HomeKansasFranklin CountyOttawa
Ottawa, Kansas: commercial real estate data.
Ottawa is a Census city of 12,678 people across 10.32 square miles of land, in Franklin County. Median household income is $71,699, 59.8 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $12.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ottawa
What Ottawa is
- Census place typecity
- Land area10.32 sq mi
- Water area0.09 sq mi
- Population per square mile of land1,228
- County holding the largest share of its areaFranklin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottawa
How many people live in Ottawa
- Population12,678
- Median age36.9
- Population under 182,890
- Share under 1822.8 percent
- Population 65 and over1,889
- Share 65 and over14.9 percent
- Households5,233
- Family households3,263
- Share of households that are families62.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottawa
Income and work in Ottawa
- Median household income$71,699
- Per capita income$33,124
- Civilian labor force6,932
- Employed6,732
- Unemployed200 plus or minus 103
- Unemployment rate2.9 percent plus or minus 1.5
- Adults 25 and over8,206
- Adults 25 and over with a high school diploma or higher94.1 percent
- Adults 25 and over with a bachelor degree or higher25.8 percent
- Adults 25 and over with a graduate degree9.2 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottawa
Housing in Ottawa
- Housing units5,583
- Occupied units5,233
- Vacant units350 plus or minus 170
- Vacancy rate6.3 percent plus or minus 3.0
- Owner occupied3,127
- Renter occupied2,106
- Ownership rate59.8 percent
- Median owner-occupied home value$166,500
- Median gross rent, monthly$1,032
- Annual rent as a share of median income17.3 percent
- Single family units3,909
- Share single family70.0 percent
- Units in buildings of two or more1,257 plus or minus 274
- Share in buildings of two or more22.5 percent plus or minus 4.8
- Mobile homes417 plus or minus 158
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottawa
How Ottawa gets to work
- Workers 16 and over who commute5,882
- Commuting under 15 minutes3,296
- Share commuting under 15 minutes56.0 percent
- Commuting 30 minutes or more1,834
- Share commuting 30 minutes or more31.2 percent
- Drove alone75.0 percent
- Carpooled9.4 percent plus or minus 4.0
- Public transport0.1 percent
- Walked1.6 percent plus or minus 1.0
- Worked from home9.6 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ottawa
SBA loans in Ottawa (7(a))
- Approvals18
- Gross approval$12,581,400
- Average approval$698,967
- Median approval$614,000
- Largest approval$2,585,000
- Jobs supported145
- Jobs per approval8.1
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more27.8 percent
- Share to franchises22.2 percent
- Distinct lenders14
- Distinct industries by NAICS14
Counted by borrower city: approvals to borrowers whose address is in Ottawa, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ottawa
SBA loans in Ottawa (504)
- Approvals6
- Gross approval$2,072,000
- Average approval$345,333
- Median approval$297,000
- Largest approval$674,000
- Jobs supported142
- Loans with a final outcome5
- Charged off1
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Ottawa, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ottawa
Flood risk in Ottawa
- NFIP communityCity of Ottawa
- NFIP community number200104
- Participating in the NFIPYes
- Community Rating System classClass 9
- Currently effective map date03/08/22
The City of Ottawa participates in the National Flood Insurance Program as community 200104 and carries Community Rating System class 9, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Franklin County, not Ottawa
Franklin County context, not Ottawa figures
- Establishments in Franklin County533
- Covered employment, Franklin County10,085
- Average annual pay, Franklin County$50,350
- Housing units permitted, Franklin County118
Every figure in this section is published for Franklin County as a whole and is not a measurement of Ottawa.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ottawa questions, answered from the record.
How many people live in Ottawa, Kansas?
12,678, in 5,233 households. Ottawa city covers 10.32 square miles of land, which is 1,228 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ottawa in?
Franklin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ottawa?
$71,699. The median owner-occupied home is valued at $166,500. Median gross rent is $1,032 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ottawa businesses?
18 7(a) approvals totaling $12.6 m since FY2020, across 14 lenders, median approval $614,000, plus 6 504 approvals worth $2.1 m since FY2010. These count approvals to borrowers whose address is in Ottawa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ottawa borrowers get paid back?
No rate is published for Ottawa. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ottawa in the National Flood Insurance Program?
Yes. Ottawa appears in the FEMA Community Status Book as Ottawa, city of, community 200104, carrying Community Rating System class 9, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ottawa figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Franklin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ottawa.
Is zoning published for Ottawa?
No. Nothing on this page presents parcel level zoning.
Nearby