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HomeMissouriCass CountyGarden City city

Garden City city, Missouri: commercial real estate data.

Garden City city is a Census city of 1,742 people across 2.47 square miles of land, in Cass County. Median household income is $65,260, 62.5 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $589,000.

66 sourced place values · tier FULL · 7 sections

Garden City

What Garden City is

  • Census place typecity
  • Land area2.47 sq mi
  • Water area0.04 sq mi
  • Population per square mile of land705
  • County holding the largest share of its areaCass County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Garden City

How many people live in Garden City

  • Population1,742
  • Median age38.0 plus or minus 7.8
  • Population under 18472 plus or minus 133
  • Share under 1827.1 percent plus or minus 6.0
  • Population 65 and over366 plus or minus 87
  • Share 65 and over21.0 percent
  • Households675
  • Family households450 plus or minus 91
  • Share of households that are families66.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Garden City

Income and work in Garden City

  • Median household income$65,260
  • Per capita income$29,685
  • Civilian labor force841
  • Employed809
  • Unemployed32 plus or minus 28
  • Unemployment rate3.8 percent plus or minus 3.3
  • Adults 25 and over1,144
  • Adults 25 and over with a high school diploma or higher89.2 percent plus or minus 20.7
  • Adults 25 and over with a bachelor degree or higher8.7 percent plus or minus 2.9
  • Adults 25 and over with a graduate degree0.7 percent plus or minus 1.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Garden City

Housing in Garden City

  • Housing units771
  • Occupied units675
  • Vacant units96 plus or minus 56
  • Vacancy rate12.5 percent plus or minus 7.1
  • Owner occupied422 plus or minus 90
  • Renter occupied253 plus or minus 89
  • Ownership rate62.5 percent
  • Median owner-occupied home value$176,200
  • Median gross rent, monthly$925
  • Annual rent as a share of median income17.0 percent plus or minus 3.4
  • Single family units632
  • Share single family82.0 percent
  • Units in buildings of two or more80 plus or minus 32
  • Share in buildings of two or more10.4 percent plus or minus 3.9
  • Mobile homes59 plus or minus 37
  • Median year structure built1985

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Garden City

How Garden City gets to work

  • Workers 16 and over who commute751
  • Commuting under 15 minutes124 plus or minus 50
  • Share commuting under 15 minutes16.5 percent plus or minus 5.9
  • Commuting 30 minutes or more345 plus or minus 104
  • Share commuting 30 minutes or more45.9 percent plus or minus 10.9
  • Drove alone80.6 percent
  • Carpooled12.7 percent plus or minus 4.4
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home6.7 percent plus or minus 4.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Garden City

SBA 7(a) lending to Garden City borrowers

  • Approvals3
  • Gross approval$589,000
  • Average approval$196,333
  • Median approval$100,000
  • Ninetieth percentile approval$404,000
  • Largest approval$404,000
  • Jobs supported9
  • Jobs per approval3.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term84 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders2
  • Distinct industries by NAICS2

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Cass County, not Garden City

Cass County context, not Garden City figures

These are Cass County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Garden City measurements.

  • Establishments in Cass County2,148
  • Employment at those establishments, Cass County23,604
  • Covered employment, Cass County30,655
  • Average annual pay, Cass County$48,331
  • Average weekly wage, Cass County$929
  • Housing units permitted, Cass County600
  • Of those, single family, Cass County496
  • County product, 2024, Cass County$4,298,327,000
  • County product change over the prior year, Cass County5.2 percent
  • Average income of an arriving household, Cass County$69,323

Every figure in this section is published for Cass County as a whole and is not a measurement of Garden City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Garden City questions, answered from the record.

How many people live in Garden City, Missouri?

1,742, in 675 households. Garden City city covers 2.47 square miles of land, which is 705 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Garden City in?

Cass County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Garden City?

$65,260. The median owner-occupied home is valued at $176,200. Median gross rent is $925 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Garden City businesses?

3 7(a) approvals totalling $589,000, across 2 lenders, median approval $100,000. These count approvals to borrowers whose address is in Garden City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Garden City borrowers get paid back?

No rate is published for Garden City. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Garden City figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cass County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Garden City.

Is zoning published for Garden City?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.