HomeKentuckyHenderson CountyHenderson city
Henderson city, Kentucky: commercial real estate data.
Henderson city is a Census city of 27,852 people across 16.90 square miles of land, in Henderson County. Median household income is $48,186, 54.1 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $8.4 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Henderson
What Henderson is
- Census place typecity
- Land area16.9 sq mi
- Water area2.28 sq mi
- Population per square mile of land1,648
- County holding the largest share of its areaHenderson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Henderson
How many people live in Henderson
- Population27,852
- Median age39.9
- Population under 186,108
- Share under 1821.9 percent
- Population 65 and over5,226
- Share 65 and over18.8 percent
- Households12,341
- Family households7,243
- Share of households that are families58.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Henderson
Income and work in Henderson
- Median household income$48,186
- Per capita income$30,750
- Civilian labor force12,641
- Employed12,336
- Unemployed305 plus or minus 98
- Unemployment rate2.4 percent plus or minus 0.8
- Adults 25 and over19,496
- Adults 25 and over with a high school diploma or higher88.4 percent
- Adults 25 and over with a bachelor degree or higher19.4 percent
- Adults 25 and over with a graduate degree6.2 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Henderson
Housing in Henderson
- Housing units13,585
- Occupied units12,341
- Vacant units1,244 plus or minus 358
- Vacancy rate9.2 percent plus or minus 2.6
- Owner occupied6,677
- Renter occupied5,664
- Ownership rate54.1 percent
- Median owner-occupied home value$160,100
- Median gross rent, monthly$771
- Annual rent as a share of median income19.2 percent
- Single family units8,332
- Share single family61.3 percent
- Units in buildings of two or more4,277
- Share in buildings of two or more31.5 percent
- Mobile homes976 plus or minus 277
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Henderson
How Henderson gets to work
- Workers 16 and over who commute11,520
- Commuting under 15 minutes5,086
- Share commuting under 15 minutes44.1 percent
- Commuting 30 minutes or more2,635
- Share commuting 30 minutes or more22.9 percent
- Drove alone74.3 percent
- Carpooled12.8 percent plus or minus 2.8
- Public transport0.6 percent plus or minus 0.4
- Walked3.2 percent plus or minus 1.2
- Worked from home6.0 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Henderson
SBA loans in Henderson (7(a))
- Approvals14
- Gross approval$8,390,200
- Average approval$599,300
- Median approval$340,000
- Ninetieth percentile approval$1,750,000
- Largest approval$2,675,000
- Jobs supported198
- Jobs per approval14.1
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more28.6 percent
- Share to franchises7.1 percent
- Distinct lenders9
- Distinct industries by NAICS9
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Henderson
SBA loans in Henderson (504)
- Approvals7
- Gross approval$5,435,000
- Average approval$776,429
- Median approval$187,000
- Largest approval$2,786,000
- Jobs supported111
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Henderson County, not Henderson
Henderson County context, not Henderson figures
These are Henderson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Henderson measurements.
- Establishments in Henderson County966
- Employment at those establishments, Henderson County16,375
- Covered employment, Henderson County18,686
- Average annual pay, Henderson County$55,781
- Average weekly wage, Henderson County$1,073
- Housing units permitted, Henderson County92
- Of those, single family, Henderson County72
- County product, 2024, Henderson County$2,756,162,000
- County product change over the prior year, Henderson County2.1 percent
- Average income of an arriving household, Henderson County$41,382
Every figure in this section is published for Henderson County as a whole and is not a measurement of Henderson. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Henderson questions, answered from the record.
How many people live in Henderson, Kentucky?
27,852, in 12,341 households. Henderson city covers 16.90 square miles of land, which is 1,648 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Henderson in?
Henderson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Henderson?
$48,186. The median owner-occupied home is valued at $160,100. Median gross rent is $771 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Henderson businesses?
14 7(a) approvals totalling $8.4 m, across 9 lenders, median approval $340,000, plus 7 504 approvals worth $5.4 m. These count approvals to borrowers whose address is in Henderson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Henderson borrowers get paid back?
No rate is published for Henderson. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Henderson figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Henderson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Henderson.
Is zoning published for Henderson?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby