HomeKansasFranklin CountyOttawa city
Ottawa city, Kansas: commercial real estate data.
Ottawa city is a Census city of 12,678 people across 10.32 square miles of land, in Franklin County. Median household income is $71,699, 59.8 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $12.6 m.
76 sourced place values · tier FULL · 8 sections
Ottawa
What Ottawa is
- Census place typecity
- Land area10.32 sq mi
- Water area0.09 sq mi
- Population per square mile of land1,228
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottawa
How many people live in Ottawa
- Population12,678
- Median age36.9
- Population under 182,890
- Share under 1822.8 percent
- Population 65 and over1,889
- Share 65 and over14.9 percent
- Households5,233
- Family households3,263
- Share of households that are families62.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottawa
Income and work in Ottawa
- Median household income$71,699
- Per capita income$33,124
- Civilian labor force6,932
- Employed6,732
- Unemployed200 plus or minus 103
- Unemployment rate2.9 percent plus or minus 1.5
- Adults 25 and over8,206
- Adults 25 and over with a high school diploma or higher94.1 percent
- Adults 25 and over with a bachelor degree or higher25.8 percent
- Adults 25 and over with a graduate degree9.2 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottawa
Housing in Ottawa
- Housing units5,583
- Occupied units5,233
- Vacant units350 plus or minus 170
- Vacancy rate6.3 percent plus or minus 3.0
- Owner occupied3,127
- Renter occupied2,106
- Ownership rate59.8 percent
- Median owner-occupied home value$166,500
- Median gross rent, monthly$1,032
- Annual rent as a share of median income17.3 percent
- Single family units3,909
- Share single family70.0 percent
- Units in buildings of two or more1,257 plus or minus 274
- Share in buildings of two or more22.5 percent plus or minus 4.8
- Mobile homes417 plus or minus 158
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottawa
How Ottawa gets to work
- Workers 16 and over who commute5,882
- Commuting under 15 minutes3,296
- Share commuting under 15 minutes56.0 percent
- Commuting 30 minutes or more1,834
- Share commuting 30 minutes or more31.2 percent
- Drove alone75.0 percent
- Carpooled9.4 percent plus or minus 4.0
- Public transport0.1 percent
- Walked1.6 percent plus or minus 1.0
- Worked from home9.6 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottawa
SBA 7(a) lending to Ottawa borrowers
- Approvals18
- Gross approval$12,581,400
- Average approval$698,967
- Median approval$715,000
- Ninetieth percentile approval$1,854,500
- Largest approval$2,585,000
- Jobs supported145
- Jobs per approval8.1
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more27.8 percent
- Share to franchises22.2 percent
- Distinct lenders14
- Distinct industries by NAICS14
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ottawa
SBA 504 lending to Ottawa borrowers
- Approvals6
- Gross approval$2,072,000
- Average approval$345,333
- Median approval$438,000
- Largest approval$674,000
- Jobs supported142
- Loans with a final outcome5
- Charged off1
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Franklin County, not Ottawa
Franklin County context, not Ottawa figures
These are Franklin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ottawa measurements.
- Establishments in Franklin County533
- Employment at those establishments, Franklin County9,033
- Covered employment, Franklin County10,085
- Average annual pay, Franklin County$50,350
- Average weekly wage, Franklin County$968
- Housing units permitted, Franklin County118
- Of those, single family, Franklin County76
- County product, 2024, Franklin County$1,167,828,000
- County product change over the prior year, Franklin County1.1 percent
- Average income of an arriving household, Franklin County$51,400
Every figure in this section is published for Franklin County as a whole and is not a measurement of Ottawa. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ottawa questions, answered from the record.
How many people live in Ottawa, Kansas?
12,678, in 5,233 households. Ottawa city covers 10.32 square miles of land, which is 1,228 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ottawa in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ottawa?
$71,699. The median owner-occupied home is valued at $166,500. Median gross rent is $1,032 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ottawa businesses?
18 7(a) approvals totalling $12.6 m, across 14 lenders, median approval $715,000, plus 6 504 approvals worth $2.1 m. These count approvals to borrowers whose address is in Ottawa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ottawa borrowers get paid back?
No rate is published for Ottawa. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Ottawa figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ottawa.
Is zoning published for Ottawa?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby