 | 5 | 90.0 percent here, 10.0 percent Jackson County |
| Greenwood | city | 6,013 | None recorded | 3.3 percent here, 96.7 percent Jackson County |
| Peculiar | city | 5,958 | 9 | Wholly in this county |
| Lake Winnebago | city | 1,773 | None recorded | Wholly in this county |
| Garden City | city | 1,742 | 3 | Wholly in this county |
| Archie | city | 1,322 | None recorded | Wholly in this county |
| Cleveland | city | 968 | 3 | Wholly in this county |
| Loch Lloyd | village | 950 | None recorded | Wholly in this county |
| Drexel | city | 924 | None recorded | 93.4 percent here, 6.6 percent Bates County |
| Freeman | city | 690 | None recorded | Wholly in this county |
| Creighton | city | 302 | None recorded | Wholly in this county |
| East Lynne | city | 155 | None recorded | Wholly in this county |
| Strasburg | city | 135 | None recorded | Wholly in this county |
| Riverview Estates | village | 105 | None recorded | Wholly in this county |
| Lake Annette | city | 99 | None recorded | Wholly in this county |
| Gunn City | village | 65 | None recorded | Wholly in this county |
| West Line | village | 59 | None recorded | Wholly in this county |
| Baldwin Park | village | 52 | None recorded | Wholly in this county |
A further 3 of the county's 100 SBA 7(a) approvals are to borrowers in cities that match no Census place in Cass County, the largest being Grandview (1), Olathe (1), Kansas City (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.