HomeKentuckyBarren CountyCave City
Cave City, Kentucky: commercial real estate data.
Cave City is a Census city of 2,730 people across 4.42 square miles of land, in Barren County. Median household income is $27,589, 36.7 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cave City
What Cave City is
- Census place typecity
- Land area4.42 sq mi
- Water area0.02 sq mi
- Population per square mile of land618
- County holding the largest share of its areaBarren County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave City
How many people live in Cave City
- Population2,730
- Median age32.8 plus or minus 6.8
- Population under 18552 plus or minus 148
- Share under 1820.2 percent plus or minus 4.3
- Population 65 and over427 plus or minus 112
- Share 65 and over15.6 percent plus or minus 3.3
- Households1,227
- Family households672 plus or minus 140
- Share of households that are families54.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave City
Income and work in Cave City
- Median household income$27,589 plus or minus $11,686
- Per capita income$19,028
- Civilian labor force1,186 plus or minus 293
- Employed1,102 plus or minus 283
- Unemployed84 plus or minus 70
- Unemployment rate7.1 percent plus or minus 5.6
- Adults 25 and over1,872
- Adults 25 and over with a high school diploma or higher74.9 percent
- Adults 25 and over with a bachelor degree or higher6.8 percent plus or minus 3.4
- Adults 25 and over with a graduate degree3.1 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave City
Housing in Cave City
- Housing units1,322
- Occupied units1,227
- Vacant units95 plus or minus 64
- Vacancy rate7.2 percent plus or minus 4.7
- Owner occupied450 plus or minus 111
- Renter occupied777
- Ownership rate36.7 percent
- Median owner-occupied home value$116,700 plus or minus $34,627
- Median gross rent, monthly$704
- Annual rent as a share of median income30.6 percent plus or minus 13.1
- Single family units646 plus or minus 136
- Share single family48.9 percent
- Units in buildings of two or more613 plus or minus 173
- Share in buildings of two or more46.4 percent plus or minus 11.6
- Mobile homes63 plus or minus 46
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave City
How Cave City gets to work
- Workers 16 and over who commute1,020 plus or minus 255
- Commuting under 15 minutes507 plus or minus 173
- Share commuting under 15 minutes49.7 percent plus or minus 11.6
- Commuting 30 minutes or more247 plus or minus 110
- Share commuting 30 minutes or more24.2 percent plus or minus 8.9
- Drove alone82.2 percent
- Carpooled8.6 percent plus or minus 5.4
- Public transport0.0 percent
- Walked4.0 percent plus or minus 3.3
- Worked from home5.2 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cave City
SBA loans in Cave City (7(a))
- Approvals2
- Gross approval$1,866,700
- Average approval$933,350
- Median approval$933,350
- Largest approval$1,514,000
- Jobs supported12
- Jobs per approval6.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Cave City, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cave City
Flood risk in Cave City
- NFIP communityCity of Cave City
- NFIP community number210011
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/03/11(M)
The City of Cave City participates in the National Flood Insurance Program as community 210011 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Barren County, not Cave City
Barren County context, not Cave City figures
- Establishments in Barren County853
- Covered employment, Barren County15,413
- Average annual pay, Barren County$51,346
- Housing units permitted, Barren County283
Every figure in this section is published for Barren County as a whole and is not a measurement of Cave City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cave City questions, answered from the record.
How many people live in Cave City, Kentucky?
2,730, in 1,227 households. Cave City city covers 4.42 square miles of land, which is 618 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cave City in?
Barren County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cave City?
$27,589. The median owner-occupied home is valued at $116,700. Median gross rent is $704 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cave City businesses?
2 7(a) approvals totaling $1.9 m since FY2020, across 2 lenders, median approval $933,350. These count approvals to borrowers whose address is in Cave City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cave City borrowers get paid back?
No rate is published for Cave City. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cave City in the National Flood Insurance Program?
Yes. Cave City appears in the FEMA Community Status Book as Cave City, city of, community 210011, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cave City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Barren County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cave City.
Is zoning published for Cave City?
No. Nothing on this page presents parcel level zoning.
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