Richardson County, Nebraska: commercial real estate data.
Richardson County, Nebraska had an estimated 7,666 residents on July 1, 2024, down 2.6 percent since the 2020 census base of 7,870, across 552 square miles. County output reached $499.3 m in 2024, 250 establishments operate here, and the SBA record carries 3 7(a) approvals worth $340,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Richardson County
How many people live in Richardson County
- Population, American Community Survey 2020-20247,751
- Households3,554
- Average household size2.18
- Median household income$60,108
- Median age47.3
- Median gross rent$691 per month
- Median owner-occupied home value$100,300
- Home value to household income1.7 times
- Annual rent as a share of median income13.8 percent
- Adults 25 and over with a bachelor degree or higher23.8 percent
- Adults 25 and over with a graduate degree6.8 percent
- Adults 25 and over5,558
- Population under 181,680
- Share under 1821.7 percent
- Population 65 and over1,895
- Share 65 and over24.4 percent
- Working age population, 18 to 644,176
- Civilian labor force3,876
- Unemployment rate3.7 percent
- Labor force participation, adults 18 and over63.8 percent
- Rank by population among Nebraska counties37th of 93
- Rank by population among US county-equivalents, Puerto Rico included2669th of 3,222
Richardson County is the 37th largest of 93 Nebraska counties by population. A median home costs 1.7 times median household income, which is affordable by national standards. Residents 65 and over outnumber those under 18, at 24.4 percent against 21.7 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Richardson County
Is Richardson County's population growing?
- Population, July 1, 20247,666
- Census 2020 base population7,870
- Population change since the 2020 census base-2.59 percent
- Population change, 2023 to 2024-42
- Births, 202471
- Deaths, 202496
- Natural change, 2024-25
- Net domestic migration, 2024-14
- Net international migration, 2024-1
- Total net migration, 2024-15
- Cumulative net domestic migration, 2021 to 2024-4
- Rank by growth among US county-equivalents2656th of 3,144
The county has lost 2.59 percent of its population since the 2020 census base. The population fell in 2024 from both sources: deaths exceeded births and more people left than moved in.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Richardson County
Where are people moving to Richardson County from?
- Tax returns filed by households arriving133
- People arriving, from those returns242
- Tax returns filed by households leaving140
- Net household movement-7
- Adjusted gross income arriving$6.0 m
- Net adjusted gross income movement$410,000
- Average income of an arriving household$45,241
- Average income of a leaving household$40,050
| Origin | Households | People | Adjusted gross income |
|---|
Households arriving report $5,191 more average income than households leaving, so the migration is raising local spending power rather than just moving it around.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Richardson County
What is the Richardson County economy?
- County GDP, 2024$499.3 m
- County GDP, 2023$505.8 m
- GDP change, 2023 to 2024-1.3 percent
- GDP change over five years34.1 percent
- Rank by GDP among the Nebraska areas BEA publishes46th of 93
- Rank by GDP among the US county areas BEA publishes2409th of 3,127
- GDP per resident$64,419
Output grew -1.3 percent in the latest year and 34.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Richardson County
Employment by industry in Richardson County
- Covered employment, annual average2,345
- Establishments reporting298
- Average annual pay$43,201
- Average weekly wage$831
- Retail trade, employment245
- Retail trade, average annual pay$34,557
- Manufacturing, employment195
- Manufacturing, average annual pay$54,456
- Wholesale trade, employment123
- Wholesale trade, average annual pay$59,926
- Construction, employment89
- Construction, average annual pay$49,661
- Professional, scientific and technical services, employment82
- Other services, except public administration, employment74
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Retail trade | 245 | 31 | $34,557 |
| Manufacturing | 195 | 12 | $54,456 |
| Wholesale trade | 123 | 25 | $59,926 |
| Construction | 89 | 27 | $49,661 |
| Professional, scientific and technical services | 82 | 17 | $48,818 |
| Other services, except public administration | 74 | 25 | $30,110 |
| Information | 19 | 4 | $102,912 |
Retail trade is the largest private sector at 245 jobs, 10.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Richardson County
How many businesses are in Richardson County?
- Establishments, all industries250
- Employment at those establishments1,696
- Annual payroll$67.9 m
- Establishments per 1,000 residents32.3
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Richardson County
Building permits in Richardson County
- Housing units authorized by permit, 202418
- Declared construction value permitted$2.2 m
- Single family units authorized2
- Multifamily units authorized16
- Multifamily share of units88.9 percent
- Average declared value per unit$119,611
- Units authorized per 1,000 households5.1
Multifamily is 88.9 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Richardson County
SBA loans in Richardson County (7(a) and 504)
- 7(a) approvals recorded3
- 7(a) gross approval dollars$340,000
- Average 7(a) approval$113,333
- Median 7(a) approval$80,000
- Largest single approval$200,000
- Jobs reported supported, 7(a)21
- Jobs per approval7.0
- Distinct 7(a) lenders active2
- Distinct industries receiving approvals3
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer0.0 percent
- Loans on real estate terms0
- Loans on working capital terms, 120 months or shorter2
- Franchise loans0
- Franchise share of approvals0.0 percent
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richardson County
SBA loan default and charge-off rates in Richardson County
Do SBA loans in Richardson County get paid back?
- Loans with a final outcome recorded0
- Paid in full0
- Charged off0
- Status: Exempt from disclosure3
Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richardson County
SBA lending by place in Richardson County
- Borrower cities with recorded lending3
- Rulo, approvals1
- Dawson, approvals1
- Humboldt, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Rulo | 1 | $200,000 |
| Dawson | 1 | $80,000 |
| Humboldt | 1 | $60,000 |
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Richardson County
How large is Richardson County?
- Land area552 sq mi
- Rank by land area among Nebraska counties69th of 93
- Width, east to west37.2 mi
- Height, north to south18.1 mi
- Geographies sharing a boundary6
- Residents per square mile of land14
- Establishments per square mile0.45
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Richardson County
Flood risk in Richardson County
- Participation of the county's own NFIP community Richardson County, unincorporated areasParticipating, community 310470
- Communities in the county in the NFIP Community Status Book10
- Of those, participating in the NFIP8
- NFIP participation rate80.0 percent
- Communities carrying a CRS class0
- Radon levels in Richardson County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The county's own community in the status book, unincorporated Richardson County (community 310470), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Richardson County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 80.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Richardson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Richardson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-20247,751
- Households3,554
- Average household size2.18
- Median household income$60,108
- Median age47.3
Common questions
Richardson County questions, answered from the record.
How many people live in Richardson County, Nebraska?
The Census Bureau estimates 7,666 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 7,751, in 3,554 households, ranking 37th of 93 Nebraska counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Richardson County's population growing?
The population has fallen 2.59 percent since the 2020 census base of 7,870, to 7,666 on July 1, 2024. In 2024 there were 71 births against 96 deaths, with net migration of -15. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Richardson County?
$60,108. The median owner-occupied home is valued at $100,300, which is 1.7 times income, and median gross rent is $691 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Richardson County?
250 establishments, employing 1,696 people with an annual payroll of $67.9 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Richardson County?
Retail trade is the largest private sector at 245 jobs, 10.4 percent of covered employment. Covered employment averages 2,345 jobs at an average annual pay of $43,201, or $831 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Richardson County?
3 7(a) approvals totaling $340,000 since FY2020, across 2 lenders, with a median approval of $80,000. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Richardson County?
18 housing units were authorized by permit in 2024, with a declared construction value of $2.2 m. Multifamily was 88.9 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Richardson County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Are traffic counts available for Richardson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Richardson County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Richardson County
Cities and places in Richardson.
10 Census places lie wholly or partly in Richardson County. All 10 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Falls City | city | 4,077 | None recorded | Wholly in this county |
| Humboldt | city | 775 | 1 | Wholly in this county |
| Shubert | village | 214 | None recorded | Wholly in this county |
| Verdon | village | 185 | None recorded | Wholly in this county |
| Dawson | village | 166 | 1 | Wholly in this county |
| Rulo | village | 164 | 1 | Wholly in this county |
| Stella | village | 126 | None recorded | Wholly in this county |
| Salem | village | 102 | None recorded | Wholly in this county |
| Barada | village | 35 | None recorded | Wholly in this county |
| Preston | CDP | 16 | None recorded | Wholly in this county |
Nearby