HomeKentuckyDaviess CountyPhilpot CDP
Philpot CDP, Kentucky: commercial real estate data.
Philpot CDP is a Census CDP of 1,036 people across 3.28 square miles of land, in Daviess County. Median household income is $87,692, 83.2 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $234,000.
74 sourced place values · tier FULL · 8 sections
Philpot
What Philpot is
- Census place typeCDP
- Land area3.28 sq mi
- Water area0.02 sq mi
- Population per square mile of land315 plus or minus 86
- County holding the largest share of its areaDaviess County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Philpot
How many people live in Philpot
- Population1,036 plus or minus 281
- Median age48.3 plus or minus 17.2
- Population under 18295 plus or minus 124
- Share under 1828.5 percent plus or minus 9.1
- Population 65 and over225 plus or minus 92
- Share 65 and over21.7 percent plus or minus 6.6
- Households376 plus or minus 107
- Family households297 plus or minus 81
- Share of households that are families79.0 percent plus or minus 31.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Philpot
Income and work in Philpot
- Median household income$87,692
- Per capita income$46,809 plus or minus $18,631
- Civilian labor force493 plus or minus 169
- Employed466 plus or minus 174
- Unemployed27 plus or minus 30
- Unemployment rate5.5 percent plus or minus 5.8
- Adults 25 and over691 plus or minus 173
- Adults 25 and over with a high school diploma or higher100.0 percent
- Adults 25 and over with a bachelor degree or higher42.4 percent plus or minus 12.4
- Adults 25 and over with a graduate degree12.2 percent plus or minus 7.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Philpot
Housing in Philpot
- Housing units400 plus or minus 108
- Occupied units376 plus or minus 107
- Vacant units24 plus or minus 39
- Vacancy rate6.0 percent plus or minus 9.6
- Owner occupied313 plus or minus 79
- Renter occupied63 plus or minus 75
- Ownership rate83.2 percent plus or minus 31.7
- Median owner-occupied home value$240,900 plus or minus $49,155
- Single family units343 plus or minus 88
- Share single family85.8 percent plus or minus 31.9
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes57 plus or minus 72
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Philpot
How Philpot gets to work
- Workers 16 and over who commute403 plus or minus 170
- Commuting under 15 minutes63 plus or minus 76
- Share commuting under 15 minutes15.6 percent plus or minus 17.6
- Commuting 30 minutes or more37 plus or minus 37
- Share commuting 30 minutes or more9.2 percent plus or minus 8.4
- Drove alone80.8 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked11.2 percent plus or minus 15.6
- Worked from home8.0 percent plus or minus 8.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Philpot
SBA 7(a) lending to Philpot borrowers
- Approvals3
- Gross approval$234,000
- Average approval$78,000
- Median approval$54,000
- Ninetieth percentile approval$135,000
- Largest approval$135,000
- Jobs supported29
- Jobs per approval9.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises33.3 percent
- Distinct lenders2
- Distinct industries by NAICS3
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Philpot
SBA 504 lending to Philpot borrowers
- Approvals2
- Gross approval$369,000
- Average approval$184,500
- Median approval$277,000
- Largest approval$277,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Daviess County, not Philpot
Daviess County context, not Philpot figures
These are Daviess County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Philpot measurements.
- Establishments in Daviess County2,385
- Employment at those establishments, Daviess County43,758
- Covered employment, Daviess County47,217
- Average annual pay, Daviess County$53,566
- Average weekly wage, Daviess County$1,030
- Housing units permitted, Daviess County226
- Of those, single family, Daviess County198
- County product, 2024, Daviess County$6,150,868,000
- County product change over the prior year, Daviess County3.3 percent
- Average income of an arriving household, Daviess County$52,908
Every figure in this section is published for Daviess County as a whole and is not a measurement of Philpot. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Philpot questions, answered from the record.
How many people live in Philpot, Kentucky?
1,036, in 376 households. Philpot CDP covers 3.28 square miles of land, which is 315 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Philpot in?
Daviess County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Philpot?
$87,692. The median owner-occupied home is valued at $240,900. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Philpot businesses?
3 7(a) approvals totalling $234,000, across 2 lenders, median approval $54,000, plus 2 504 approvals worth $369,000. These count approvals to borrowers whose address is in Philpot, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Philpot borrowers get paid back?
No rate is published for Philpot. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Philpot figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Daviess County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Philpot.
Is zoning published for Philpot?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.