HomeMissouriJackson CountyIndependence city
Independence city, Missouri: commercial real estate data.
Independence city is a Census city of 121,740 people across 77.99 square miles of land, in Jackson County. Median household income is $60,339, 60.9 percent of occupied homes are owned, and the SBA record carries 91 7(a) approvals to borrowers here worth $59.0 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Independence
What Independence is
- Census place typecity
- Land area77.99 sq mi
- Water area0.44 sq mi
- Population per square mile of land1,561
- County holding the largest share of its areaJackson County, 99.6 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Independence
How many people live in Independence
- Population121,740
- Median age39.0
- Population under 1827,767
- Share under 1822.8 percent
- Population 65 and over22,794
- Share 65 and over18.7 percent
- Households51,477
- Family households29,594
- Share of households that are families57.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Independence
Income and work in Independence
- Median household income$60,339
- Per capita income$32,713
- Civilian labor force60,229
- Employed56,837
- Unemployed3,392 plus or minus 696
- Unemployment rate5.6 percent plus or minus 1.1
- Adults 25 and over84,238
- Adults 25 and over with a high school diploma or higher89.5 percent
- Adults 25 and over with a bachelor degree or higher21.9 percent
- Adults 25 and over with a graduate degree7.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Independence
Housing in Independence
- Housing units56,084
- Occupied units51,477
- Vacant units4,607
- Vacancy rate8.2 percent
- Owner occupied31,355
- Renter occupied20,122
- Ownership rate60.9 percent
- Median owner-occupied home value$172,900
- Median gross rent, monthly$1,109
- Annual rent as a share of median income22.1 percent
- Single family units42,678
- Share single family76.1 percent
- Units in buildings of two or more11,905
- Share in buildings of two or more21.2 percent
- Mobile homes1,439 plus or minus 455
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Independence
How Independence gets to work
- Workers 16 and over who commute49,064
- Commuting under 15 minutes10,345
- Share commuting under 15 minutes21.1 percent
- Commuting 30 minutes or more17,174
- Share commuting 30 minutes or more35.0 percent
- Drove alone77.7 percent
- Carpooled7.9 percent
- Public transport0.5 percent plus or minus 0.2
- Walked0.9 percent plus or minus 0.3
- Worked from home12.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Independence
SBA loans in Independence (7(a))
- Approvals91
- Gross approval$59,017,200
- Average approval$648,541
- Median approval$316,500
- Ninetieth percentile approval$1,890,000
- Largest approval$4,932,000
- Jobs supported1,409
- Jobs per approval15.5
- Loans with a final outcome13
- Paid in full12
- Charged off1
- Charge-off rate over resolved loans7.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more41.8 percent
- Share to franchises23.1 percent
- Distinct lenders42
- Distinct industries by NAICS53
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Independence
SBA loans in Independence (504)
- Approvals19
- Gross approval$12,463,000
- Average approval$655,947
- Median approval$461,000
- Largest approval$2,262,000
- Jobs supported204
- Loans with a final outcome7
- Charged off1
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jackson County, not Independence
Jackson County context, not Independence figures
These are Jackson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Independence measurements.
- Establishments in Jackson County18,212
- Employment at those establishments, Jackson County360,017
- Covered employment, Jackson County375,574
- Average annual pay, Jackson County$71,613
- Average weekly wage, Jackson County$1,377
- Housing units permitted, Jackson County4,003
- Of those, single family, Jackson County1,253
- County product, 2024, Jackson County$65,088,886,000
- County product change over the prior year, Jackson County5.6 percent
- Average income of an arriving household, Jackson County$68,382
Every figure in this section is published for Jackson County as a whole and is not a measurement of Independence. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Independence questions, answered from the record.
How many people live in Independence, Missouri?
121,740, in 51,477 households. Independence city covers 77.99 square miles of land, which is 1,561 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Independence in?
Jackson County, which holds 99.6 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Independence?
$60,339. The median owner-occupied home is valued at $172,900. Median gross rent is $1,109 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Independence businesses?
91 7(a) approvals totalling $59.0 m, across 42 lenders, median approval $316,500, plus 19 504 approvals worth $12.5 m. These count approvals to borrowers whose address is in Independence, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Independence borrowers get paid back?
Of the 13 loans that have reached a final outcome, 12 were paid in full and 1 charged off, a charge off rate of 7.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Independence figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Independence.
Is zoning published for Independence?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.