HomeKentuckyCarroll CountyCarrollton
Carrollton, Kentucky: commercial real estate data.
Carrollton is a Census city of 3,915 people across 2.04 square miles of land, in Carroll County. Median household income is $45,871, 36.7 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $5.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Carrollton
What Carrollton is
- Census place typecity
- Land area2.04 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,923
- County holding the largest share of its areaCarroll County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carrollton
How many people live in Carrollton
- Population3,915
- Median age31.0 plus or minus 6.5
- Population under 181,270 plus or minus 285
- Share under 1832.4 percent plus or minus 7.3
- Population 65 and over491 plus or minus 160
- Share 65 and over12.5 percent plus or minus 4.1
- Households1,562
- Family households1,037
- Share of households that are families66.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carrollton
Income and work in Carrollton
- Median household income$45,871 plus or minus $12,108
- Per capita income$23,148
- Civilian labor force1,477
- Employed1,381
- Unemployed96 plus or minus 75
- Unemployment rate6.5 percent plus or minus 4.9
- Adults 25 and over2,243
- Adults 25 and over with a high school diploma or higher86.5 percent
- Adults 25 and over with a bachelor degree or higher4.6 percent plus or minus 4.2
- Adults 25 and over with a graduate degree0.7 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carrollton
Housing in Carrollton
- Housing units1,730
- Occupied units1,562
- Vacant units168 plus or minus 133
- Vacancy rate9.7 percent plus or minus 7.6
- Owner occupied574 plus or minus 166
- Renter occupied988 plus or minus 205
- Ownership rate36.7 percent plus or minus 10.1
- Median owner-occupied home value$113,200
- Median gross rent, monthly$918
- Annual rent as a share of median income24.0 percent plus or minus 6.7
- Single family units1,231 plus or minus 265
- Share single family71.2 percent
- Units in buildings of two or more422 plus or minus 178
- Share in buildings of two or more24.4 percent plus or minus 10.1
- Mobile homes77 plus or minus 68
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carrollton
How Carrollton gets to work
- Workers 16 and over who commute1,381
- Commuting under 15 minutes732 plus or minus 280
- Share commuting under 15 minutes53.0 percent plus or minus 17.7
- Commuting 30 minutes or more590 plus or minus 262
- Share commuting 30 minutes or more42.7 percent plus or minus 17.2
- Drove alone89.1 percent
- Carpooled7.6 percent plus or minus 7.3
- Public transport0.0 percent
- Walked3.3 percent plus or minus 5.8
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carrollton
SBA loans in Carrollton (7(a))
- Approvals6
- Gross approval$5,243,400
- Average approval$873,900
- Median approval$460,000
- Largest approval$2,100,000
- Jobs supported201
- Jobs per approval33.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises33.3 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Carrollton, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Carrollton
SBA loans in Carrollton (504)
- Approvals4
- Gross approval$849,000
- Average approval$212,250
- Median approval$135,500
- Largest approval$454,000
- Jobs supported16
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Carrollton, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Carrollton
Flood risk in Carrollton
- NFIP communityCity of Carrollton
- NFIP community number210232
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/21/23
The City of Carrollton participates in the National Flood Insurance Program as community 210232 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Carroll County, not Carrollton
Carroll County context, not Carrollton figures
- Establishments in Carroll County233
- Covered employment, Carroll County7,615
- Average annual pay, Carroll County$73,076
- Housing units permitted, Carroll County3
Every figure in this section is published for Carroll County as a whole and is not a measurement of Carrollton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Carrollton questions, answered from the record.
How many people live in Carrollton, Kentucky?
3,915, in 1,562 households. Carrollton city covers 2.04 square miles of land, which is 1,923 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Carrollton in?
Carroll County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Carrollton?
$45,871. The median owner-occupied home is valued at $113,200. Median gross rent is $918 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Carrollton businesses?
6 7(a) approvals totaling $5.2 m since FY2020, across 5 lenders, median approval $460,000, plus 4 504 approvals worth $849,000 since FY2010. These count approvals to borrowers whose address is in Carrollton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Carrollton borrowers get paid back?
No rate is published for Carrollton. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Carrollton in the National Flood Insurance Program?
Yes. Carrollton appears in the FEMA Community Status Book as Carrollton, city of, community 210232, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Carrollton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carroll County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Carrollton.
Is zoning published for Carrollton?
No. Nothing on this page presents parcel level zoning.
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