Nemaha County, Kansas: commercial real estate data.
Nemaha County, Kansas had an estimated 10,062 residents on July 1, 2024, down 2.1 percent since the 2020 census base of 10,273, across 717 square miles. County output reached $666.8 m in 2024, 371 establishments operate here, and the SBA record carries 8 7(a) approvals worth $4.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Nemaha County
How many people live in Nemaha County
- Population, American Community Survey 2020-202410,160
- Households4,031
- Average household size2.52
- Median household income$77,348
- Median age40.1
- Median gross rent$774 per month
- Median owner-occupied home value$217,200
- Home value to household income2.8 times
- Annual rent as a share of median income12.0 percent
- Adults 25 and over with a bachelor degree or higher29.9 percent
- Adults 25 and over with a graduate degree8.8 percent
- Adults 25 and over6,684
- Population under 182,730
- Share under 1826.9 percent
- Population 65 and over2,055
- Share 65 and over20.2 percent
- Working age population, 18 to 645,375
- Civilian labor force4,895
- Unemployment rate1.5 percent
- Labor force participation, adults 18 and over65.9 percent
- Rank by population among Kansas counties38th of 105
- Rank by population among US county-equivalents, Puerto Rico included2470th of 3,222
Nemaha County is the 38th largest of 105 Kansas counties by population. A median home costs 2.8 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 26.9 percent against 20.2 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Nemaha County
Is Nemaha County's population growing?
- Population, July 1, 202410,062
- Census 2020 base population10,273
- Population change since the 2020 census base-2.05 percent
- Population change, 2023 to 2024-32
- Births, 2024120
- Deaths, 2024131
- Natural change, 2024-11
- Net domestic migration, 2024-36
- Net international migration, 202415
- Total net migration, 2024-21
- Cumulative net domestic migration, 2021 to 2024-175
- Rank by growth among US county-equivalents2509th of 3,144
The county has lost 2.05 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Nemaha County
Where are people moving to Nemaha County from?
- Tax returns filed by households arriving169
- People arriving, from those returns311
- Tax returns filed by households leaving188
- Net household movement-19
- Adjusted gross income arriving$8.7 m
- Net adjusted gross income movement$-1.6 m
- Average income of an arriving household$51,751
- Average income of a leaving household$54,867
- Largest single originBrown County (23 households)
- Largest single destinationBrown County (29 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Brown County | 23 | 59 | $927,000 |
Households arriving report $3,116 less average income than households leaving, which drains spending power even where headcount holds up. The largest single source of arrivals is Brown County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Nemaha County
What is the Nemaha County economy?
- County GDP, 2024$666.8 m
- County GDP, 2023$667.9 m
- GDP change, 2023 to 2024-0.2 percent
- GDP change over five years24.2 percent
- Rank by GDP among the Kansas areas BEA publishes41st of 105
- Rank by GDP among the US county areas BEA publishes2191st of 3,127
- GDP per resident$65,628
Output grew -0.2 percent in the latest year and 24.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Nemaha County
Employment by industry in Nemaha County
- Covered employment, annual average5,748
- Establishments reporting434
- Average annual pay$51,113
- Average weekly wage$983
- Manufacturing, employment1,450
- Manufacturing, average annual pay$63,666
- Health care and social assistance, employment876
- Health care and social assistance, average annual pay$44,314
- Transportation and warehousing, employment426
- Transportation and warehousing, average annual pay$70,631
- Construction, employment281
- Construction, average annual pay$53,553
- Professional, scientific and technical services, employment150
- Other services, except public administration, employment98
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 1,450 | 30 | $63,666 |
| Health care and social assistance | 876 | 40 | $44,314 |
| Transportation and warehousing | 426 | 30 | $70,631 |
| Construction | 281 | 41 | $53,553 |
| Professional, scientific and technical services | 150 | 37 | $61,648 |
| Other services, except public administration | 98 | 26 | $33,951 |
| Administrative and support and waste management services | 88 | 19 | $41,870 |
| Information | 38 | 6 | $34,372 |
Manufacturing is the largest private sector at 1,450 jobs, 25.2 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Nemaha County
How many businesses are in Nemaha County?
- Establishments, all industries371
- Employment at those establishments4,895
- Annual payroll$257.3 m
- Establishments per 1,000 residents36.5
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Nemaha County
Building permits in Nemaha County
- Housing units authorized by permit, 202413
- Declared construction value permitted$5.0 m
- Single family units authorized13
- Multifamily units authorized0
- Multifamily share of units0.0 percent
- Average declared value per unit$388,381
- Units authorized per 1,000 households3.2
Single-family homes are 100.0 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Nemaha County
SBA loans in Nemaha County (7(a) and 504)
- 7(a) approvals recorded8
- 7(a) gross approval dollars$4.9 m
- Average 7(a) approval$613,600
- Median 7(a) approval$543,950
- Largest single approval$2,064,900
- Jobs reported supported, 7(a)69
- Jobs per approval8.6
- Distinct 7(a) lenders active6
- Distinct industries receiving approvals6
- Median 7(a) term150 months
- Share of loans on real estate terms, 240 months or longer37.5 percent
- Loans on real estate terms3
- Loans on working capital terms, 120 months or shorter4
- Franchise loans0
- Franchise share of approvals0.0 percent
- Most active lenderCommunity National Bank (3)
- 504 approvals recorded5
- 504 gross approval dollars$1.8 m
- Average 504 approval$352,200
- Median 504 approval$315,000
- Distinct CDCs active2
- 504 jobs per approval3.2
- 504 jobs per million dollars approved9.1
- Most active CDCFrontier Financial Partners, Inc. (4)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$6.7 m
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Nemaha County
SBA loan default and charge-off rates in Nemaha County
Do SBA loans in Nemaha County get paid back?
- Loans with a final outcome recorded1
- Paid in full1
- Charged off0
- Status: Paid in full1
- Status: Cancelled1
- Status: Exempt from disclosure6
Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nemaha County
SBA lending by place in Nemaha County
- Borrower cities with recorded lending2
- Seneca, approvals4
- Sabetha, approvals4
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Seneca | 4 | $2,844,900 |
| Sabetha | 4 | $2,063,900 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nemaha County
How large is Nemaha County?
- Land area717 sq mi
- Rank by land area among Kansas counties63rd of 105
- Width, east to west24 mi
- Height, north to south30 mi
- Geographies sharing a boundary6
- Residents per square mile of land14
- Establishments per square mile0.52
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Nemaha County
Flood risk in Nemaha County
- Participation of the county's own NFIP community Nemaha County, unincorporated areasParticipating, community 200237
- Communities in the county in the NFIP Community Status Book8
- Of those, participating in the NFIP7
- NFIP participation rate87.5 percent
- Communities carrying a CRS class0
- Radon levels in Nemaha County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Nemaha County (community 200237), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Nemaha County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 87.5 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Nemaha County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Nemaha County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202410,160
- Households4,031
- Average household size2.52
- Median household income$77,348
- Median age40.1
Common questions
Nemaha County questions, answered from the record.
How many people live in Nemaha County, Kansas?
The Census Bureau estimates 10,062 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 10,160, in 4,031 households, ranking 38th of 105 Kansas counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Nemaha County's population growing?
The population has fallen 2.05 percent since the 2020 census base of 10,273, to 10,062 on July 1, 2024. In 2024 there were 120 births against 131 deaths, with net migration of -21. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Nemaha County?
$77,348. The median owner-occupied home is valued at $217,200, which is 2.8 times income, and median gross rent is $774 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Nemaha County?
371 establishments, employing 4,895 people with an annual payroll of $257.3 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Nemaha County?
Manufacturing is the largest private sector at 1,450 jobs, 25.2 percent of covered employment. Covered employment averages 5,748 jobs at an average annual pay of $51,113, or $983 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Nemaha County?
8 7(a) approvals totaling $4.9 m since FY2020, across 6 lenders, with a median approval of $543,950, plus 5 504 approvals worth $1.8 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Nemaha County?
13 housing units were authorized by permit in 2024, with a declared construction value of $5.0 m. Multifamily was 0.0 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Nemaha County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Nemaha County come from?
The largest single origin is Brown County, with 23 households. Arriving households report an average income of $51,751 against $54,867 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Nemaha County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Nemaha County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Nemaha County
Cities and places in Nemaha.
11 Census places lie wholly or partly in Nemaha County. All 11 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Sabetha | city | 2,471 | 4 | 56.4 percent here, 43.6 percent Brown County |
| Seneca | city | 2,090 | 4 | Wholly in this county |
| Centralia | city | 501 | None recorded | Wholly in this county |
| Wetmore | city | 342 | None recorded | Wholly in this county |
| Corning | city | 187 | None recorded | Wholly in this county |
| Oneida | city | 137 | None recorded | Wholly in this county |
| Bern | city | 136 | None recorded | Wholly in this county |
| Goff | city | 133 | None recorded | Wholly in this county |
| Baileyville | CDP | 126 | None recorded | Wholly in this county |
| St. Benedict | CDP | 36 | None recorded | Wholly in this county |
| Kelly | CDP | 1 | None recorded | Wholly in this county |