HomeKentuckyCarroll CountyCarrollton city
Carrollton city, Kentucky: commercial real estate data.
Carrollton city is a Census city of 3,915 people across 2.04 square miles of land, in Carroll County. Median household income is $45,871, 36.7 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $5.2 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Carrollton
What Carrollton is
- Census place typecity
- Land area2.04 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,923
- County holding the largest share of its areaCarroll County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carrollton
How many people live in Carrollton
- Population3,915
- Median age31.0 plus or minus 6.5
- Population under 181,270 plus or minus 285
- Share under 1832.4 percent plus or minus 7.3
- Population 65 and over491 plus or minus 160
- Share 65 and over12.5 percent plus or minus 4.1
- Households1,562
- Family households1,037
- Share of households that are families66.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carrollton
Income and work in Carrollton
- Median household income$45,871 plus or minus $12,108
- Per capita income$23,148
- Civilian labor force1,477
- Employed1,381
- Unemployed96 plus or minus 75
- Unemployment rate6.5 percent plus or minus 4.9
- Adults 25 and over2,243
- Adults 25 and over with a high school diploma or higher86.5 percent
- Adults 25 and over with a bachelor degree or higher4.6 percent plus or minus 4.2
- Adults 25 and over with a graduate degree0.7 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carrollton
Housing in Carrollton
- Housing units1,730
- Occupied units1,562
- Vacant units168 plus or minus 133
- Vacancy rate9.7 percent plus or minus 7.6
- Owner occupied574 plus or minus 166
- Renter occupied988 plus or minus 205
- Ownership rate36.7 percent plus or minus 10.1
- Median owner-occupied home value$113,200
- Median gross rent, monthly$918
- Annual rent as a share of median income24.0 percent plus or minus 6.7
- Single family units1,231 plus or minus 265
- Share single family71.2 percent
- Units in buildings of two or more422 plus or minus 178
- Share in buildings of two or more24.4 percent plus or minus 10.1
- Mobile homes77 plus or minus 68
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carrollton
How Carrollton gets to work
- Workers 16 and over who commute1,381
- Commuting under 15 minutes732 plus or minus 280
- Share commuting under 15 minutes53.0 percent plus or minus 17.7
- Commuting 30 minutes or more590 plus or minus 262
- Share commuting 30 minutes or more42.7 percent plus or minus 17.2
- Drove alone89.1 percent
- Carpooled7.6 percent plus or minus 7.3
- Public transport0.0 percent
- Walked3.3 percent plus or minus 5.8
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Carrollton
SBA loans in Carrollton (7(a))
- Approvals6
- Gross approval$5,243,400
- Average approval$873,900
- Median approval$670,000
- Ninetieth percentile approval$2,100,000
- Largest approval$2,100,000
- Jobs supported201
- Jobs per approval33.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises33.3 percent
- Distinct lenders5
- Distinct industries by NAICS5
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Carrollton
SBA loans in Carrollton (504)
- Approvals4
- Gross approval$849,000
- Average approval$212,250
- Median approval$146,000
- Largest approval$454,000
- Jobs supported16
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Carroll County, not Carrollton
Carroll County context, not Carrollton figures
These are Carroll County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Carrollton measurements.
- Establishments in Carroll County233
- Employment at those establishments, Carroll County6,600
- Covered employment, Carroll County7,615
- Average annual pay, Carroll County$73,076
- Average weekly wage, Carroll County$1,405
- Housing units permitted, Carroll County3
- Of those, single family, Carroll County3
- County product, 2024, Carroll County$2,455,887,000
- County product change over the prior year, Carroll County1.1 percent
- Average income of an arriving household, Carroll County$48,627
Every figure in this section is published for Carroll County as a whole and is not a measurement of Carrollton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Carrollton questions, answered from the record.
How many people live in Carrollton, Kentucky?
3,915, in 1,562 households. Carrollton city covers 2.04 square miles of land, which is 1,923 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Carrollton in?
Carroll County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Carrollton?
$45,871. The median owner-occupied home is valued at $113,200. Median gross rent is $918 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Carrollton businesses?
6 7(a) approvals totalling $5.2 m, across 5 lenders, median approval $670,000, plus 4 504 approvals worth $849,000. These count approvals to borrowers whose address is in Carrollton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Carrollton borrowers get paid back?
No rate is published for Carrollton. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Carrollton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carroll County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Carrollton.
Is zoning published for Carrollton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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