HomeKentuckyCalloway CountyMurray city
Murray city, Kentucky: commercial real estate data.
Murray city is a Census city of 18,080 people across 11.69 square miles of land, in Calloway County. Median household income is $44,091, 41.7 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $6.9 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Murray
What Murray is
- Census place typecity
- Land area11.69 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,546
- County holding the largest share of its areaCalloway County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Murray
How many people live in Murray
- Population18,080
- Median age25.8
- Population under 182,824
- Share under 1815.6 percent
- Population 65 and over2,364
- Share 65 and over13.1 percent
- Households6,802
- Family households3,292
- Share of households that are families48.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Murray
Income and work in Murray
- Median household income$44,091
- Per capita income$26,129
- Civilian labor force8,778
- Employed8,270
- Unemployed508 plus or minus 226
- Unemployment rate5.8 percent plus or minus 2.6
- Adults 25 and over9,332
- Adults 25 and over with a high school diploma or higher90.6 percent
- Adults 25 and over with a bachelor degree or higher36.1 percent
- Adults 25 and over with a graduate degree15.5 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Murray
Housing in Murray
- Housing units7,844
- Occupied units6,802
- Vacant units1,042 plus or minus 231
- Vacancy rate13.3 percent plus or minus 2.9
- Owner occupied2,834
- Renter occupied3,968
- Ownership rate41.7 percent
- Median owner-occupied home value$195,000
- Median gross rent, monthly$870
- Annual rent as a share of median income23.7 percent
- Single family units4,186
- Share single family53.4 percent
- Units in buildings of two or more3,279
- Share in buildings of two or more41.8 percent
- Mobile homes379 plus or minus 117
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Murray
How Murray gets to work
- Workers 16 and over who commute7,603
- Commuting under 15 minutes5,685
- Share commuting under 15 minutes74.8 percent
- Commuting 30 minutes or more860 plus or minus 262
- Share commuting 30 minutes or more11.3 percent plus or minus 3.3
- Drove alone72.7 percent
- Carpooled7.2 percent plus or minus 2.1
- Public transport0.0 percent
- Walked12.5 percent plus or minus 3.5
- Worked from home6.6 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Murray
SBA loans in Murray (7(a))
- Approvals17
- Gross approval$6,870,600
- Average approval$404,153
- Median approval$100,000
- Ninetieth percentile approval$1,400,000
- Largest approval$2,600,000
- Jobs supported180
- Jobs per approval10.6
- Loans with a final outcome8
- Paid in full7
- Charged off1
- Median term84 months
- Share on real estate terms of 20 years or more5.9 percent
- Share to franchises0.0 percent
- Distinct lenders6
- Distinct industries by NAICS14
A charge-off rate is not published here. only 8 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Murray
SBA loans in Murray (504)
- Approvals1
- Gross approval$820,000
- Average approval$820,000
- Median approval$820,000
- Largest approval$820,000
- Jobs supported6
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Calloway County, not Murray
Calloway County context, not Murray figures
These are Calloway County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Murray measurements.
- Establishments in Calloway County906
- Employment at those establishments, Calloway County13,709
- Covered employment, Calloway County15,570
- Average annual pay, Calloway County$46,250
- Average weekly wage, Calloway County$889
- Housing units permitted, Calloway County81
- Of those, single family, Calloway County15
- County product, 2024, Calloway County$1,913,794,000
- County product change over the prior year, Calloway County3.5 percent
- Average income of an arriving household, Calloway County$50,896
Every figure in this section is published for Calloway County as a whole and is not a measurement of Murray. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Murray questions, answered from the record.
How many people live in Murray, Kentucky?
18,080, in 6,802 households. Murray city covers 11.69 square miles of land, which is 1,546 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Murray in?
Calloway County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Murray?
$44,091. The median owner-occupied home is valued at $195,000. Median gross rent is $870 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Murray businesses?
17 7(a) approvals totalling $6.9 m, across 6 lenders, median approval $100,000, plus 1 504 approvals worth $820,000. These count approvals to borrowers whose address is in Murray, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Murray borrowers get paid back?
No rate is published for Murray. only 8 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Murray figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Calloway County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Murray.
Is zoning published for Murray?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.