HomeKentuckyBath CountyOwingsville city
Owingsville city, Kentucky: commercial real estate data.
Owingsville city is a Census city of 1,621 people across 2.51 square miles of land, in Bath County. Median household income is $40,053, 59.1 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $1.4 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Owingsville
What Owingsville is
- Census place typecity
- Land area2.51 sq mi
- Water area0.02 sq mi
- Population per square mile of land645 plus or minus 148
- County holding the largest share of its areaBath County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owingsville
How many people live in Owingsville
- Population1,621 plus or minus 372
- Median age48.6
- Population under 18331 plus or minus 102
- Share under 1820.4 percent plus or minus 4.2
- Population 65 and over334 plus or minus 103
- Share 65 and over20.6 percent plus or minus 4.2
- Households806 plus or minus 176
- Family households381 plus or minus 113
- Share of households that are families47.3 percent plus or minus 9.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owingsville
Income and work in Owingsville
- Median household income$40,053
- Per capita income$28,904
- Civilian labor force652 plus or minus 188
- Employed636 plus or minus 184
- Unemployed16 plus or minus 21
- Unemployment rate2.5 percent plus or minus 3.1
- Adults 25 and over1,249 plus or minus 255
- Adults 25 and over with a high school diploma or higher85.3 percent plus or minus 24.2
- Adults 25 and over with a bachelor degree or higher17.5 percent plus or minus 4.9
- Adults 25 and over with a graduate degree10.0 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owingsville
Housing in Owingsville
- Housing units871 plus or minus 180
- Occupied units806 plus or minus 176
- Vacant units65 plus or minus 44
- Vacancy rate7.5 percent plus or minus 4.8
- Owner occupied476 plus or minus 135
- Renter occupied330 plus or minus 104
- Ownership rate59.1 percent
- Median owner-occupied home value$118,300
- Median gross rent, monthly$442 plus or minus $193
- Annual rent as a share of median income13.2 percent plus or minus 6.1
- Single family units563 plus or minus 134
- Share single family64.6 percent
- Units in buildings of two or more206 plus or minus 83
- Share in buildings of two or more23.7 percent plus or minus 8.2
- Mobile homes102 plus or minus 45
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owingsville
How Owingsville gets to work
- Workers 16 and over who commute611 plus or minus 182
- Commuting under 15 minutes291 plus or minus 109
- Share commuting under 15 minutes47.6 percent plus or minus 10.8
- Commuting 30 minutes or more137 plus or minus 59
- Share commuting 30 minutes or more22.4 percent plus or minus 6.9
- Drove alone84.1 percent
- Carpooled9.1 percent plus or minus 6.4
- Public transport0.0 percent
- Walked2.2 percent plus or minus 2.3
- Worked from home3.9 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owingsville
SBA loans in Owingsville (7(a))
- Approvals3
- Gross approval$1,375,000
- Average approval$458,333
- Median approval$240,000
- Ninetieth percentile approval$925,000
- Largest approval$925,000
- Jobs supported17
- Jobs per approval5.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term217 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Bath County, not Owingsville
Bath County context, not Owingsville figures
These are Bath County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Owingsville measurements.
- Establishments in Bath County149
- Employment at those establishments, Bath County1,501
- Covered employment, Bath County1,969
- Average annual pay, Bath County$47,539
- Average weekly wage, Bath County$914
- Housing units permitted, Bath County2
- Of those, single family, Bath County2
- County product, 2024, Bath County$260,721,000
- County product change over the prior year, Bath County2.3 percent
- Average income of an arriving household, Bath County$36,091
Every figure in this section is published for Bath County as a whole and is not a measurement of Owingsville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Owingsville questions, answered from the record.
How many people live in Owingsville, Kentucky?
1,621, in 806 households. Owingsville city covers 2.51 square miles of land, which is 645 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Owingsville in?
Bath County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Owingsville?
$40,053. The median owner-occupied home is valued at $118,300. Median gross rent is $442 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Owingsville businesses?
3 7(a) approvals totalling $1.4 m, across 2 lenders, median approval $240,000. These count approvals to borrowers whose address is in Owingsville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Owingsville borrowers get paid back?
No rate is published for Owingsville. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Owingsville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bath County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Owingsville.
Is zoning published for Owingsville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.