Osage County, Kansas: commercial real estate data.
Osage County, Kansas had an estimated 15,737 residents on July 1, 2024, down 0.2 percent since the 2020 census base of 15,761, across 706 square miles. County output reached $417.5 m in 2024, 261 establishments operate here, and the SBA record carries 5 7(a) approvals worth $525,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Osage County
How many people live in Osage County
- Population, American Community Survey 2020-202415,744
- Households6,432
- Average household size2.45
- Median household income$74,467
- Median age42.9
- Median gross rent$785 per month
- Median owner-occupied home value$156,800
- Home value to household income2.1 times
- Annual rent as a share of median income12.6 percent
- Adults 25 and over with a bachelor degree or higher21.6 percent
- Adults 25 and over with a graduate degree6.8 percent
- Adults 25 and over11,032
- Population under 183,625
- Share under 1823.0 percent
- Population 65 and over3,288
- Share 65 and over20.9 percent
- Working age population, 18 to 648,831
- Civilian labor force7,778
- Unemployment rate1.9 percent
- Labor force participation, adults 18 and over64.2 percent
- Rank by population among Kansas counties32nd of 105
- Rank by population among US county-equivalents, Puerto Rico included2113th of 3,222
Osage County is the 32nd largest of 105 Kansas counties by population. A median home costs 2.1 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.0 percent against 20.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Osage County
Is Osage County's population growing?
- Population, July 1, 202415,737
- Census 2020 base population15,761
- Population change since the 2020 census base-0.15 percent
- Population change, 2023 to 2024-61
- Births, 2024134
- Deaths, 2024186
- Natural change, 2024-52
- Net domestic migration, 2024-11
- Net international migration, 20240
- Total net migration, 2024-11
- Cumulative net domestic migration, 2021 to 2024323
- Rank by growth among US county-equivalents1893rd of 3,144
The county has lost 0.15 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Osage County
Where are people moving to Osage County from?
- Tax returns filed by households arriving461
- People arriving, from those returns866
- Tax returns filed by households leaving429
- Net household movement32
- Adjusted gross income arriving$24.5 m
- Net adjusted gross income movement$4.8 m
- Average income of an arriving household$53,108
- Average income of a leaving household$45,869
- Largest single originShawnee County (151 households)
- Largest single destinationShawnee County (156 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Shawnee County | 151 | 277 | $7.6 m |
| Franklin County | 35 | 70 | $1.3 m |
| Douglas County | 32 | 69 | $1.8 m |
| Johnson County | 29 | 55 | $1.9 m |
| Lyon County | 23 | 39 | $1.2 m |
Households arriving report $7,239 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Shawnee County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Osage County
What is the Osage County economy?
- County GDP, 2024$417.5 m
- County GDP, 2023$415.7 m
- GDP change, 2023 to 20240.4 percent
- GDP change over five years20.4 percent
- Rank by GDP among the Kansas areas BEA publishes56th of 105
- Rank by GDP among the US county areas BEA publishes2519th of 3,127
- GDP per resident$26,518
Output grew 0.4 percent in the latest year and 20.4 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Osage County
Employment by industry in Osage County
- Covered employment, annual average2,941
- Establishments reporting370
- Average annual pay$38,780
- Average weekly wage$746
- Retail trade, employment354
- Retail trade, average annual pay$22,866
- Health care and social assistance, employment254
- Health care and social assistance, average annual pay$34,311
- Professional, scientific and technical services, employment208
- Professional, scientific and technical services, average annual pay$45,256
- Construction, employment154
- Construction, average annual pay$46,768
- Manufacturing, employment126
- Finance and insurance, employment122
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 354 | 45 | $22,866 |
| Health care and social assistance | 254 | 23 | $34,311 |
| Professional, scientific and technical services | 208 | 37 | $45,256 |
| Construction | 154 | 38 | $46,768 |
| Manufacturing | 126 | 10 | $53,794 |
| Finance and insurance | 122 | 22 | $53,158 |
| Other services, except public administration | 102 | 21 | $45,550 |
| Wholesale trade | 92 | 23 | $100,380 |
Retail trade is the largest private sector at 354 jobs, 12.0 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Osage County
How many businesses are in Osage County?
- Establishments, all industries261
- Employment at those establishments1,737
- Annual payroll$62.2 m
- Establishments per 1,000 residents16.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Osage County
Building permits in Osage County
- Housing units authorized by permit, 202446
- Declared construction value permitted$12.4 m
- Single family units authorized46
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$268,973
- Units authorized per 1,000 households7.2
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Osage County
SBA loans in Osage County (7(a) and 504)
- 7(a) approvals recorded5
- 7(a) gross approval dollars$525,000
- Average 7(a) approval$105,000
- Median 7(a) approval$110,000
- Largest single approval$145,000
- Jobs reported supported, 7(a)24
- Jobs per approval4.8
- Distinct 7(a) lenders active4
- Distinct industries receiving approvals5
- Median 7(a) term96 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter5
- Franchise loans1
- Franchise share of approvals20.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osage County
SBA loan default and charge-off rates in Osage County
Do SBA loans in Osage County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Paid in full2
- Status: Exempt from disclosure3
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osage County
SBA lending by place in Osage County
- Borrower cities with recorded lending3
- Lyndon, approvals2
- Osage City, approvals2
- Melvern, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Lyndon | 2 | $255,000 |
| Osage City | 2 | $205,400 |
| Melvern | 1 | $64,600 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Osage County
How large is Osage County?
- Land area706 sq mi
- Rank by land area among Kansas counties68th of 105
- Width, east to west24.3 mi
- Height, north to south30.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land22
- Establishments per square mile0.37
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Osage County
Flood risk in Osage County
- Participation of the county's own NFIP community Osage County, unincorporated areasParticipating, community 200601
- Communities in the county in the NFIP Community Status Book9
- Of those, participating in the NFIP8
- NFIP participation rate88.9 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 8
- Communities carrying a CRS class2
- Radon levels in Osage County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Osage County (community 200601), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Osage County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 8, which carries a flood insurance premium discount for policies written in that community. 88.9 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Osage County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Osage County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202415,744
- Households6,432
- Average household size2.45
- Median household income$74,467
- Median age42.9
Common questions
Osage County questions, answered from the record.
How many people live in Osage County, Kansas?
The Census Bureau estimates 15,737 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 15,744, in 6,432 households, ranking 32nd of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Osage County's population growing?
The population has fallen 0.15 percent since the 2020 census base of 15,761, to 15,737 on July 1, 2024. In 2024 there were 134 births against 186 deaths, with net migration of -11. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Osage County?
$74,467. The median owner-occupied home is valued at $156,800, which is 2.1 times income, and median gross rent is $785 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Osage County?
261 establishments, employing 1,737 people with an annual payroll of $62.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Osage County?
Retail trade is the largest private sector at 354 jobs, 12.0 percent of covered employment. Covered employment averages 2,941 jobs at an average annual pay of $38,780, or $746 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Osage County?
5 7(a) approvals totaling $525,000 since FY2020, across 4 lenders, with a median approval of $110,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Osage County?
46 housing units were authorized by permit in 2024, with a declared construction value of $12.4 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Osage County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Osage County come from?
The largest single origin is Shawnee County, with 151 households. Arriving households report an average income of $53,108 against $45,869 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Osage County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Osage County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Osage County
Cities and places in Osage.
10 Census places lie wholly or partly in Osage County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Osage City | city | 2,828 | 2 | Wholly in this county |
| Carbondale | city | 1,341 | None recorded | Wholly in this county |
| Overbrook | city | 1,113 | None recorded | Wholly in this county |
| Burlingame | city | 1,046 | None recorded | Wholly in this county |
| Lyndon | city | 1,023 | 2 | Wholly in this county |
| Scranton | city | 911 | None recorded | Wholly in this county |
| Vassar | CDP | 832 | None recorded | Wholly in this county |
| Quenemo | city | 353 | None recorded | Wholly in this county |
| Melvern | city | 352 | 1 | Wholly in this county |
| Olivet | city | 180 | None recorded | Wholly in this county |
Nearby