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Kiowa County, Kansas: commercial real estate data.

Kiowa County, Kansas had an estimated 2,436 residents on July 1, 2024, down 0.9 percent since the 2020 census base of 2,459, across 723 square miles. County output reached $135.0 m in 2024, 73 establishments operate here, and the SBA record carries 2 7(a) approvals worth $5.1 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Kiowa County

How many people live in Kiowa County

  • Population, American Community Survey 2020-20242,422
  • Households955
  • Average household size2.54
  • Median household income$75,539
  • Median age41.1
  • Median gross rent$762 per month
  • Median owner-occupied home value$155,300
  • Home value to household income2.1 times
  • Annual rent as a share of median income12.1 percent
  • Adults 25 and over with a bachelor degree or higher28.3 percent
  • Adults 25 and over with a graduate degree7.9 percent
  • Adults 25 and over1,623
  • Population under 18563
  • Share under 1823.2 percent
  • Population 65 and over548
  • Share 65 and over22.6 percent
  • Working age population, 18 to 641,311
  • Civilian labor force1,271
  • Unemployment rate2.2 percent
  • Labor force participation, adults 18 and over68.4 percent
  • Rank by population among Kansas counties96th of 105
  • Rank by population among US county-equivalents, Puerto Rico included3080th of 3,222

Kiowa County is the 96th largest of 105 Kansas counties by population. A median home costs 2.1 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 23.2 percent against 22.6 percent, a household formation profile rather than a retirement one.

US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Kiowa County

Is Kiowa County's population growing?

  • Population, July 1, 20242,436
  • Census 2020 base population2,459
  • Population change since the 2020 census base-0.94 percent
  • Population change, 2023 to 202432
  • Births, 202433
  • Deaths, 202432
  • Natural change, 20241
  • Net domestic migration, 2024-2
  • Net international migration, 202433
  • Total net migration, 202431
  • Cumulative net domestic migration, 2021 to 2024-71
  • Rank by growth among US county-equivalents2168th of 3,144

The county has lost 0.94 percent of its population since the 2020 census base. The population grew in 2024 from both sources: births exceeded deaths and more people moved in than left.

US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

Kiowa County

Where are people moving to Kiowa County from?

  • Tax returns filed by households arriving32
  • People arriving, from those returns54
  • Tax returns filed by households leaving41
  • Net household movement-9
  • Adjusted gross income arriving$1.5 m
  • Net adjusted gross income movement$-197,000
  • Average income of an arriving household$46,594
  • Average income of a leaving household$41,171
Largest origins of households moving into Kiowa County
OriginHouseholdsPeopleAdjusted gross income

Households arriving report $5,423 more average income than households leaving, so the migration is raising local spending power rather than just moving it around.

US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Kiowa County

What is the Kiowa County economy?

  • County GDP, 2024$135.0 m
  • County GDP, 2023$148.4 m
  • GDP change, 2023 to 2024-9.0 percent
  • GDP change over five years-3.0 percent
  • Rank by GDP among the Kansas areas BEA publishes101st of 105
  • Rank by GDP among the US county areas BEA publishes3007th of 3,127
  • GDP per resident$55,746

Output grew -9.0 percent in the latest year and -3.0 percent over five, which is the trend line a lender will read behind any single year figure.

US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.

Kiowa County

Employment by industry in Kiowa County

  • Covered employment, annual average1,105
  • Establishments reporting104
  • Average annual pay$39,478
  • Average weekly wage$759
  • Retail trade, employment58
  • Retail trade, average annual pay$29,809
  • Finance and insurance, employment21
  • Finance and insurance, average annual pay$56,624
Private sector employment and pay by industry, Kiowa County
SectorEmploymentEstablishmentsAverage annual pay
Retail trade589$29,809
Finance and insurance216$56,624

Retail trade is the largest private sector at 58 jobs, 5.2 percent of covered employment.

US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

Kiowa County

How many businesses are in Kiowa County?

  • Establishments, all industries73
  • Employment at those establishments738
  • Annual payroll$27.8 m
  • Establishments per 1,000 residents30.1

These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.

US Census Bureau, County Business Patterns, 2023.

Kiowa County

Building permits in Kiowa County

  • Housing units authorized by permit, 20248
  • Declared construction value permitted$1.5 m
  • Single family units authorized3
  • Multifamily units authorized5
  • Multifamily share of units62.5 percent
  • Average declared value per unit$183,750
  • Units authorized per 1,000 households8.4

Multifamily is 62.5 percent of units authorized, so the pipeline is being built for renters rather than buyers.

US Census Bureau, Building Permits Survey, 2024 annual.

Kiowa County

SBA loans in Kiowa County (7(a) and 504)

  • 7(a) approvals recorded2
  • 7(a) gross approval dollars$5.1 m
  • Average 7(a) approval$2,526,000
  • Median 7(a) approval$2,526,000
  • Largest single approval$2,892,000
  • Jobs reported supported, 7(a)16
  • Jobs per approval8.0
  • Distinct 7(a) lenders active1
  • Distinct industries receiving approvals1
  • Median 7(a) term300 months
  • Share of loans on real estate terms, 240 months or longer100.0 percent
  • Loans on real estate terms2
  • Loans on working capital terms, 120 months or shorter0
  • Franchise loans2
  • Franchise share of approvals100.0 percent
  • 504 approvals recorded1
  • 504 gross approval dollars$806,000
  • Average 504 approval$806,000
  • Median 504 approval$806,000
  • Distinct CDCs active1
  • 504 jobs per approval16.0
  • 504 jobs per million dollars approved19.9
  • Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$5.9 m

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Kiowa County

SBA loan default and charge-off rates in Kiowa County

Do SBA loans in Kiowa County get paid back?

  • Loans with a final outcome recorded1
  • Paid in full1
  • Charged off0
  • Status: Paid in full1
  • Status: Exempt from disclosure1

Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Kiowa County

How large is Kiowa County?

  • Land area723 sq mi
  • Rank by land area among Kansas counties56th of 105
  • Width, east to west30.1 mi
  • Height, north to south24.4 mi
  • Geographies sharing a boundary6
  • Residents per square mile of land3
  • Establishments per square mile0.10

US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.

Kiowa County

Flood risk in Kiowa County

  • Communities in the county in the NFIP Community Status Book2
  • Of those, participating in the NFIP1
  • NFIP participation rate50.0 percent
  • Communities carrying a CRS class0
  • Radon levels in Kiowa County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1

The EPA places Kiowa County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 50.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Coverage

What this page does not hold.

Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Feasibility studies

When a Kiowa County site needs a document a lender will accept.

The same data layer behind this page is the one the studies are written from. A study for a Kiowa County site starts with the figures you are reading, carrying the same source and period into the credit file.

  • Population, American Community Survey 2020-20242,422
  • Households955
  • Average household size2.54
  • Median household income$75,539
  • Median age41.1

How a feasibility study works →

Common questions

Kiowa County questions, answered from the record.

How many people live in Kiowa County, Kansas?

The Census Bureau estimates 2,436 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 2,422, in 955 households, ranking 96th of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

Is Kiowa County's population growing?

The population has fallen 0.94 percent since the 2020 census base of 2,459, to 2,436 on July 1, 2024. In 2024 there were 33 births against 32 deaths, with net migration of 31. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.

What is the median household income in Kiowa County?

$75,539. The median owner-occupied home is valued at $155,300, which is 2.1 times income, and median gross rent is $762 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.

How many businesses are in Kiowa County?

73 establishments, employing 738 people with an annual payroll of $27.8 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.

What is employment by industry in Kiowa County?

Retail trade is the largest private sector at 58 jobs, 5.2 percent of covered employment. Covered employment averages 1,105 jobs at an average annual pay of $39,478, or $759 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.

How much SBA lending happens in Kiowa County?

2 7(a) approvals totaling $5.1 m since FY2020, across 1 lenders, with a median approval of $2,526,000, plus 1 504 approvals worth $806,000 since FY2010. These are approvals recorded in the release, not loans disbursed.

How many building permits were issued in Kiowa County?

8 housing units were authorized by permit in 2024, with a declared construction value of $1.5 m. Multifamily was 62.5 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.

What is the radon zone for Kiowa County?

Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.

Are traffic counts available for Kiowa County on this page?

No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.

Is zoning published for Kiowa County?

No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.

Kiowa County

Cities and places in Kiowa.

3 Census places lie wholly or partly in Kiowa County. All 3 carry enough published place level data for a page of their own and are linked.

Census places in Kiowa County, by population, with SBA 7(a) approvals to borrowers in each place for projects in Kiowa County
PlaceTypePopulationSBA 7(a) approvals, projects in this countyLies in
Greensburgcity7222Wholly in this county
Havilandcity603None recordedWholly in this county
Mullinvillecity214None recordedWholly in this county