HomeKentuckyClay CountyManchester city
Manchester city, Kentucky: commercial real estate data.
Manchester city is a Census city of 1,541 people across 2.93 square miles of land, in Clay County. Median household income is $23,529, 42.0 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $600,000.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Manchester
What Manchester is
- Census place typecity
- Land area2.93 sq mi
- Water area0.03 sq mi
- Population per square mile of land526 plus or minus 133
- County holding the largest share of its areaClay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Manchester
How many people live in Manchester
- Population1,541 plus or minus 390
- Median age41.9
- Population under 18232 plus or minus 99
- Share under 1815.1 percent plus or minus 5.2
- Population 65 and over225 plus or minus 77
- Share 65 and over14.6 percent plus or minus 3.4
- Households686 plus or minus 156
- Family households364 plus or minus 103
- Share of households that are families53.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Manchester
Income and work in Manchester
- Median household income$23,529 plus or minus $16,166
- Per capita income$29,801 plus or minus $14,417
- Civilian labor force599 plus or minus 176
- Employed542 plus or minus 173
- Unemployed57 plus or minus 37
- Unemployment rate9.5 percent plus or minus 5.5
- Adults 25 and over1,239 plus or minus 300
- Adults 25 and over with a high school diploma or higher70.1 percent plus or minus 22.0
- Adults 25 and over with a bachelor degree or higher16.9 percent plus or minus 5.2
- Adults 25 and over with a graduate degree8.0 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Manchester
Housing in Manchester
- Housing units795 plus or minus 164
- Occupied units686 plus or minus 156
- Vacant units109 plus or minus 60
- Vacancy rate13.7 percent plus or minus 7.0
- Owner occupied288 plus or minus 88
- Renter occupied398 plus or minus 121
- Ownership rate42.0 percent plus or minus 8.6
- Median owner-occupied home value$140,500 plus or minus $29,915
- Median gross rent, monthly$596
- Annual rent as a share of median income30.4 percent plus or minus 21.0
- Single family units397 plus or minus 96
- Share single family49.9 percent
- Units in buildings of two or more295 plus or minus 102
- Share in buildings of two or more37.1 percent plus or minus 10.3
- Mobile homes101 plus or minus 54
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Manchester
How Manchester gets to work
- Workers 16 and over who commute501 plus or minus 165
- Commuting under 15 minutes314 plus or minus 116
- Share commuting under 15 minutes62.7 percent
- Commuting 30 minutes or more100 plus or minus 51
- Share commuting 30 minutes or more20.0 percent plus or minus 7.7
- Drove alone80.8 percent
- Carpooled10.8 percent plus or minus 7.0
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home6.5 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Manchester
SBA loans in Manchester (7(a))
- Approvals4
- Gross approval$600,000
- Average approval$150,000
- Median approval$250,000
- Ninetieth percentile approval$300,000
- Largest approval$300,000
- Jobs supported49
- Jobs per approval12.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clay County, not Manchester
Clay County context, not Manchester figures
These are Clay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Manchester measurements.
- Establishments in Clay County229
- Employment at those establishments, Clay County2,642
- Covered employment, Clay County4,077
- Average annual pay, Clay County$45,485
- Average weekly wage, Clay County$875
- Housing units permitted, Clay County0
- Of those, single family, Clay County0
- County product, 2024, Clay County$454,770,000
- County product change over the prior year, Clay County3.2 percent
- Average income of an arriving household, Clay County$32,313
Every figure in this section is published for Clay County as a whole and is not a measurement of Manchester. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Manchester questions, answered from the record.
How many people live in Manchester, Kentucky?
1,541, in 686 households. Manchester city covers 2.93 square miles of land, which is 526 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Manchester in?
Clay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Manchester?
$23,529. The median owner-occupied home is valued at $140,500. Median gross rent is $596 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Manchester businesses?
4 7(a) approvals totalling $600,000, across 2 lenders, median approval $250,000. These count approvals to borrowers whose address is in Manchester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Manchester borrowers get paid back?
No rate is published for Manchester. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Manchester figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Clay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Manchester.
Is zoning published for Manchester?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.