HomeKentuckyHarrison CountyCynthiana city
Cynthiana city, Kentucky: commercial real estate data.
Cynthiana city is a Census city of 6,458 people across 4.55 square miles of land, in Harrison County. Median household income is $54,647, 48.2 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $3.8 m.
76 sourced place values · tier FULL · 8 sections
Cynthiana
What Cynthiana is
- Census place typecity
- Land area4.55 sq mi
- Water area0.05 sq mi
- Population per square mile of land1,418
- County holding the largest share of its areaHarrison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cynthiana
How many people live in Cynthiana
- Population6,458
- Median age36.9
- Population under 181,684
- Share under 1826.1 percent
- Population 65 and over1,204
- Share 65 and over18.6 percent
- Households2,461
- Family households1,660
- Share of households that are families67.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cynthiana
Income and work in Cynthiana
- Median household income$54,647
- Per capita income$25,285
- Civilian labor force2,795
- Employed2,758
- Unemployed37 plus or minus 31
- Unemployment rate1.3 percent plus or minus 1.1
- Adults 25 and over4,234
- Adults 25 and over with a high school diploma or higher91.6 percent
- Adults 25 and over with a bachelor degree or higher15.4 percent plus or minus 6.0
- Adults 25 and over with a graduate degree7.7 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cynthiana
Housing in Cynthiana
- Housing units2,860
- Occupied units2,461
- Vacant units399 plus or minus 165
- Vacancy rate14.0 percent plus or minus 5.7
- Owner occupied1,185
- Renter occupied1,276
- Ownership rate48.2 percent
- Median owner-occupied home value$172,500 plus or minus $35,858
- Median gross rent, monthly$770
- Annual rent as a share of median income16.9 percent
- Single family units1,822
- Share single family63.7 percent
- Units in buildings of two or more1,028 plus or minus 279
- Share in buildings of two or more35.9 percent plus or minus 9.4
- Mobile homes10 plus or minus 46
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cynthiana
How Cynthiana gets to work
- Workers 16 and over who commute2,675
- Commuting under 15 minutes1,319 plus or minus 332
- Share commuting under 15 minutes49.3 percent plus or minus 11.4
- Commuting 30 minutes or more941 plus or minus 271
- Share commuting 30 minutes or more35.2 percent plus or minus 9.5
- Drove alone71.7 percent
- Carpooled18.7 percent plus or minus 6.9
- Public transport0.0 percent
- Walked6.9 percent plus or minus 4.8
- Worked from home2.1 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cynthiana
SBA 7(a) lending to Cynthiana borrowers
- Approvals10
- Gross approval$3,838,000
- Average approval$383,800
- Median approval$160,000
- Ninetieth percentile approval$1,063,800
- Largest approval$1,063,800
- Jobs supported61
- Jobs per approval6.1
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more30.0 percent
- Share to franchises10.0 percent
- Distinct lenders5
- Distinct industries by NAICS9
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cynthiana
SBA 504 lending to Cynthiana borrowers
- Approvals3
- Gross approval$1,576,000
- Average approval$525,333
- Median approval$661,000
- Largest approval$683,000
- Jobs supported18
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Harrison County, not Cynthiana
Harrison County context, not Cynthiana figures
These are Harrison County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cynthiana measurements.
- Establishments in Harrison County297
- Employment at those establishments, Harrison County4,594
- Covered employment, Harrison County5,310
- Average annual pay, Harrison County$50,516
- Average weekly wage, Harrison County$971
- Housing units permitted, Harrison County69
- Of those, single family, Harrison County69
- County product, 2024, Harrison County$710,269,000
- County product change over the prior year, Harrison County6.4 percent
- Average income of an arriving household, Harrison County$51,759
Every figure in this section is published for Harrison County as a whole and is not a measurement of Cynthiana. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cynthiana questions, answered from the record.
How many people live in Cynthiana, Kentucky?
6,458, in 2,461 households. Cynthiana city covers 4.55 square miles of land, which is 1,418 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cynthiana in?
Harrison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cynthiana?
$54,647. The median owner-occupied home is valued at $172,500. Median gross rent is $770 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cynthiana businesses?
10 7(a) approvals totalling $3.8 m, across 5 lenders, median approval $160,000, plus 3 504 approvals worth $1.6 m. These count approvals to borrowers whose address is in Cynthiana, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cynthiana borrowers get paid back?
No rate is published for Cynthiana. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Cynthiana figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Harrison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cynthiana.
Is zoning published for Cynthiana?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.