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Lake Lotawana, Missouri: commercial real estate data.

Lake Lotawana is a Census city of 2,442 people across 10.33 square miles of land, in Jackson County. Median household income is $165,962, 92.9 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $220,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Lake Lotawana

What Lake Lotawana is

  • Census place typecity
  • Land area10.33 sq mi
  • Water area0.98 sq mi
  • Population per square mile of land237
  • County holding the largest share of its areaJackson County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lake Lotawana

How many people live in Lake Lotawana

  • Population2,442
  • Median age47.4
  • Population under 18572 plus or minus 161
  • Share under 1823.4 percent plus or minus 6.6
  • Population 65 and over473 plus or minus 123
  • Share 65 and over19.4 percent plus or minus 5.0
  • Households904
  • Family households698
  • Share of households that are families77.2 percent plus or minus 16.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lake Lotawana

Income and work in Lake Lotawana

  • Median household income$165,962
  • Per capita income$77,278 plus or minus $16,394
  • Civilian labor force1,292
  • Employed1,235
  • Unemployed57 plus or minus 68
  • Unemployment rate4.4 percent plus or minus 5.2
  • Adults 25 and over1,708
  • Adults 25 and over with a high school diploma or higher98.0 percent
  • Adults 25 and over with a bachelor degree or higher62.7 percent
  • Adults 25 and over with a graduate degree24.8 percent plus or minus 5.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lake Lotawana

Housing in Lake Lotawana

  • Housing units1,304
  • Occupied units904
  • Vacant units400 plus or minus 80
  • Vacancy rate30.7 percent
  • Owner occupied840
  • Renter occupied64 plus or minus 37
  • Ownership rate92.9 percent plus or minus 19.9
  • Median owner-occupied home value$564,100 plus or minus $120,832
  • Median gross rent, monthly$2,042
  • Annual rent as a share of median income14.8 percent plus or minus 3.3
  • Single family units1,292
  • Share single family99.1 percent
  • Units in buildings of two or more12 plus or minus 22
  • Share in buildings of two or more0.9 percent plus or minus 1.7
  • Mobile homes0
  • Median year structure built1974

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lake Lotawana

How Lake Lotawana gets to work

  • Workers 16 and over who commute933
  • Commuting under 15 minutes140 plus or minus 63
  • Share commuting under 15 minutes15.0 percent plus or minus 6.4
  • Commuting 30 minutes or more547 plus or minus 172
  • Share commuting 30 minutes or more58.6 percent plus or minus 16.0
  • Drove alone70.4 percent
  • Carpooled3.2 percent plus or minus 2.6
  • Public transport0.0 percent
  • Walked0.6 percent plus or minus 0.8
  • Worked from home24.7 percent plus or minus 8.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lake Lotawana

SBA loans in Lake Lotawana (7(a))

  • Approvals1
  • Gross approval$220,000
  • Average approval$220,000
  • Median approval$220,000
  • Largest approval$220,000
  • Jobs supported5
  • Jobs per approval5.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Lake Lotawana, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Lake Lotawana

Flood risk in Lake Lotawana

  • NFIP communityCity of Lake Lotawana
  • NFIP community number290697
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date01/20/17

The City of Lake Lotawana participates in the National Flood Insurance Program as community 290697 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Jackson County, not Lake Lotawana

Jackson County context, not Lake Lotawana figures

  • Establishments in Jackson County18,212
  • Covered employment, Jackson County375,574
  • Average annual pay, Jackson County$71,613
  • Housing units permitted, Jackson County4,003

Every figure in this section is published for Jackson County as a whole and is not a measurement of Lake Lotawana.

All Jackson County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Lake Lotawana questions, answered from the record.

How many people live in Lake Lotawana, Missouri?

2,442, in 904 households. Lake Lotawana city covers 10.33 square miles of land, which is 237 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Lake Lotawana in?

Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Lake Lotawana?

$165,962. The median owner-occupied home is valued at $564,100. Median gross rent is $2,042 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Lake Lotawana businesses?

1 7(a) approvals totaling $220,000 since FY2020, across 1 lenders, median approval $220,000. These count approvals to borrowers whose address is in Lake Lotawana, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Lake Lotawana borrowers get paid back?

No rate is published for Lake Lotawana. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Lake Lotawana in the National Flood Insurance Program?

Yes. Lake Lotawana appears in the FEMA Community Status Book as Lake Lotawana, city of, community 290697, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Lake Lotawana figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lake Lotawana.

Is zoning published for Lake Lotawana?

No. Nothing on this page presents parcel level zoning.