HomeKentuckyLawrence CountyLouisa
Louisa, Kentucky: commercial real estate data.
Louisa is a Census city of 2,580 people across 2.24 square miles of land, in Lawrence County. Median household income is $40,000, 58.2 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $1.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Louisa
What Louisa is
- Census place typecity
- Land area2.24 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,150
- County holding the largest share of its areaLawrence County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Louisa
How many people live in Louisa
- Population2,580
- Median age33.2 plus or minus 6.8
- Population under 18673 plus or minus 171
- Share under 1826.1 percent plus or minus 6.6
- Population 65 and over499 plus or minus 128
- Share 65 and over19.3 percent plus or minus 5.0
- Households1,000
- Family households616
- Share of households that are families61.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Louisa
Income and work in Louisa
- Median household income$40,000 plus or minus $15,277
- Per capita income$28,965 plus or minus $8,350
- Civilian labor force1,022
- Employed909
- Unemployed113 plus or minus 70
- Unemployment rate11.1 percent plus or minus 6.6
- Adults 25 and over1,719
- Adults 25 and over with a high school diploma or higher88.1 percent
- Adults 25 and over with a bachelor degree or higher23.0 percent plus or minus 8.4
- Adults 25 and over with a graduate degree7.6 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Louisa
Housing in Louisa
- Housing units1,130
- Occupied units1,000
- Vacant units130 plus or minus 83
- Vacancy rate11.5 percent plus or minus 7.1
- Owner occupied582
- Renter occupied418 plus or minus 121
- Ownership rate58.2 percent
- Median owner-occupied home value$120,500
- Median gross rent, monthly$488 plus or minus $102
- Annual rent as a share of median income14.6 percent plus or minus 6.4
- Single family units652
- Share single family57.7 percent
- Units in buildings of two or more379 plus or minus 138
- Share in buildings of two or more33.5 percent plus or minus 11.1
- Mobile homes99 plus or minus 66
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Louisa
How Louisa gets to work
- Workers 16 and over who commute791 plus or minus 174
- Commuting under 15 minutes454 plus or minus 154
- Share commuting under 15 minutes57.4 percent plus or minus 14.7
- Commuting 30 minutes or more251 plus or minus 102
- Share commuting 30 minutes or more31.7 percent plus or minus 10.8
- Drove alone87.2 percent
- Carpooled4.5 percent plus or minus 4.6
- Public transport0.0 percent
- Walked1.5 percent plus or minus 2.2
- Worked from home6.8 percent plus or minus 7.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Louisa
SBA loans in Louisa (7(a))
- Approvals7
- Gross approval$1,731,500
- Average approval$247,357
- Median approval$37,500
- Largest approval$999,000
- Jobs supported171
- Jobs per approval24.4
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Louisa, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Louisa
Flood risk in Louisa
- NFIP communityCity of Louisa
- NFIP community number210241
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/16/15
The City of Louisa participates in the National Flood Insurance Program as community 210241 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lawrence County, not Louisa
Lawrence County context, not Louisa figures
- Establishments in Lawrence County207
- Covered employment, Lawrence County4,232
- Average annual pay, Lawrence County$44,742
Every figure in this section is published for Lawrence County as a whole and is not a measurement of Louisa.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Louisa questions, answered from the record.
How many people live in Louisa, Kentucky?
2,580, in 1,000 households. Louisa city covers 2.24 square miles of land, which is 1,150 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Louisa in?
Lawrence County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Louisa?
$40,000. The median owner-occupied home is valued at $120,500. Median gross rent is $488 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Louisa businesses?
7 7(a) approvals totaling $1.7 m since FY2020, across 2 lenders, median approval $37,500. These count approvals to borrowers whose address is in Louisa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Louisa borrowers get paid back?
No rate is published for Louisa. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Louisa in the National Flood Insurance Program?
Yes. Louisa appears in the FEMA Community Status Book as Louisa, city of, community 210241, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Louisa figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lawrence County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Louisa.
Is zoning published for Louisa?
No. Nothing on this page presents parcel level zoning.