HomeMissouriJackson CountyGrain Valley
Grain Valley, Missouri: commercial real estate data.
Grain Valley is a Census city of 16,271 people across 6.16 square miles of land, in Jackson County. Median household income is $89,649, 65.0 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $16.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Grain Valley
What Grain Valley is
- Census place typecity
- Land area6.16 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,640
- County holding the largest share of its areaJackson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grain Valley
How many people live in Grain Valley
- Population16,271
- Median age35.2
- Population under 184,862
- Share under 1829.9 percent
- Population 65 and over1,850
- Share 65 and over11.4 percent
- Households6,119
- Family households3,998
- Share of households that are families65.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grain Valley
Income and work in Grain Valley
- Median household income$89,649
- Per capita income$39,443
- Civilian labor force9,162
- Employed8,996
- Unemployed166 plus or minus 92
- Unemployment rate1.8 percent plus or minus 1.0
- Adults 25 and over10,100
- Adults 25 and over with a high school diploma or higher94.2 percent
- Adults 25 and over with a bachelor degree or higher27.4 percent
- Adults 25 and over with a graduate degree9.6 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grain Valley
Housing in Grain Valley
- Housing units6,402
- Occupied units6,119
- Vacant units283 plus or minus 168
- Vacancy rate4.4 percent plus or minus 2.6
- Owner occupied3,978
- Renter occupied2,141
- Ownership rate65.0 percent
- Median owner-occupied home value$283,800
- Median gross rent, monthly$1,398
- Annual rent as a share of median income18.7 percent
- Single family units5,557
- Share single family86.8 percent
- Units in buildings of two or more845 plus or minus 289
- Share in buildings of two or more13.2 percent plus or minus 4.5
- Mobile homes0
- Median year structure built2002
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grain Valley
How Grain Valley gets to work
- Workers 16 and over who commute7,265
- Commuting under 15 minutes1,816 plus or minus 404
- Share commuting under 15 minutes25.0 percent plus or minus 5.1
- Commuting 30 minutes or more3,161
- Share commuting 30 minutes or more43.5 percent
- Drove alone76.0 percent
- Carpooled4.9 percent plus or minus 1.8
- Public transport0.0 percent
- Walked0.7 percent plus or minus 0.8
- Worked from home18.0 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Grain Valley
SBA loans in Grain Valley (7(a))
- Approvals28
- Gross approval$16,100,000
- Average approval$575,000
- Median approval$237,750
- Ninetieth percentile approval$1,352,000
- Largest approval$3,350,000
- Jobs supported223
- Jobs per approval8.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.9 percent
- Share to franchises14.3 percent
- Distinct lenders16
- Distinct industries by NAICS19
Counted by borrower city: approvals to borrowers whose address is in Grain Valley, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Grain Valley
SBA loans in Grain Valley (504)
- Approvals7
- Gross approval$3,999,000
- Average approval$571,286
- Median approval$369,000
- Largest approval$1,785,000
- Jobs supported44
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Grain Valley, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Grain Valley
Flood risk in Grain Valley
- NFIP communityCity of Grain Valley
- NFIP community number290737
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date01/20/17
The City of Grain Valley participates in the National Flood Insurance Program as community 290737 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jackson County, not Grain Valley
Jackson County context, not Grain Valley figures
- Establishments in Jackson County18,212
- Covered employment, Jackson County375,574
- Average annual pay, Jackson County$71,613
- Housing units permitted, Jackson County4,003
Every figure in this section is published for Jackson County as a whole and is not a measurement of Grain Valley.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Grain Valley questions, answered from the record.
How many people live in Grain Valley, Missouri?
16,271, in 6,119 households. Grain Valley city covers 6.16 square miles of land, which is 2,640 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Grain Valley in?
Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Grain Valley?
$89,649. The median owner-occupied home is valued at $283,800. Median gross rent is $1,398 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Grain Valley businesses?
28 7(a) approvals totaling $16.1 m since FY2020, across 16 lenders, median approval $237,750, plus 7 504 approvals worth $4.0 m since FY2010. These count approvals to borrowers whose address is in Grain Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Grain Valley borrowers get paid back?
No rate is published for Grain Valley. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Grain Valley in the National Flood Insurance Program?
Yes. Grain Valley appears in the FEMA Community Status Book as Grain Valley, city of, community 290737, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Grain Valley figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Grain Valley.
Is zoning published for Grain Valley?
No. Nothing on this page presents parcel level zoning.