HomeKentuckyJessamine CountyNicholasville city
Nicholasville city, Kentucky: commercial real estate data.
Nicholasville city is a Census city of 32,197 people across 15.21 square miles of land, in Jessamine County. Median household income is $68,503, 58.2 percent of occupied homes are owned, and the SBA record carries 42 7(a) approvals to borrowers here worth $16.0 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Nicholasville
What Nicholasville is
- Census place typecity
- Land area15.21 sq mi
- Water area0.07 sq mi
- Population per square mile of land2,117
- County holding the largest share of its areaJessamine County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nicholasville
How many people live in Nicholasville
- Population32,197
- Median age37.7
- Population under 188,061
- Share under 1825.0 percent
- Population 65 and over4,549
- Share 65 and over14.1 percent
- Households12,131
- Family households7,774
- Share of households that are families64.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nicholasville
Income and work in Nicholasville
- Median household income$68,503
- Per capita income$31,714
- Civilian labor force15,623
- Employed15,057
- Unemployed566 plus or minus 207
- Unemployment rate3.6 percent plus or minus 1.3
- Adults 25 and over21,426
- Adults 25 and over with a high school diploma or higher88.8 percent
- Adults 25 and over with a bachelor degree or higher26.9 percent
- Adults 25 and over with a graduate degree10.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nicholasville
Housing in Nicholasville
- Housing units12,863
- Occupied units12,131
- Vacant units732 plus or minus 270
- Vacancy rate5.7 percent plus or minus 2.1
- Owner occupied7,065
- Renter occupied5,066
- Ownership rate58.2 percent
- Median owner-occupied home value$226,800
- Median gross rent, monthly$1,147
- Annual rent as a share of median income20.1 percent
- Single family units9,943
- Share single family77.3 percent
- Units in buildings of two or more2,793
- Share in buildings of two or more21.7 percent
- Mobile homes114 plus or minus 65
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nicholasville
How Nicholasville gets to work
- Workers 16 and over who commute13,453
- Commuting under 15 minutes4,258
- Share commuting under 15 minutes31.7 percent
- Commuting 30 minutes or more5,349
- Share commuting 30 minutes or more39.8 percent
- Drove alone81.1 percent
- Carpooled8.7 percent plus or minus 2.5
- Public transport0.7 percent plus or minus 0.9
- Walked0.6 percent plus or minus 0.4
- Worked from home8.8 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Nicholasville
SBA loans in Nicholasville (7(a))
- Approvals42
- Gross approval$16,045,400
- Average approval$382,033
- Median approval$162,400
- Ninetieth percentile approval$850,000
- Largest approval$2,473,800
- Jobs supported327
- Jobs per approval7.8
- Loans with a final outcome14
- Paid in full13
- Charged off1
- Charge-off rate over resolved loans7.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more9.5 percent
- Share to franchises7.1 percent
- Distinct lenders18
- Distinct industries by NAICS27
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Nicholasville
SBA loans in Nicholasville (504)
- Approvals19
- Gross approval$15,433,000
- Average approval$812,263
- Median approval$517,000
- Largest approval$2,884,000
- Jobs supported152
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jessamine County, not Nicholasville
Jessamine County context, not Nicholasville figures
These are Jessamine County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Nicholasville measurements.
- Establishments in Jessamine County1,353
- Employment at those establishments, Jessamine County16,395
- Covered employment, Jessamine County18,660
- Average annual pay, Jessamine County$54,048
- Average weekly wage, Jessamine County$1,039
- Housing units permitted, Jessamine County267
- Of those, single family, Jessamine County248
- County product, 2024, Jessamine County$3,050,341,000
- County product change over the prior year, Jessamine County7.2 percent
- Average income of an arriving household, Jessamine County$71,831
Every figure in this section is published for Jessamine County as a whole and is not a measurement of Nicholasville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Nicholasville questions, answered from the record.
How many people live in Nicholasville, Kentucky?
32,197, in 12,131 households. Nicholasville city covers 15.21 square miles of land, which is 2,117 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Nicholasville in?
Jessamine County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Nicholasville?
$68,503. The median owner-occupied home is valued at $226,800. Median gross rent is $1,147 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Nicholasville businesses?
42 7(a) approvals totalling $16.0 m, across 18 lenders, median approval $162,400, plus 19 504 approvals worth $15.4 m. These count approvals to borrowers whose address is in Nicholasville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Nicholasville borrowers get paid back?
Of the 14 loans that have reached a final outcome, 13 were paid in full and 1 charged off, a charge off rate of 7.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Nicholasville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jessamine County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Nicholasville.
Is zoning published for Nicholasville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby