HomeKentuckyAdair CountyColumbia city
Columbia city, Kentucky: commercial real estate data.
Columbia city is a Census city of 4,808 people across 4.87 square miles of land, in Adair County. Median household income is $47,299, 48.6 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $523,500.
76 sourced place values · tier FULL · 8 sections
Columbia
What Columbia is
- Census place typecity
- Land area4.87 sq mi
- Water area0.04 sq mi
- Population per square mile of land987
- County holding the largest share of its areaAdair County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia
How many people live in Columbia
- Population4,808
- Median age28.2
- Population under 18671 plus or minus 163
- Share under 1814.0 percent plus or minus 3.4
- Population 65 and over817 plus or minus 183
- Share 65 and over17.0 percent plus or minus 3.8
- Households1,567
- Family households894
- Share of households that are families57.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia
Income and work in Columbia
- Median household income$47,299 plus or minus $10,981
- Per capita income$26,780 plus or minus $8,858
- Civilian labor force2,178
- Employed2,082
- Unemployed96 plus or minus 70
- Unemployment rate4.4 percent plus or minus 3.2
- Adults 25 and over2,577
- Adults 25 and over with a high school diploma or higher80.7 percent
- Adults 25 and over with a bachelor degree or higher25.3 percent plus or minus 6.5
- Adults 25 and over with a graduate degree17.4 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia
Housing in Columbia
- Housing units1,819
- Occupied units1,567
- Vacant units252 plus or minus 95
- Vacancy rate13.9 percent plus or minus 5.0
- Owner occupied761 plus or minus 167
- Renter occupied806 plus or minus 199
- Ownership rate48.6 percent
- Median owner-occupied home value$143,600 plus or minus $41,622
- Median gross rent, monthly$757
- Annual rent as a share of median income19.2 percent plus or minus 5.4
- Single family units1,101
- Share single family60.5 percent
- Units in buildings of two or more514 plus or minus 184
- Share in buildings of two or more28.3 percent plus or minus 9.8
- Mobile homes204 plus or minus 88
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia
How Columbia gets to work
- Workers 16 and over who commute1,660
- Commuting under 15 minutes983 plus or minus 205
- Share commuting under 15 minutes59.2 percent
- Commuting 30 minutes or more294 plus or minus 137
- Share commuting 30 minutes or more17.7 percent plus or minus 7.9
- Drove alone62.8 percent
- Carpooled15.3 percent plus or minus 6.4
- Public transport0.0 percent
- Walked5.2 percent plus or minus 2.2
- Worked from home16.8 percent plus or minus 9.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia
SBA 7(a) lending to Columbia borrowers
- Approvals4
- Gross approval$523,500
- Average approval$130,875
- Median approval$185,000
- Ninetieth percentile approval$212,000
- Largest approval$212,000
- Jobs supported14
- Jobs per approval3.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Columbia
SBA 504 lending to Columbia borrowers
- Approvals1
- Gross approval$2,149,000
- Average approval$2,149,000
- Median approval$2,149,000
- Largest approval$2,149,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Adair County, not Columbia
Adair County context, not Columbia figures
These are Adair County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Columbia measurements.
- Establishments in Adair County331
- Employment at those establishments, Adair County4,066
- Covered employment, Adair County4,954
- Average annual pay, Adair County$41,613
- Average weekly wage, Adair County$800
- Housing units permitted, Adair County3
- Of those, single family, Adair County3
- County product, 2024, Adair County$570,191,000
- County product change over the prior year, Adair County5.3 percent
- Average income of an arriving household, Adair County$42,868
Every figure in this section is published for Adair County as a whole and is not a measurement of Columbia. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Columbia questions, answered from the record.
How many people live in Columbia, Kentucky?
4,808, in 1,567 households. Columbia city covers 4.87 square miles of land, which is 987 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Columbia in?
Adair County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Columbia?
$47,299. The median owner-occupied home is valued at $143,600. Median gross rent is $757 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Columbia businesses?
4 7(a) approvals totalling $523,500, across 4 lenders, median approval $185,000, plus 1 504 approvals worth $2.1 m. These count approvals to borrowers whose address is in Columbia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Columbia borrowers get paid back?
No rate is published for Columbia. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Columbia figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Adair County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Columbia.
Is zoning published for Columbia?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.