HomeKentuckyHarlan CountyCumberland
Cumberland, Kentucky: commercial real estate data.
Cumberland is a Census city of 2,037 people across 3.11 square miles of land, in Harlan County. Median household income is $35,410, 53.4 percent of occupied homes are owned.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cumberland
What Cumberland is
- Census place typecity
- Land area3.11 sq mi
- Water area0.03 sq mi
- Population per square mile of land654 plus or minus 186
- County holding the largest share of its areaHarlan County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
How many people live in Cumberland
- Population2,037 plus or minus 580
- Median age32.0 plus or minus 8.8
- Population under 18708 plus or minus 217
- Share under 1834.8 percent
- Population 65 and over357 plus or minus 111
- Share 65 and over17.5 percent
- Households766 plus or minus 165
- Family households518 plus or minus 152
- Share of households that are families67.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
Income and work in Cumberland
- Median household income$35,410 plus or minus $16,433
- Per capita income$16,554 plus or minus $5,827
- Civilian labor force468 plus or minus 131
- Employed327 plus or minus 111
- Unemployed141 plus or minus 90
- Unemployment rate30.1 percent plus or minus 17.3
- Adults 25 and over1,217 plus or minus 273
- Adults 25 and over with a high school diploma or higher76.5 percent plus or minus 24.0
- Adults 25 and over with a bachelor degree or higher12.3 percent plus or minus 6.1
- Adults 25 and over with a graduate degree3.9 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
Housing in Cumberland
- Housing units1,037
- Occupied units766 plus or minus 165
- Vacant units271 plus or minus 122
- Vacancy rate26.1 percent plus or minus 10.6
- Owner occupied409 plus or minus 130
- Renter occupied357 plus or minus 125
- Ownership rate53.4 percent plus or minus 12.5
- Median owner-occupied home value$66,500
- Median gross rent, monthly$622
- Annual rent as a share of median income21.1 percent plus or minus 10.0
- Single family units639 plus or minus 167
- Share single family61.6 percent
- Units in buildings of two or more236 plus or minus 108
- Share in buildings of two or more22.8 percent plus or minus 9.5
- Mobile homes162 plus or minus 97
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
How Cumberland gets to work
- Workers 16 and over who commute290 plus or minus 92
- Commuting under 15 minutes135 plus or minus 67
- Share commuting under 15 minutes46.6 percent plus or minus 17.9
- Commuting 30 minutes or more98 plus or minus 50
- Share commuting 30 minutes or more33.8 percent plus or minus 13.6
- Drove alone58.1 percent
- Carpooled22.3 percent plus or minus 14.3
- Public transport0.9 percent plus or minus 1.8
- Walked4.9 percent plus or minus 5.2
- Worked from home11.3 percent plus or minus 17.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cumberland
Flood risk in Cumberland
- NFIP communityCity of Cumberland
- NFIP community number210100
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/16/15
The City of Cumberland participates in the National Flood Insurance Program as community 210100 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Harlan County, not Cumberland
Harlan County context, not Cumberland figures
- Establishments in Harlan County370
- Covered employment, Harlan County6,280
- Average annual pay, Harlan County$44,461
- Housing units permitted, Harlan County0
Every figure in this section is published for Harlan County as a whole and is not a measurement of Cumberland.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cumberland questions, answered from the record.
How many people live in Cumberland, Kentucky?
2,037, in 766 households. Cumberland city covers 3.11 square miles of land, which is 654 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cumberland in?
Harlan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cumberland?
$35,410. The median owner-occupied home is valued at $66,500. Median gross rent is $622 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Is Cumberland in the National Flood Insurance Program?
Yes. Cumberland appears in the FEMA Community Status Book as Cumberland, city of, community 210100, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cumberland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Harlan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cumberland.
Is zoning published for Cumberland?
No. Nothing on this page presents parcel level zoning.
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