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Oak Grove, Missouri: commercial real estate data.

Oak Grove is a Census city of 8,538 people across 6.41 square miles of land, lying across Jackson County and Lafayette County. Median household income is $75,102, 60.3 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $6.1 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Oak Grove

What Oak Grove is

  • Census place typecity
  • Land area6.41 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land1,332
  • County holding the largest share of its areaJackson County, 94.0 percent
  • Counties this place lies inJackson County 94.0 percent, Lafayette County 6.0 percent

Oak Grove crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oak Grove

How many people live in Oak Grove

  • Population8,538
  • Median age32.6
  • Population under 182,061
  • Share under 1824.1 percent
  • Population 65 and over1,210
  • Share 65 and over14.2 percent
  • Households3,132
  • Family households2,056
  • Share of households that are families65.6 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oak Grove

Income and work in Oak Grove

  • Median household income$75,102
  • Per capita income$33,317
  • Civilian labor force4,573
  • Employed4,274
  • Unemployed299 plus or minus 136
  • Unemployment rate6.5 percent plus or minus 2.9
  • Adults 25 and over5,665
  • Adults 25 and over with a high school diploma or higher89.3 percent
  • Adults 25 and over with a bachelor degree or higher15.4 percent plus or minus 3.4
  • Adults 25 and over with a graduate degree3.2 percent plus or minus 1.5

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oak Grove

Housing in Oak Grove

  • Housing units3,202
  • Occupied units3,132
  • Vacant units70 plus or minus 49
  • Vacancy rate2.2 percent plus or minus 1.5
  • Owner occupied1,888
  • Renter occupied1,244
  • Ownership rate60.3 percent
  • Median owner-occupied home value$215,500
  • Median gross rent, monthly$1,044
  • Annual rent as a share of median income16.7 percent
  • Single family units2,578
  • Share single family80.5 percent
  • Units in buildings of two or more602 plus or minus 145
  • Share in buildings of two or more18.8 percent plus or minus 4.3
  • Mobile homes22 plus or minus 30
  • Median year structure built1987

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oak Grove

How Oak Grove gets to work

  • Workers 16 and over who commute3,926
  • Commuting under 15 minutes887 plus or minus 224
  • Share commuting under 15 minutes22.6 percent plus or minus 5.4
  • Commuting 30 minutes or more2,047
  • Share commuting 30 minutes or more52.1 percent
  • Drove alone81.6 percent
  • Carpooled8.3 percent plus or minus 2.8
  • Public transport0.0 percent
  • Walked1.7 percent plus or minus 2.0
  • Worked from home5.7 percent plus or minus 2.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Oak Grove

SBA loans in Oak Grove (7(a))

  • Approvals13
  • Gross approval$6,071,200
  • Average approval$467,015
  • Median approval$220,000
  • Largest approval$1,723,000
  • Jobs supported145
  • Jobs per approval11.2
  • Loans with a final outcome4
  • Paid in full4
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more30.8 percent
  • Share to franchises15.4 percent
  • Distinct lenders10
  • Distinct industries by NAICS11

Counted by borrower city: approvals to borrowers whose address is in Oak Grove, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Oak Grove

SBA loans in Oak Grove (504)

  • Approvals4
  • Gross approval$1,338,000
  • Average approval$334,500
  • Median approval$258,500
  • Largest approval$612,000
  • Jobs supported45
  • Loans with a final outcome1
  • Charged off0
  • Median term270 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Oak Grove, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Oak Grove

Flood risk in Oak Grove

  • NFIP communityCity of Oak Grove
  • NFIP community number290694
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date01/20/17

The City of Oak Grove participates in the National Flood Insurance Program as community 290694 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Jackson County, not Oak Grove

Jackson County context, not Oak Grove figures

  • Establishments in Jackson County18,212
  • Covered employment, Jackson County375,574
  • Average annual pay, Jackson County$71,613
  • Housing units permitted, Jackson County4,003

Every figure in this section is published for Jackson County as a whole and is not a measurement of Oak Grove.

All Jackson County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Oak Grove questions, answered from the record.

How many people live in Oak Grove, Missouri?

8,538, in 3,132 households. Oak Grove city covers 6.41 square miles of land, which is 1,332 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Oak Grove in?

Oak Grove lies in more than one. By area it is 94.0 percent in Jackson County, 6.0 percent in Lafayette County. This page sits under Jackson County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Oak Grove?

$75,102. The median owner-occupied home is valued at $215,500. Median gross rent is $1,044 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Oak Grove businesses?

13 7(a) approvals totaling $6.1 m since FY2020, across 10 lenders, median approval $220,000, plus 4 504 approvals worth $1.3 m since FY2010. These count approvals to borrowers whose address is in Oak Grove, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Oak Grove borrowers get paid back?

No rate is published for Oak Grove. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Oak Grove in the National Flood Insurance Program?

Yes. Oak Grove appears in the FEMA Community Status Book as Oak Grove, city of, community 290694, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Oak Grove figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oak Grove.

Is zoning published for Oak Grove?

No. Nothing on this page presents parcel level zoning.