HomeKentuckyKenton CountyFort Mitchell
Fort Mitchell, Kentucky: commercial real estate data.
Fort Mitchell is a Census city of 8,713 people across 3.10 square miles of land, in Kenton County. Median household income is $86,310, 58.3 percent of occupied homes are owned, and the SBA record carries 32 7(a) approvals to borrowers here worth $8.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fort Mitchell
What Fort Mitchell is
- Census place typecity
- Land area3.1 sq mi
- Water area0.02 sq mi
- Population per square mile of land2,813
- County holding the largest share of its areaKenton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Mitchell
How many people live in Fort Mitchell
- Population8,713
- Median age36.4
- Population under 182,442
- Share under 1828.0 percent
- Population 65 and over974 plus or minus 198
- Share 65 and over11.2 percent plus or minus 2.3
- Households3,594
- Family households2,128
- Share of households that are families59.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Mitchell
Income and work in Fort Mitchell
- Median household income$86,310
- Per capita income$56,250
- Civilian labor force4,977
- Employed4,857
- Unemployed120 plus or minus 108
- Unemployment rate2.4 percent plus or minus 2.2
- Adults 25 and over5,595
- Adults 25 and over with a high school diploma or higher96.6 percent
- Adults 25 and over with a bachelor degree or higher47.5 percent
- Adults 25 and over with a graduate degree20.5 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Mitchell
Housing in Fort Mitchell
- Housing units3,924
- Occupied units3,594
- Vacant units330 plus or minus 205
- Vacancy rate8.4 percent plus or minus 5.2
- Owner occupied2,097
- Renter occupied1,497
- Ownership rate58.3 percent
- Median owner-occupied home value$357,100
- Median gross rent, monthly$1,039
- Annual rent as a share of median income14.4 percent
- Single family units2,399
- Share single family61.1 percent
- Units in buildings of two or more1,495 plus or minus 323
- Share in buildings of two or more38.1 percent plus or minus 7.7
- Mobile homes30 plus or minus 40
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Mitchell
How Fort Mitchell gets to work
- Workers 16 and over who commute3,882
- Commuting under 15 minutes1,137 plus or minus 319
- Share commuting under 15 minutes29.3 percent plus or minus 7.3
- Commuting 30 minutes or more654 plus or minus 213
- Share commuting 30 minutes or more16.8 percent plus or minus 5.0
- Drove alone75.4 percent
- Carpooled4.4 percent plus or minus 3.3
- Public transport0.9 percent plus or minus 1.1
- Walked0.0 percent
- Worked from home19.3 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fort Mitchell
SBA loans in Fort Mitchell (7(a))
- Approvals32
- Gross approval$8,639,000
- Average approval$269,969
- Median approval$175,000
- Ninetieth percentile approval$598,340
- Largest approval$1,360,000
- Jobs supported309
- Jobs per approval9.7
- Loans with a final outcome9
- Paid in full8
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises9.4 percent
- Distinct lenders9
- Distinct industries by NAICS23
Counted by borrower city: approvals to borrowers whose address is in Fort Mitchell, in any county, FY2020 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fort Mitchell
SBA loans in Fort Mitchell (504)
- Approvals1
- Gross approval$263,000
- Average approval$263,000
- Median approval$263,000
- Largest approval$263,000
- Jobs supported5
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Fort Mitchell, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fort Mitchell
Flood risk in Fort Mitchell
- NFIP communityCity of Fort Mitchell
- NFIP community number210454
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date05/16/13
The City of Fort Mitchell does not participate in the National Flood Insurance Program as community 210454 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Kenton County, not Fort Mitchell
Kenton County context, not Fort Mitchell figures
- Establishments in Kenton County3,297
- Covered employment, Kenton County74,672
- Average annual pay, Kenton County$71,985
- Housing units permitted, Kenton County699
Every figure in this section is published for Kenton County as a whole and is not a measurement of Fort Mitchell.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Fort Mitchell questions, answered from the record.
How many people live in Fort Mitchell, Kentucky?
8,713, in 3,594 households. Fort Mitchell city covers 3.10 square miles of land, which is 2,813 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fort Mitchell in?
Kenton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fort Mitchell?
$86,310. The median owner-occupied home is valued at $357,100. Median gross rent is $1,039 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fort Mitchell businesses?
32 7(a) approvals totaling $8.6 m since FY2020, across 9 lenders, median approval $175,000, plus 1 504 approvals worth $263,000 since FY2010. These count approvals to borrowers whose address is in Fort Mitchell, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fort Mitchell borrowers get paid back?
No rate is published for Fort Mitchell. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Fort Mitchell in the National Flood Insurance Program?
No, it is listed but not participating. Fort Mitchell appears in the FEMA Community Status Book as Fort Mitchell, city of, community 210454, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fort Mitchell figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kenton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fort Mitchell.
Is zoning published for Fort Mitchell?
No. Nothing on this page presents parcel level zoning.