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Edwards County, Kansas: commercial real estate data.

Edwards County, Kansas had an estimated 2,731 residents on July 1, 2024, down 5.9 percent since the 2020 census base of 2,902, across 622 square miles. County output reached $236.0 m in 2024, 72 establishments operate here, and the SBA record carries 9 7(a) approvals worth $828,600 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Edwards County

How many people live in Edwards County

  • Population, American Community Survey 2020-20242,779
  • Households1,162
  • Average household size2.39
  • Median household income$52,692
  • Median age44.2
  • Median gross rent$740 per month
  • Median owner-occupied home value$70,900
  • Home value to household income1.3 times
  • Annual rent as a share of median income16.9 percent
  • Adults 25 and over with a bachelor degree or higher20.6 percent
  • Adults 25 and over with a graduate degree6.8 percent
  • Adults 25 and over1,966
  • Population under 18645
  • Share under 1823.2 percent
  • Population 65 and over625
  • Share 65 and over22.5 percent
  • Working age population, 18 to 641,509
  • Civilian labor force1,296
  • Unemployment rate6.8 percent
  • Labor force participation, adults 18 and over60.7 percent
  • Rank by population among Kansas counties84th of 105
  • Rank by population among US county-equivalents, Puerto Rico included3053rd of 3,222

Edwards County is the 84th largest of 105 Kansas counties by population. A median home costs 1.3 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.2 percent against 22.5 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Edwards County

Is Edwards County's population growing?

  • Population, July 1, 20242,731
  • Census 2020 base population2,902
  • Population change since the 2020 census base-5.89 percent
  • Population change, 2023 to 20240
  • Births, 202424
  • Deaths, 202463
  • Natural change, 2024-39
  • Net domestic migration, 20247
  • Net international migration, 202432
  • Total net migration, 202439
  • Cumulative net domestic migration, 2021 to 2024-70
  • Rank by growth among US county-equivalents3038th of 3,144

The county has lost 5.89 percent of its population since the 2020 census base.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Edwards County

Where are people moving to Edwards County from?

  • Tax returns filed by households arriving45
  • People arriving, from those returns93
  • Tax returns filed by households leaving56
  • Net household movement-11
  • Adjusted gross income arriving$1.8 m
  • Net adjusted gross income movement$-1.3 m
  • Average income of an arriving household$39,933
  • Average income of a leaving household$55,304
Largest origins of households moving into Edwards County
OriginHouseholdsPeopleAdjusted gross income

Households arriving report $15,371 less average income than households leaving, which drains spending power even where headcount holds up.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Edwards County

What is the Edwards County economy?

  • County GDP, 2024$236.0 m
  • County GDP, 2023$221.3 m
  • GDP change, 2023 to 20246.7 percent
  • GDP change over five years42.8 percent
  • Rank by GDP among the Kansas areas BEA publishes75th of 105
  • Rank by GDP among the US county areas BEA publishes2827th of 3,127
  • GDP per resident$84,937

Output grew 6.7 percent in the latest year and 42.8 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Edwards County

Employment by industry in Edwards County

  • Covered employment, annual average924
  • Establishments reporting126
  • Average annual pay$46,926
  • Average weekly wage$902
  • Health care and social assistance, employment129
  • Health care and social assistance, average annual pay$51,921
  • Manufacturing, employment94
  • Manufacturing, average annual pay$45,070
  • Wholesale trade, employment84
  • Wholesale trade, average annual pay$62,272
  • Retail trade, employment69
  • Retail trade, average annual pay$20,416
  • Construction, employment51
  • Finance and insurance, employment20
Private sector employment and pay by industry, Edwards County
SectorEmploymentEstablishmentsAverage annual pay
Health care and social assistance1295$51,921
Manufacturing945$45,070
Wholesale trade8412$62,272
Retail trade6911$20,416
Construction517$63,815
Finance and insurance206$42,901
Other services, except public administration126$33,793

Health care and social assistance is the largest private sector at 129 jobs, 14.0 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Edwards County

How many businesses are in Edwards County?

  • Establishments, all industries72
  • Employment at those establishments507
  • Annual payroll$22.0 m
  • Establishments per 1,000 residents25.9

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Edwards County

Building permits in Edwards County

  • Housing units authorized by permit, 20240
  • Declared construction value permitted$0
  • Single family units authorized0
  • Multifamily units authorized0

No residential units were authorized by permit in 2024. In a small county this is common and is not by itself a sign of distress, but it does mean there is no recent residential pipeline to read demand from.

US Census Bureau, Building Permits Survey, 2024 annual.

Edwards County

SBA loans in Edwards County (7(a) and 504)

  • 7(a) approvals recorded9
  • 7(a) gross approval dollars$828,600
  • Average 7(a) approval$92,067
  • Median 7(a) approval$85,000
  • Largest single approval$187,000
  • Jobs reported supported, 7(a)40
  • Jobs per approval4.4
  • Distinct 7(a) lenders active2
  • Distinct industries receiving approvals6
  • Median 7(a) term120 months
  • Share of loans on real estate terms, 240 months or longer11.1 percent
  • Loans on real estate terms1
  • Loans on working capital terms, 120 months or shorter8
  • Franchise loans0
  • Franchise share of approvals0.0 percent
  • Leading industry by approval countHardware Retailers (3)
  • Most active lenderBank of Hays (8)

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Edwards County

SBA loan default and charge-off rates in Edwards County

Do SBA loans in Edwards County get paid back?

  • Loans with a final outcome recorded3
  • Paid in full3
  • Charged off0
  • Status: Exempt from disclosure6
  • Status: Paid in full3

Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Edwards County

SBA lending by place in Edwards County

  • Borrower cities with recorded lending2
  • Kinsley, approvals7
  • Lewis, approvals2
SBA 7(a) approvals by borrower city, loans with a project in Edwards County, FY2020 to FY2026
Borrower cityApprovalsGross approval dollars
Kinsley7$713,600
Lewis2$115,000

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Edwards County

How large is Edwards County?

  • Land area622 sq mi
  • Rank by land area among Kansas counties81st of 105
  • Width, east to west30.4 mi
  • Height, north to south24.5 mi
  • Geographies sharing a boundary6
  • Residents per square mile of land4
  • Establishments per square mile0.12

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Edwards County

Flood risk in Edwards County

  • Participation of the county's own NFIP community Edwards County, unincorporated areasNot participating, community 200576
  • Communities in the county in the NFIP Community Status Book2
  • Of those, participating in the NFIP1
  • NFIP participation rate50.0 percent
  • Communities carrying a CRS class0
  • Radon levels in Edwards County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2

The county's own community in the status book, unincorporated Edwards County (community 200576), does not participate in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Edwards County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 50.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Edwards County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Edwards County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-20242,779
  • Households1,162
  • Average household size2.39
  • Median household income$52,692
  • Median age44.2

How a feasibility study works →

Common questions

Edwards County questions, answered from the record.

How many people live in Edwards County, Kansas?

The Census Bureau estimates 2,731 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 2,779, in 1,162 households, ranking 84th of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Edwards County's population growing?

The population has fallen 5.89 percent since the 2020 census base of 2,902, to 2,731 on July 1, 2024. In 2024 there were 24 births against 63 deaths, with net migration of 39. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Edwards County?

$52,692. The median owner-occupied home is valued at $70,900, which is 1.3 times income, and median gross rent is $740 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Edwards County?

72 establishments, employing 507 people with an annual payroll of $22.0 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Edwards County?

Health care and social assistance is the largest private sector at 129 jobs, 14.0 percent of covered employment. Covered employment averages 924 jobs at an average annual pay of $46,926, or $902 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Edwards County?

9 7(a) approvals totaling $828,600 since FY2020, across 2 lenders, with a median approval of $85,000. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Edwards County?

No residential units were authorized by permit in 2024. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Edwards County?

Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Are traffic counts available for Edwards County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Edwards County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Edwards County

Cities and places in Edwards.

4 Census places lie wholly or partly in Edwards County. All 4 carry enough published place level data for a page of their own and are linked.

Census places in Edwards County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Edwards County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Kinsleycity1,3287Wholly in this county
Lewiscity4892Wholly in this county
Offerlecity151None recordedWholly in this county
Belprecity36None recordedWholly in this county