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Johnson County, Missouri: commercial real estate data.

Johnson County, Missouri had an estimated 55,880 residents on July 1, 2024, up 3.5 percent since the 2020 census base of 54,012, across 829 square miles. County output reached $2.62 bn in 2024, 951 establishments operate here, and the SBA record carries 55 7(a) approvals worth $14.1 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Johnson County

How many people live in Johnson County

  • Population, American Community Survey 2020-202454,732
  • Households21,087
  • Average household size2.60
  • Median household income$67,272
  • Median age31.5
  • Median gross rent$932 per month
  • Median owner-occupied home value$235,700
  • Home value to household income3.5 times
  • Annual rent as a share of median income16.6 percent
  • Adults 25 and over with a bachelor degree or higher29.1 percent
  • Adults 25 and over with a graduate degree11.2 percent
  • Adults 25 and over32,392
  • Population under 1812,108
  • Share under 1822.1 percent
  • Population 65 and over7,196
  • Share 65 and over13.1 percent
  • Working age population, 18 to 6435,428
  • Civilian labor force26,014
  • Unemployment rate4.7 percent
  • Labor force participation, adults 18 and over61.0 percent
  • Rank by population among Missouri counties21st of 115
  • Rank by population among US county-equivalents, Puerto Rico included951st of 3,222

Johnson County is the 21st largest of 115 Missouri counties by population. A median home costs 3.5 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 22.1 percent against 13.1 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Johnson County

Is Johnson County's population growing?

  • Population, July 1, 202455,880
  • Census 2020 base population54,012
  • Population change since the 2020 census base3.46 percent
  • Population change, 2023 to 2024773
  • Births, 2024718
  • Deaths, 2024480
  • Natural change, 2024238
  • Net domestic migration, 2024216
  • Net international migration, 2024313
  • Total net migration, 2024529
  • Cumulative net domestic migration, 2021 to 2024338
  • Rank by growth among US county-equivalents782nd of 3,144

The county has grown 3.46 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Johnson County

Where are people moving to Johnson County from?

  • Tax returns filed by households arriving2,161
  • People arriving, from those returns4,173
  • Tax returns filed by households leaving2,245
  • Net household movement-84
  • Adjusted gross income arriving$111.3 m
  • Net adjusted gross income movement$658,000
  • Average income of an arriving household$51,520
  • Average income of a leaving household$49,299
  • Largest single originJackson County (342 households)
  • Largest single destinationJackson County (364 households)
Largest origins of households moving into Johnson County
OriginHouseholdsPeopleAdjusted gross income
Jackson County342710$21.0 m
Pettis County116192$4.2 m
Henry County91166$3.8 m
Lafayette County91179$4.0 m
Cass County90187$5.2 m
Foreign - APO/FPO ZIPs68173$4.1 m
Clay County3973$1.7 m
Johnson County3459$2.4 m

Households arriving report $2,221 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Jackson County, which is the catchment a retail or multifamily study should look at first.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Johnson County

What is the Johnson County economy?

  • County GDP, 2024$2.62 bn
  • County GDP, 2023$2.49 bn
  • GDP change, 2023 to 20245.4 percent
  • GDP change over five years30.2 percent
  • Rank by GDP among the Missouri areas BEA publishes22nd of 115
  • Rank by GDP among the US county areas BEA publishes1078th of 3,127
  • GDP per resident$47,879

Output grew 5.4 percent in the latest year and 30.2 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Johnson County

Employment by industry in Johnson County

  • Covered employment, annual average16,239
  • Establishments reporting1,270
  • Average annual pay$46,500
  • Average weekly wage$894
  • Accommodation and food services, employment1,920
  • Accommodation and food services, average annual pay$18,988
  • Retail trade, employment1,666
  • Retail trade, average annual pay$31,996
  • Manufacturing, employment1,513
  • Manufacturing, average annual pay$56,902
  • Health care and social assistance, employment1,476
  • Health care and social assistance, average annual pay$36,733
  • Wholesale trade, employment647
  • Construction, employment522
Private sector employment and pay by industry, Johnson County
SectorEmploymentEstablishmentsAverage annual pay
Accommodation and food services1,92096$18,988
Retail trade1,666122$31,996
Manufacturing1,51340$56,902
Health care and social assistance1,476318$36,733
Wholesale trade64729$43,461
Construction522135$55,191
Finance and insurance38366$68,024
Other services, except public administration35880$36,549

Accommodation and food services is the largest private sector at 1,920 jobs, 11.8 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Johnson County

How many businesses are in Johnson County?

  • Establishments, all industries951
  • Employment at those establishments10,744
  • Annual payroll$440.9 m
  • Establishments per 1,000 residents17.4

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Johnson County

Building permits in Johnson County

  • Housing units authorized by permit, 2024102
  • Declared construction value permitted$17.1 m
  • Single family units authorized39
  • Multifamily units authorized63
  • Multifamily share of units61.8 percent
  • Average declared value per unit$167,790
  • Units authorized per 1,000 households4.8

Multifamily is 61.8 percent of units authorized, so the pipeline is being built for renters rather than buyers.

US Census Bureau, Building Permits Survey, 2024 annual.

Johnson County

SBA loans in Johnson County (7(a) and 504)

  • 7(a) approvals recorded55
  • 7(a) gross approval dollars$14.1 m
  • Average 7(a) approval$255,678
  • Median 7(a) approval$150,000
  • 10th percentile approval$31,000
  • 90th percentile approval$502,940
  • Largest single approval$1,435,000
  • Jobs reported supported, 7(a)326
  • Jobs per approval5.9
  • Distinct 7(a) lenders active13
  • Distinct industries receiving approvals39
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer29.1 percent
  • Loans on real estate terms16
  • Loans on working capital terms, 120 months or shorter33
  • Franchise loans5
  • Franchise share of approvals9.1 percent
  • Leading industry by approval countSolid Waste Collection (4)
  • Most active lenderThe Central Trust Bank (34)
  • 504 approvals recorded9
  • 504 gross approval dollars$8.6 m
  • Average 504 approval$960,556
  • Median 504 approval$728,000
  • Distinct CDCs active2
  • 504 jobs per approval9.7
  • 504 jobs per million dollars approved10.1
  • Most active CDCRural Missouri, Inc. (8)
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$22.7 m

The average approval of $255,678 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 29.1 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Johnson County

SBA loan default and charge-off rates in Johnson County

Do SBA loans in Johnson County get paid back?

  • Loans with a final outcome recorded14
  • Paid in full13
  • Charged off1
  • Status: Cancelled11
  • Status: Paid in full13
  • Status: Exempt from disclosure29
  • Status: Charged off1
  • Status: Committed, not yet disbursed1

Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Johnson County

SBA lending by place in Johnson County

  • Borrower cities with recorded lending5
  • Warrensburg, approvals31
  • Holden, approvals13
  • Knob Noster, approvals7
  • Centerview, approvals3
  • Odessa, approvals1
SBA 7(a) approvals by borrower city, loans with a project in Johnson County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Warrensburg31$9,559,700
Holden13$3,224,200
Knob Noster7$509,400
Centerview3$569,000
Odessa1$200,000

Warrensburg accounts for 31 approvals against 13 in Holden. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Johnson County

How large is Johnson County?

  • Land area829 sq mi
  • Rank by land area among Missouri counties8th of 115
  • Width, east to west33.5 mi
  • Height, north to south26.4 mi
  • Geographies sharing a boundary5
  • Residents per square mile of land66
  • Establishments per square mile1.15

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Johnson County

Flood risk in Johnson County

  • Participation of the county's own NFIP community Johnson County, unincorporated areasParticipating, community 290809
  • Communities in the county in the NFIP Community Status Book5
  • Of those, participating in the NFIP5
  • NFIP participation rate100.0 percent
  • Communities carrying a CRS class0
  • Radon levels in Johnson County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2

The county's own community in the status book, unincorporated Johnson County (community 290809), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Johnson County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Johnson County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Johnson County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-202454,732
  • Households21,087
  • Average household size2.60
  • Median household income$67,272
  • Median age31.5

How a feasibility study works →

Common questions

Johnson County questions, answered from the record.

How many people live in Johnson County, Missouri?

The Census Bureau estimates 55,880 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 54,732, in 21,087 households, ranking 21st of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Johnson County's population growing?

The population has grown 3.46 percent since the 2020 census base of 54,012, to 55,880 on July 1, 2024. In 2024 there were 718 births against 480 deaths, with net migration of 529. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Johnson County?

$67,272. The median owner-occupied home is valued at $235,700, which is 3.5 times income, and median gross rent is $932 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Johnson County?

951 establishments, employing 10,744 people with an annual payroll of $440.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Johnson County?

Accommodation and food services is the largest private sector at 1,920 jobs, 11.8 percent of covered employment. Covered employment averages 16,239 jobs at an average annual pay of $46,500, or $894 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Johnson County?

55 7(a) approvals totaling $14.1 m since FY2020, across 13 lenders, with a median approval of $150,000, plus 9 504 approvals worth $8.6 m since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Johnson County?

102 housing units were authorized by permit in 2024, with a declared construction value of $17.1 m. Multifamily was 61.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Johnson County?

Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Where do people moving to Johnson County come from?

The largest single origin is Jackson County, with 342 households. Arriving households report an average income of $51,520 against $49,299 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Are traffic counts available for Johnson County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Johnson County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Johnson County

Cities and places in Johnson.

9 Census places lie wholly or partly in Johnson County. All 9 carry enough published place level data for a page of their own and are linked.

Census places in Johnson County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Johnson County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Warrensburgcity19,58231Wholly in this county
Whiteman AFBCDP3,517None recordedWholly in this county
Knob Nostercity2,8387Wholly in this county
Holdencity1,98913Wholly in this county
Leetoncity660None recordedWholly in this county
Kingsvillecity360None recordedWholly in this county
Centerviewcity2483Wholly in this county
Chilhoweetown232None recordedWholly in this county
La TourCDP132None recordedWholly in this county

A further 1 of the county's 55 SBA 7(a) approvals are to borrowers in cities that match no Census place in Johnson County, the largest being Odessa (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.