HomeMissouriJackson CountyRaytown
Raytown, Missouri: commercial real estate data.
Raytown is a Census city of 29,445 people across 9.93 square miles of land, in Jackson County. Median household income is $68,840, 65.1 percent of occupied homes are owned, and the SBA record carries 29 7(a) approvals to borrowers here worth $14.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Raytown
What Raytown is
- Census place typecity
- Land area9.93 sq mi
- Water area0.04 sq mi
- Population per square mile of land2,965
- County holding the largest share of its areaJackson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Raytown
How many people live in Raytown
- Population29,445
- Median age40.9
- Population under 186,136
- Share under 1820.8 percent
- Population 65 and over5,559
- Share 65 and over18.9 percent
- Households12,492
- Family households7,284
- Share of households that are families58.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Raytown
Income and work in Raytown
- Median household income$68,840
- Per capita income$36,203
- Civilian labor force15,942
- Employed15,055
- Unemployed887 plus or minus 279
- Unemployment rate5.6 percent plus or minus 1.7
- Adults 25 and over21,081
- Adults 25 and over with a high school diploma or higher91.9 percent
- Adults 25 and over with a bachelor degree or higher22.0 percent
- Adults 25 and over with a graduate degree6.4 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Raytown
Housing in Raytown
- Housing units13,452
- Occupied units12,492
- Vacant units960 plus or minus 256
- Vacancy rate7.1 percent plus or minus 1.9
- Owner occupied8,129
- Renter occupied4,363
- Ownership rate65.1 percent
- Median owner-occupied home value$182,900
- Median gross rent, monthly$1,218
- Annual rent as a share of median income21.2 percent
- Single family units11,388
- Share single family84.7 percent
- Units in buildings of two or more1,975 plus or minus 505
- Share in buildings of two or more14.7 percent plus or minus 3.7
- Mobile homes89 plus or minus 79
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Raytown
How Raytown gets to work
- Workers 16 and over who commute13,059
- Commuting under 15 minutes2,058 plus or minus 413
- Share commuting under 15 minutes15.8 percent
- Commuting 30 minutes or more3,976
- Share commuting 30 minutes or more30.4 percent
- Drove alone79.3 percent
- Carpooled7.1 percent plus or minus 1.9
- Public transport0.0 percent
- Walked0.8 percent plus or minus 0.5
- Worked from home11.5 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Raytown
SBA loans in Raytown (7(a))
- Approvals29
- Gross approval$14,591,400
- Average approval$503,152
- Median approval$252,000
- Ninetieth percentile approval$1,044,500
- Largest approval$2,300,000
- Jobs supported564
- Jobs per approval19.4
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more31.0 percent
- Share to franchises3.4 percent
- Distinct lenders19
- Distinct industries by NAICS18
Counted by borrower city: approvals to borrowers whose address is in Raytown, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Raytown
SBA loans in Raytown (504)
- Approvals2
- Gross approval$1,015,000
- Average approval$507,500
- Median approval$507,500
- Largest approval$920,000
- Jobs supported45
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Raytown, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Raytown
Flood risk in Raytown
- NFIP communityCity of Raytown
- NFIP community number290176
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/20/17
The City of Raytown participates in the National Flood Insurance Program as community 290176 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jackson County, not Raytown
Jackson County context, not Raytown figures
- Establishments in Jackson County18,212
- Covered employment, Jackson County375,574
- Average annual pay, Jackson County$71,613
- Housing units permitted, Jackson County4,003
Every figure in this section is published for Jackson County as a whole and is not a measurement of Raytown.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Raytown questions, answered from the record.
How many people live in Raytown, Missouri?
29,445, in 12,492 households. Raytown city covers 9.93 square miles of land, which is 2,965 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Raytown in?
Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Raytown?
$68,840. The median owner-occupied home is valued at $182,900. Median gross rent is $1,218 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Raytown businesses?
29 7(a) approvals totaling $14.6 m since FY2020, across 19 lenders, median approval $252,000, plus 2 504 approvals worth $1.0 m since FY2010. These count approvals to borrowers whose address is in Raytown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Raytown borrowers get paid back?
No rate is published for Raytown. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Raytown in the National Flood Insurance Program?
Yes. Raytown appears in the FEMA Community Status Book as Raytown, city of, community 290176, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Raytown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Raytown.
Is zoning published for Raytown?
No. Nothing on this page presents parcel level zoning.