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Sugar Creek, Missouri: commercial real estate data.

Sugar Creek is a Census city of 3,249 people across 11.04 square miles of land, lying across Jackson County and Clay County. Median household income is $62,165, 74.7 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $359,200 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Sugar Creek

What Sugar Creek is

  • Census place typecity
  • Land area11.04 sq mi
  • Water area0.68 sq mi
  • Population per square mile of land294
  • County holding the largest share of its areaJackson County, 97.8 percent
  • Counties this place lies inJackson County 97.8 percent, Clay County 2.2 percent

Sugar Creek crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sugar Creek

How many people live in Sugar Creek

  • Population3,249
  • Median age40.2
  • Population under 18789 plus or minus 286
  • Share under 1824.3 percent plus or minus 8.8
  • Population 65 and over483 plus or minus 151
  • Share 65 and over14.9 percent plus or minus 4.6
  • Households1,305
  • Family households764
  • Share of households that are families58.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sugar Creek

Income and work in Sugar Creek

  • Median household income$62,165
  • Per capita income$32,991
  • Civilian labor force1,571
  • Employed1,495
  • Unemployed76 plus or minus 63
  • Unemployment rate4.8 percent plus or minus 3.9
  • Adults 25 and over2,257
  • Adults 25 and over with a high school diploma or higher88.3 percent
  • Adults 25 and over with a bachelor degree or higher23.0 percent plus or minus 7.7
  • Adults 25 and over with a graduate degree5.6 percent plus or minus 3.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sugar Creek

Housing in Sugar Creek

  • Housing units1,560
  • Occupied units1,305
  • Vacant units255 plus or minus 126
  • Vacancy rate16.3 percent plus or minus 7.9
  • Owner occupied975
  • Renter occupied330 plus or minus 115
  • Ownership rate74.7 percent
  • Median owner-occupied home value$136,600 plus or minus $46,456
  • Median gross rent, monthly$1,155
  • Annual rent as a share of median income22.3 percent plus or minus 6.0
  • Single family units1,428
  • Share single family91.5 percent
  • Units in buildings of two or more132 plus or minus 83
  • Share in buildings of two or more8.5 percent plus or minus 5.3
  • Mobile homes0
  • Median year structure built1953

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sugar Creek

How Sugar Creek gets to work

  • Workers 16 and over who commute1,420 plus or minus 290
  • Commuting under 15 minutes408 plus or minus 192
  • Share commuting under 15 minutes28.7 percent plus or minus 12.1
  • Commuting 30 minutes or more483 plus or minus 164
  • Share commuting 30 minutes or more34.0 percent plus or minus 9.2
  • Drove alone83.8 percent
  • Carpooled7.7 percent plus or minus 4.6
  • Public transport0.0 percent
  • Walked0.7 percent plus or minus 1.3
  • Worked from home4.0 percent plus or minus 3.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sugar Creek

SBA loans in Sugar Creek (7(a))

  • Approvals3
  • Gross approval$359,200
  • Average approval$119,733
  • Median approval$50,000
  • Largest approval$302,200
  • Jobs supported15
  • Jobs per approval5.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more33.3 percent
  • Share to franchises0.0 percent
  • Distinct lenders3
  • Distinct industries by NAICS3

Counted by borrower city: approvals to borrowers whose address is in Sugar Creek, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Sugar Creek

Flood risk in Sugar Creek

  • NFIP communityCity of Sugar Creek
  • NFIP community number290178
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date12/07/23

The City of Sugar Creek participates in the National Flood Insurance Program as community 290178 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Jackson County, not Sugar Creek

Jackson County context, not Sugar Creek figures

  • Establishments in Jackson County18,212
  • Covered employment, Jackson County375,574
  • Average annual pay, Jackson County$71,613
  • Housing units permitted, Jackson County4,003

Every figure in this section is published for Jackson County as a whole and is not a measurement of Sugar Creek.

All Jackson County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Sugar Creek questions, answered from the record.

How many people live in Sugar Creek, Missouri?

3,249, in 1,305 households. Sugar Creek city covers 11.04 square miles of land, which is 294 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Sugar Creek in?

Sugar Creek lies in more than one. By area it is 97.8 percent in Jackson County, 2.2 percent in Clay County. This page sits under Jackson County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Sugar Creek?

$62,165. The median owner-occupied home is valued at $136,600. Median gross rent is $1,155 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Sugar Creek businesses?

3 7(a) approvals totaling $359,200 since FY2020, across 3 lenders, median approval $50,000. These count approvals to borrowers whose address is in Sugar Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Sugar Creek borrowers get paid back?

No rate is published for Sugar Creek. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Sugar Creek in the National Flood Insurance Program?

Yes. Sugar Creek appears in the FEMA Community Status Book as Sugar Creek, city of, community 290178, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Sugar Creek figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sugar Creek.

Is zoning published for Sugar Creek?

No. Nothing on this page presents parcel level zoning.