Clinton County, Missouri: commercial real estate data.
Clinton County, Missouri had an estimated 21,721 residents on July 1, 2024, up 2.5 percent since the 2020 census base of 21,182, across 419 square miles. County output reached $575.1 m in 2024, 392 establishments operate here, and the SBA record carries 13 7(a) approvals worth $7.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Clinton County
How many people live in Clinton County
- Population, American Community Survey 2020-202421,414
- Households8,329
- Average household size2.57
- Median household income$70,627
- Median age42.0
- Median gross rent$1,008 per month
- Median owner-occupied home value$226,800
- Home value to household income3.2 times
- Annual rent as a share of median income17.1 percent
- Adults 25 and over with a bachelor degree or higher22.1 percent
- Adults 25 and over with a graduate degree7.8 percent
- Adults 25 and over14,908
- Population under 184,963
- Share under 1823.2 percent
- Population 65 and over4,049
- Share 65 and over18.9 percent
- Working age population, 18 to 6412,402
- Civilian labor force10,320
- Unemployment rate3.0 percent
- Labor force participation, adults 18 and over62.7 percent
- Rank by population among Missouri counties53rd of 115
- Rank by population among US county-equivalents, Puerto Rico included1798th of 3,222
Clinton County is the 53rd largest of 115 Missouri counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 23.2 percent against 18.9 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Clinton County
Is Clinton County's population growing?
- Population, July 1, 202421,721
- Census 2020 base population21,182
- Population change since the 2020 census base2.54 percent
- Population change, 2023 to 2024152
- Births, 2024240
- Deaths, 2024284
- Natural change, 2024-44
- Net domestic migration, 2024202
- Net international migration, 2024-3
- Total net migration, 2024199
- Cumulative net domestic migration, 2021 to 2024691
- Rank by growth among US county-equivalents997th of 3,144
The county has grown 2.54 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Clinton County
Where are people moving to Clinton County from?
- Tax returns filed by households arriving795
- People arriving, from those returns1,554
- Tax returns filed by households leaving725
- Net household movement70
- Adjusted gross income arriving$48.9 m
- Net adjusted gross income movement$11.5 m
- Average income of an arriving household$61,483
- Average income of a leaving household$51,512
- Largest single originClay County (224 households)
- Largest single destinationClay County (194 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Clay County | 224 | 444 | $14.6 m |
| DeKalb County | 89 | 179 | $4.5 m |
| Jackson County | 54 | 104 | $3.6 m |
| Buchanan County | 50 | 83 | $3.0 m |
| Platte County | 48 | 85 | $3.2 m |
| Caldwell County | 36 | 66 | $1.9 m |
| Daviess County | 30 | 61 | $1.4 m |
| Ray County | 25 | 53 | $2.0 m |
Households arriving report $9,971 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Clay County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Clinton County
What is the Clinton County economy?
- County GDP, 2024$575.1 m
- County GDP, 2023$523.4 m
- GDP change, 2023 to 20249.9 percent
- GDP change over five years35.6 percent
- Rank by GDP among the Missouri areas BEA publishes71st of 115
- Rank by GDP among the US county areas BEA publishes2314th of 3,127
- GDP per resident$26,855
Output grew 9.9 percent in the latest year and 35.6 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Clinton County
Employment by industry in Clinton County
- Covered employment, annual average4,455
- Establishments reporting485
- Average annual pay$48,055
- Average weekly wage$924
- Health care and social assistance, employment1,077
- Health care and social assistance, average annual pay$56,123
- Construction, employment367
- Construction, average annual pay$71,411
- Retail trade, employment357
- Retail trade, average annual pay$31,777
- Accommodation and food services, employment354
- Accommodation and food services, average annual pay$19,993
- Manufacturing, employment260
- Finance and insurance, employment163
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 1,077 | 79 | $56,123 |
| Construction | 367 | 68 | $71,411 |
| Retail trade | 357 | 52 | $31,777 |
| Accommodation and food services | 354 | 26 | $19,993 |
| Manufacturing | 260 | 13 | $47,042 |
| Finance and insurance | 163 | 28 | $58,509 |
| Administrative and support and waste management services | 151 | 23 | $42,098 |
| Other services, except public administration | 119 | 30 | $34,610 |
Health care and social assistance is the largest private sector at 1,077 jobs, 24.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Clinton County
How many businesses are in Clinton County?
- Establishments, all industries392
- Employment at those establishments2,947
- Annual payroll$123.5 m
- Establishments per 1,000 residents18.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Clinton County
Building permits in Clinton County
- Housing units authorized by permit, 202468
- Declared construction value permitted$20.6 m
- Single family units authorized66
- Multifamily units authorized2
- Multifamily share of units2.9 percent
- Average declared value per unit$302,241
- Units authorized per 1,000 households8.2
Single-family homes are 97.1 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Clinton County
SBA loans in Clinton County (7(a) and 504)
- 7(a) approvals recorded13
- 7(a) gross approval dollars$7.8 m
- Average 7(a) approval$596,169
- Median 7(a) approval$150,000
- Largest single approval$3,230,500
- Jobs reported supported, 7(a)88
- Jobs per approval6.8
- Distinct 7(a) lenders active10
- Distinct industries receiving approvals11
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer23.1 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter9
- Franchise loans2
- Franchise share of approvals15.4 percent
- 504 approvals recorded4
- 504 gross approval dollars$2.0 m
- Average 504 approval$511,500
- Median 504 approval$549,500
- Distinct CDCs active3
- 504 jobs per approval26.5
- 504 jobs per million dollars approved51.8
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$9.8 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clinton County
SBA loan default and charge-off rates in Clinton County
Do SBA loans in Clinton County get paid back?
- Loans with a final outcome recorded2
- Paid in full2
- Charged off0
- Status: Exempt from disclosure10
- Status: Paid in full2
- Status: Cancelled1
Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clinton County
SBA lending by place in Clinton County
- Borrower cities with recorded lending4
- Cameron, approvals6
- Trimble, approvals3
- Plattsburg, approvals3
- Lawson, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Cameron | 6 | $6,908,800 |
| Trimble | 3 | $560,500 |
| Plattsburg | 3 | $245,000 |
| Lawson | 1 | $35,900 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clinton County
How large is Clinton County?
- Land area419 sq mi
- Rank by land area among Missouri counties106th of 115
- Width, east to west21.1 mi
- Height, north to south20.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land51
- Establishments per square mile0.94
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Clinton County
Flood risk in Clinton County
- Participation of the county's own NFIP community Clinton County, unincorporated areasParticipating, community 290793
- Communities in the county in the NFIP Community Status Book7
- Of those, participating in the NFIP7
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Clinton County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Clinton County (community 290793), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Clinton County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Clinton County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Clinton County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202421,414
- Households8,329
- Average household size2.57
- Median household income$70,627
- Median age42.0
Common questions
Clinton County questions, answered from the record.
How many people live in Clinton County, Missouri?
The Census Bureau estimates 21,721 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 21,414, in 8,329 households, ranking 53rd of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Clinton County's population growing?
The population has grown 2.54 percent since the 2020 census base of 21,182, to 21,721 on July 1, 2024. In 2024 there were 240 births against 284 deaths, with net migration of 199. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Clinton County?
$70,627. The median owner-occupied home is valued at $226,800, which is 3.2 times income, and median gross rent is $1,008 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Clinton County?
392 establishments, employing 2,947 people with an annual payroll of $123.5 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Clinton County?
Health care and social assistance is the largest private sector at 1,077 jobs, 24.2 percent of covered employment. Covered employment averages 4,455 jobs at an average annual pay of $48,055, or $924 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Clinton County?
13 7(a) approvals totaling $7.8 m since FY2020, across 10 lenders, with a median approval of $150,000, plus 4 504 approvals worth $2.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Clinton County?
68 housing units were authorized by permit in 2024, with a declared construction value of $20.6 m. Multifamily was 2.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Clinton County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Clinton County come from?
The largest single origin is Clay County, with 224 households. Arriving households report an average income of $61,483 against $51,512 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Clinton County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Clinton County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Clinton County
Cities and places in Clinton.
10 Census places lie wholly or partly in Clinton County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Cameron | city | 8,519 | 6 | 48.0 percent here, 47.2 percent DeKalb County, 4.9 percent Caldwell County |
| Lathrop | city | 2,560 | None recorded | Wholly in this county |
| Plattsburg | city | 2,253 | 3 | Wholly in this county |
| Gower | city | 1,799 | None recorded | 93.3 percent here, 6.7 percent Buchanan County |
| Trimble | city | 561 | 3 | Wholly in this county |
| Holt | city | 440 | None recorded | 28.8 percent here, 71.2 percent Clay County |
| Osborn | city | 424 | None recorded | 19.2 percent here, 80.8 percent DeKalb County |
| Turney | village | 108 | None recorded | Wholly in this county |
| Lake Arrowhead | CDP | 93 | None recorded | Wholly in this county |
| Grayson | CDP | 28 | None recorded | Wholly in this county |
A further 1 of the county's 13 SBA 7(a) approvals are to borrowers in cities that match no Census place in Clinton County, the largest being Lawson (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby