Miami County, Kansas: commercial real estate data.
Miami County, Kansas had an estimated 35,737 residents on July 1, 2024, up 4.5 percent since the 2020 census base of 34,185, across 576 square miles. County output reached $1.43 bn in 2024, 777 establishments operate here, and the SBA record carries 30 7(a) approvals worth $12.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Miami County
How many people live in Miami County
- Population, American Community Survey 2020-202434,938
- Households13,738
- Average household size2.54
- Median household income$89,000
- Median age41.7
- Median gross rent$1,107 per month
- Median owner-occupied home value$287,700
- Home value to household income3.2 times
- Annual rent as a share of median income14.9 percent
- Adults 25 and over with a bachelor degree or higher31.0 percent
- Adults 25 and over with a graduate degree10.7 percent
- Adults 25 and over23,791
- Population under 188,228
- Share under 1823.6 percent
- Population 65 and over6,323
- Share 65 and over18.1 percent
- Working age population, 18 to 6420,387
- Civilian labor force18,254
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over68.3 percent
- Rank by population among Kansas counties14th of 105
- Rank by population among US county-equivalents, Puerto Rico included1342nd of 3,222
Miami County is the 14th largest of 105 Kansas counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.6 percent against 18.1 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Miami County
Is Miami County's population growing?
- Population, July 1, 202435,737
- Census 2020 base population34,185
- Population change since the 2020 census base4.54 percent
- Population change, 2023 to 2024404
- Births, 2024339
- Deaths, 2024297
- Natural change, 202442
- Net domestic migration, 2024349
- Net international migration, 202418
- Total net migration, 2024367
- Cumulative net domestic migration, 2021 to 20241,560
- Rank by growth among US county-equivalents608th of 3,144
The county has grown 4.54 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Miami County
Where are people moving to Miami County from?
- Tax returns filed by households arriving1,202
- People arriving, from those returns2,360
- Tax returns filed by households leaving1,039
- Net household movement163
- Adjusted gross income arriving$92.3 m
- Net adjusted gross income movement$30.3 m
- Average income of an arriving household$76,796
- Average income of a leaving household$59,689
- Largest single originJohnson County (566 households)
- Largest single destinationJohnson County (398 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Johnson County | 566 | 1,152 | $48.9 m |
| Jackson County | 60 | 126 | $4.4 m |
| Linn County | 46 | 81 | $2.7 m |
| Franklin County | 45 | 82 | $2.0 m |
| Cass County | 32 | 68 | $2.4 m |
| Douglas County | 31 | 55 | $1.8 m |
| Wyandotte County | 31 | 57 | $3.5 m |
| Anderson County | 20 | 31 | $735,000 |
Households arriving report $17,107 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Johnson County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Miami County
What is the Miami County economy?
- County GDP, 2024$1.43 bn
- County GDP, 2023$1.33 bn
- GDP change, 2023 to 20247.7 percent
- GDP change over five years37.5 percent
- Rank by GDP among the Kansas areas BEA publishes24th of 105
- Rank by GDP among the US county areas BEA publishes1554th of 3,127
- GDP per resident$41,018
Output grew 7.7 percent in the latest year and 37.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Miami County
Employment by industry in Miami County
- Covered employment, annual average9,085
- Establishments reporting966
- Average annual pay$53,616
- Average weekly wage$1,031
- Health care and social assistance, employment1,338
- Health care and social assistance, average annual pay$45,680
- Retail trade, employment1,050
- Retail trade, average annual pay$37,764
- Construction, employment821
- Construction, average annual pay$67,608
- Accommodation and food services, employment660
- Accommodation and food services, average annual pay$19,269
- Administrative and support and waste management services, employment624
- Manufacturing, employment595
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 1,338 | 88 | $45,680 |
| Retail trade | 1,050 | 67 | $37,764 |
| Construction | 821 | 145 | $67,608 |
| Accommodation and food services | 660 | 48 | $19,269 |
| Administrative and support and waste management services | 624 | 96 | $87,086 |
| Manufacturing | 595 | 32 | $77,666 |
| Finance and insurance | 297 | 56 | $80,119 |
| Transportation and warehousing | 295 | 30 | $47,416 |
Health care and social assistance is the largest private sector at 1,338 jobs, 14.7 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Miami County
How many businesses are in Miami County?
- Establishments, all industries777
- Employment at those establishments6,927
- Annual payroll$343.8 m
- Establishments per 1,000 residents22.2
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Miami County
Building permits in Miami County
- Housing units authorized by permit, 2024118
- Declared construction value permitted$38.4 m
- Single family units authorized118
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$325,405
- Units authorized per 1,000 households8.6
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Miami County
SBA loans in Miami County (7(a) and 504)
- 7(a) approvals recorded30
- 7(a) gross approval dollars$12.3 m
- Average 7(a) approval$408,767
- Median 7(a) approval$150,000
- 10th percentile approval$23,600
- 90th percentile approval$1,303,580
- Largest single approval$2,480,000
- Jobs reported supported, 7(a)306
- Jobs per approval10.2
- Distinct 7(a) lenders active17
- Distinct industries receiving approvals22
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer6.7 percent
- Loans on real estate terms2
- Loans on working capital terms, 120 months or shorter28
- Franchise loans4
- Franchise share of approvals13.3 percent
- 504 approvals recorded7
- 504 gross approval dollars$4.0 m
- Average 504 approval$575,143
- Median 504 approval$578,000
- Distinct CDCs active4
- 504 jobs per approval5.9
- 504 jobs per million dollars approved10.2
- Most active CDCHeartland Business Capital, Inc. (3)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$16.3 m
The average approval of $408,767 sits well above the median of $150,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 6.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Miami County
SBA loan default and charge-off rates in Miami County
Do SBA loans in Miami County get paid back?
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Paid in full6
- Status: Exempt from disclosure18
- Status: Cancelled6
Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Miami County
SBA lending by place in Miami County
- Borrower cities with recorded lending6
- Louisburg, approvals10
- Paola, approvals8
- Osawatomie, approvals5
- Bucyrus, approvals3
- Spring Hill, approvals3
- Overland Park, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Louisburg | 10 | $4,039,600 |
| Paola | 8 | $1,828,600 |
| Osawatomie | 5 | $356,800 |
| Bucyrus | 3 | $3,906,000 |
| Spring Hill | 3 | $2,082,000 |
| Overland Park | 1 | $50,000 |
Louisburg accounts for 10 approvals against 8 in Paola. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Miami County
How large is Miami County?
- Land area576 sq mi
- Rank by land area among Kansas counties88th of 105
- Width, east to west24.7 mi
- Height, north to south24.2 mi
- Geographies sharing a boundary5
- Residents per square mile of land61
- Establishments per square mile1.35
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Miami County
Flood risk in Miami County
- Participation of the county's own NFIP community Miami County, unincorporated areasParticipating, community 200220
- Communities in the county in the NFIP Community Status Book5
- Of those, participating in the NFIP4
- NFIP participation rate80.0 percent
- Communities carrying a CRS class0
- Radon levels in Miami County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Miami County (community 200220), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Miami County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 80.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Miami County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Miami County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202434,938
- Households13,738
- Average household size2.54
- Median household income$89,000
- Median age41.7
Common questions
Miami County questions, answered from the record.
How many people live in Miami County, Kansas?
The Census Bureau estimates 35,737 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 34,938, in 13,738 households, ranking 14th of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Miami County's population growing?
The population has grown 4.54 percent since the 2020 census base of 34,185, to 35,737 on July 1, 2024. In 2024 there were 339 births against 297 deaths, with net migration of 367. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Miami County?
$89,000. The median owner-occupied home is valued at $287,700, which is 3.2 times income, and median gross rent is $1,107 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Miami County?
777 establishments, employing 6,927 people with an annual payroll of $343.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Miami County?
Health care and social assistance is the largest private sector at 1,338 jobs, 14.7 percent of covered employment. Covered employment averages 9,085 jobs at an average annual pay of $53,616, or $1,031 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Miami County?
30 7(a) approvals totaling $12.3 m since FY2020, across 17 lenders, with a median approval of $150,000, plus 7 504 approvals worth $4.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Miami County?
118 housing units were authorized by permit in 2024, with a declared construction value of $38.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Miami County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Miami County come from?
The largest single origin is Johnson County, with 566 households. Arriving households report an average income of $76,796 against $59,689 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Miami County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Miami County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Miami County
Cities and places in Miami.
8 Census places lie wholly or partly in Miami County. All 8 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Spring Hill | city | 9,120 | 3 | 18.1 percent here, 81.9 percent Johnson County |
| Paola | city | 5,770 | 8 | Wholly in this county |
| Louisburg | city | 5,094 | 10 | Wholly in this county |
| Osawatomie | city | 4,182 | 5 | Wholly in this county |
| Fontana | city | 409 | None recorded | Wholly in this county |
| Bucyrus | CDP | 168 | 3 | Wholly in this county |
| Hillsdale | CDP | 117 | None recorded | Wholly in this county |
| Somerset | CDP | 40 | None recorded | Wholly in this county |
A further 1 of the county's 30 SBA 7(a) approvals are to borrowers in cities that match no Census place in Miami County, the largest being Overland Park (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby