HomeKentuckyBoone CountyUnion city
Union city, Kentucky: commercial real estate data.
Union city is a Census city of 7,642 people across 3.85 square miles of land, in Boone County. Median household income is $136,712, 82.5 percent of occupied homes are owned, and the SBA record carries 26 7(a) approvals to borrowers here worth $8.5 m.
77 sourced place values · tier FULL · 8 sections
Union
What Union is
- Census place typecity
- Land area3.85 sq mi
- Water area0 sq mi
- Population per square mile of land1,987
- County holding the largest share of its areaBoone County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union
How many people live in Union
- Population7,642
- Median age39.5
- Population under 181,987 plus or minus 421
- Share under 1826.0 percent plus or minus 5.5
- Population 65 and over1,137 plus or minus 283
- Share 65 and over14.9 percent plus or minus 3.7
- Households2,626
- Family households2,205
- Share of households that are families84.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union
Income and work in Union
- Median household income$136,712
- Per capita income$57,048
- Civilian labor force4,173
- Employed4,112
- Unemployed61 plus or minus 65
- Unemployment rate1.5 percent plus or minus 1.6
- Adults 25 and over4,989
- Adults 25 and over with a high school diploma or higher98.8 percent
- Adults 25 and over with a bachelor degree or higher58.9 percent
- Adults 25 and over with a graduate degree24.2 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union
Housing in Union
- Housing units2,778
- Occupied units2,626
- Vacant units152 plus or minus 148
- Vacancy rate5.5 percent plus or minus 5.3
- Owner occupied2,166
- Renter occupied460 plus or minus 183
- Ownership rate82.5 percent
- Median owner-occupied home value$411,500
- Median gross rent, monthly$1,657 plus or minus $554
- Annual rent as a share of median income14.5 percent plus or minus 5.0
- Single family units2,262
- Share single family81.4 percent
- Units in buildings of two or more496 plus or minus 219
- Share in buildings of two or more17.9 percent plus or minus 7.7
- Mobile homes20 plus or minus 32
- Median year structure built2007
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union
How Union gets to work
- Workers 16 and over who commute3,148
- Commuting under 15 minutes665 plus or minus 243
- Share commuting under 15 minutes21.1 percent plus or minus 7.2
- Commuting 30 minutes or more1,162 plus or minus 312
- Share commuting 30 minutes or more36.9 percent plus or minus 8.6
- Drove alone73.7 percent
- Carpooled3.2 percent plus or minus 2.6
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home21.8 percent plus or minus 7.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Union
SBA 7(a) lending to Union borrowers
- Approvals26
- Gross approval$8,462,300
- Average approval$325,473
- Median approval$100,000
- Ninetieth percentile approval$1,310,500
- Largest approval$1,700,000
- Jobs supported230
- Jobs per approval8.8
- Loans with a final outcome12
- Paid in full12
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more3.8 percent
- Share to franchises15.4 percent
- Distinct lenders8
- Distinct industries by NAICS17
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Union
SBA 504 lending to Union borrowers
- Approvals2
- Gross approval$1,125,000
- Average approval$562,500
- Median approval$998,000
- Largest approval$998,000
- Jobs supported18
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Boone County, not Union
Boone County context, not Union figures
These are Boone County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Union measurements.
- Establishments in Boone County3,163
- Employment at those establishments, Boone County88,138
- Covered employment, Boone County102,941
- Average annual pay, Boone County$59,189
- Average weekly wage, Boone County$1,138
- Housing units permitted, Boone County1,430
- Of those, single family, Boone County452
- County product, 2024, Boone County$16,775,333,000
- County product change over the prior year, Boone County2.7 percent
- Average income of an arriving household, Boone County$64,724
Every figure in this section is published for Boone County as a whole and is not a measurement of Union. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Union questions, answered from the record.
How many people live in Union, Kentucky?
7,642, in 2,626 households. Union city covers 3.85 square miles of land, which is 1,987 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Union in?
Boone County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Union?
$136,712. The median owner-occupied home is valued at $411,500. Median gross rent is $1,657 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Union businesses?
26 7(a) approvals totalling $8.5 m, across 8 lenders, median approval $100,000, plus 2 504 approvals worth $1.1 m. These count approvals to borrowers whose address is in Union, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Union borrowers get paid back?
Of the 12 loans that have reached a final outcome, 12 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Union figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Boone County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Union.
Is zoning published for Union?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby