Franklin County, Kansas: commercial real estate data.
Franklin County, Kansas had an estimated 26,273 residents on July 1, 2024, up 1.1 percent since the 2020 census base of 25,996, across 572 square miles. County output reached $1.17 bn in 2024, 533 establishments operate here, and the SBA record carries 22 7(a) approvals worth $14.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Franklin County
How many people live in Franklin County
- Population, American Community Survey 2020-202426,106
- Households10,409
- Average household size2.51
- Median household income$77,207
- Median age39.7
- Median gross rent$1,042 per month
- Median owner-occupied home value$198,700
- Home value to household income2.6 times
- Annual rent as a share of median income16.2 percent
- Adults 25 and over with a bachelor degree or higher24.6 percent
- Adults 25 and over with a graduate degree8.9 percent
- Adults 25 and over17,770
- Population under 186,031
- Share under 1823.1 percent
- Population 65 and over4,678
- Share 65 and over17.9 percent
- Working age population, 18 to 6415,397
- Civilian labor force13,737
- Unemployment rate3.0 percent
- Labor force participation, adults 18 and over68.4 percent
- Rank by population among Kansas counties23rd of 105
- Rank by population among US county-equivalents, Puerto Rico included1612th of 3,222
Franklin County is the 23rd largest of 105 Kansas counties by population. A median home costs 2.6 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.1 percent against 17.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Franklin County
Is Franklin County's population growing?
- Population, July 1, 202426,273
- Census 2020 base population25,996
- Population change since the 2020 census base1.07 percent
- Population change, 2023 to 202450
- Births, 2024300
- Deaths, 2024298
- Natural change, 20242
- Net domestic migration, 20249
- Net international migration, 202439
- Total net migration, 202448
- Cumulative net domestic migration, 2021 to 2024280
- Rank by growth among US county-equivalents1456th of 3,144
The county has grown 1.07 percent since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Franklin County
Where are people moving to Franklin County from?
- Tax returns filed by households arriving790
- People arriving, from those returns1,458
- Tax returns filed by households leaving709
- Net household movement81
- Adjusted gross income arriving$40.6 m
- Net adjusted gross income movement$8.8 m
- Average income of an arriving household$51,400
- Average income of a leaving household$44,811
- Largest single originJohnson County (191 households)
- Largest single destinationJohnson County (123 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Johnson County | 191 | 379 | $12.6 m |
| Douglas County | 128 | 213 | $5.6 m |
| Miami County | 59 | 125 | $2.6 m |
| Anderson County | 35 | 70 | $1.4 m |
| Osage County | 31 | 60 | $1.5 m |
| Jackson County | 20 | 35 | $954,000 |
Households arriving report $6,589 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Johnson County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Franklin County
What is the Franklin County economy?
- County GDP, 2024$1.17 bn
- County GDP, 2023$1.16 bn
- GDP change, 2023 to 20241.1 percent
- GDP change over five years24.5 percent
- Rank by GDP among the Kansas areas BEA publishes25th of 105
- Rank by GDP among the US county areas BEA publishes1711th of 3,127
- GDP per resident$44,734
Output grew 1.1 percent in the latest year and 24.5 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Franklin County
Employment by industry in Franklin County
- Covered employment, annual average10,085
- Establishments reporting711
- Average annual pay$50,350
- Average weekly wage$968
- Transportation and warehousing, employment2,065
- Transportation and warehousing, average annual pay$62,861
- Retail trade, employment1,170
- Retail trade, average annual pay$31,116
- Manufacturing, employment817
- Manufacturing, average annual pay$63,119
- Accommodation and food services, employment756
- Accommodation and food services, average annual pay$18,558
- Construction, employment563
- Professional, scientific and technical services, employment492
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Transportation and warehousing | 2,065 | 34 | $62,861 |
| Retail trade | 1,170 | 71 | $31,116 |
| Manufacturing | 817 | 26 | $63,119 |
| Accommodation and food services | 756 | 46 | $18,558 |
| Construction | 563 | 84 | $73,495 |
| Professional, scientific and technical services | 492 | 75 | $60,522 |
| Other services, except public administration | 154 | 52 | $43,712 |
| Finance and insurance | 127 | 28 | $61,726 |
Transportation and warehousing is the largest private sector at 2,065 jobs, 20.5 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Franklin County
How many businesses are in Franklin County?
- Establishments, all industries533
- Employment at those establishments9,033
- Annual payroll$426.9 m
- Establishments per 1,000 residents20.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Franklin County
Building permits in Franklin County
- Housing units authorized by permit, 2024118
- Declared construction value permitted$27.4 m
- Single family units authorized76
- Multifamily units authorized42
- Multifamily share of units35.6 percent
- Average declared value per unit$232,354
- Units authorized per 1,000 households11.3
Single-family homes are 64.4 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Franklin County
SBA loans in Franklin County (7(a) and 504)
- 7(a) approvals recorded22
- 7(a) gross approval dollars$14.7 m
- Average 7(a) approval$669,959
- Median 7(a) approval$537,750
- 10th percentile approval$99,370
- 90th percentile approval$1,182,060
- Largest single approval$2,585,000
- Jobs reported supported, 7(a)190
- Jobs per approval8.6
- Distinct 7(a) lenders active16
- Distinct industries receiving approvals17
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer31.8 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter14
- Franchise loans4
- Franchise share of approvals18.2 percent
- 504 approvals recorded6
- 504 gross approval dollars$2.1 m
- Average 504 approval$345,333
- Median 504 approval$297,000
- Distinct CDCs active3
- 504 jobs per approval23.7
- 504 jobs per million dollars approved68.5
- Most active CDCFrontier Financial Partners, Inc. (4)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$16.8 m
The average approval of $669,959 sits above the median of $537,750; the median is the better guide to what a typical borrower here gets. 31.8 percent of approvals run on real estate terms of 240 months or more, so this is a market where SBA credit is buying buildings, not just funding operations.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Franklin County
SBA loan default and charge-off rates in Franklin County
Do SBA loans in Franklin County get paid back?
- Loans with a final outcome recorded6
- Paid in full6
- Charged off0
- Status: Cancelled3
- Status: Paid in full6
- Status: Exempt from disclosure13
Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Franklin County
SBA lending by place in Franklin County
- Borrower cities with recorded lending3
- Ottawa, approvals18
- Williamsburg, approvals3
- Pomona, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Ottawa | 18 | $12,581,400 |
| Williamsburg | 3 | $1,807,700 |
| Pomona | 1 | $350,000 |
Ottawa accounts for 18 approvals against 3 in Williamsburg. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Franklin County
How large is Franklin County?
- Land area572 sq mi
- Rank by land area among Kansas counties90th of 105
- Width, east to west24.5 mi
- Height, north to south24.1 mi
- Geographies sharing a boundary5
- Residents per square mile of land46
- Establishments per square mile0.93
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Franklin County
Flood risk in Franklin County
- Participation of the county's own NFIP community Franklin County, unincorporated areasParticipating, community 200565
- Communities in the county in the NFIP Community Status Book9
- Of those, participating in the NFIP8
- NFIP participation rate88.9 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 9
- Communities carrying a CRS class1
- Radon levels in Franklin County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Franklin County (community 200565), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Franklin County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 9, which carries a flood insurance premium discount for policies written in that community. 88.9 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Franklin County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Franklin County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202426,106
- Households10,409
- Average household size2.51
- Median household income$77,207
- Median age39.7
Common questions
Franklin County questions, answered from the record.
How many people live in Franklin County, Kansas?
The Census Bureau estimates 26,273 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 26,106, in 10,409 households, ranking 23rd of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Franklin County's population growing?
The population has grown 1.07 percent since the 2020 census base of 25,996, to 26,273 on July 1, 2024. In 2024 there were 300 births against 298 deaths, with net migration of 48. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Franklin County?
$77,207. The median owner-occupied home is valued at $198,700, which is 2.6 times income, and median gross rent is $1,042 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Franklin County?
533 establishments, employing 9,033 people with an annual payroll of $426.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Franklin County?
Transportation and warehousing is the largest private sector at 2,065 jobs, 20.5 percent of covered employment. Covered employment averages 10,085 jobs at an average annual pay of $50,350, or $968 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Franklin County?
22 7(a) approvals totaling $14.7 m since FY2020, across 16 lenders, with a median approval of $537,750, plus 6 504 approvals worth $2.1 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Franklin County?
118 housing units were authorized by permit in 2024, with a declared construction value of $27.4 m. Multifamily was 35.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Franklin County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Franklin County come from?
The largest single origin is Johnson County, with 191 households. Arriving households report an average income of $51,400 against $44,811 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Franklin County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Franklin County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Franklin County
Cities and places in Franklin.
9 Census places lie wholly or partly in Franklin County. 8 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Ottawa | city | 12,678 | 18 | Wholly in this county |
| Wellsville | city | 2,216 | None recorded | Wholly in this county |
| Pomona | city | 1,088 | 1 | Wholly in this county |
| Richmond | city | 503 | None recorded | Wholly in this county |
| Williamsburg | city | 372 | 3 | Wholly in this county |
| Princeton | city | 236 | None recorded | Wholly in this county |
| Lane | city | 223 | None recorded | Wholly in this county |
| Rantoul | city | 130 | None recorded | Wholly in this county |
| Centropolis | CDP | 0 | None recorded | Wholly in this county |
Nearby