HomeKentuckyLincoln CountyStanford city
Stanford city, Kentucky: commercial real estate data.
Stanford city is a Census city of 3,643 people across 4.79 square miles of land, in Lincoln County. Median household income is $49,337, 67.3 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.6 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Stanford
What Stanford is
- Census place typecity
- Land area4.79 sq mi
- Water area0.04 sq mi
- Population per square mile of land760
- County holding the largest share of its areaLincoln County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stanford
How many people live in Stanford
- Population3,643
- Median age49.3
- Population under 18758 plus or minus 192
- Share under 1820.8 percent plus or minus 5.3
- Population 65 and over918 plus or minus 246
- Share 65 and over25.2 percent plus or minus 6.7
- Households1,662
- Family households906
- Share of households that are families54.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stanford
Income and work in Stanford
- Median household income$49,337 plus or minus $12,771
- Per capita income$29,691
- Civilian labor force1,495
- Employed1,478
- Unemployed17 plus or minus 19
- Unemployment rate1.1 percent plus or minus 1.3
- Adults 25 and over2,708
- Adults 25 and over with a high school diploma or higher90.4 percent
- Adults 25 and over with a bachelor degree or higher18.4 percent plus or minus 5.3
- Adults 25 and over with a graduate degree8.5 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stanford
Housing in Stanford
- Housing units1,892
- Occupied units1,662
- Vacant units230 plus or minus 115
- Vacancy rate12.2 percent plus or minus 5.9
- Owner occupied1,118
- Renter occupied544 plus or minus 197
- Ownership rate67.3 percent
- Median owner-occupied home value$155,000
- Median gross rent, monthly$669
- Annual rent as a share of median income16.3 percent plus or minus 4.3
- Single family units1,467
- Share single family77.5 percent
- Units in buildings of two or more341 plus or minus 108
- Share in buildings of two or more18.0 percent plus or minus 5.4
- Mobile homes84 plus or minus 70
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stanford
How Stanford gets to work
- Workers 16 and over who commute1,298
- Commuting under 15 minutes372 plus or minus 130
- Share commuting under 15 minutes28.7 percent plus or minus 8.8
- Commuting 30 minutes or more464 plus or minus 148
- Share commuting 30 minutes or more35.7 percent plus or minus 9.8
- Drove alone83.7 percent
- Carpooled2.9 percent plus or minus 2.7
- Public transport0.0 percent
- Walked3.3 percent plus or minus 2.9
- Worked from home10.0 percent plus or minus 6.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stanford
SBA loans in Stanford (7(a))
- Approvals4
- Gross approval$1,649,100
- Average approval$412,275
- Median approval$500,000
- Ninetieth percentile approval$678,600
- Largest approval$678,600
- Jobs supported53
- Jobs per approval13.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises25.0 percent
- Distinct lenders4
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stanford
SBA loans in Stanford (504)
- Approvals1
- Gross approval$1,121,000
- Average approval$1,121,000
- Median approval$1,121,000
- Largest approval$1,121,000
- Jobs supported65
- Loans with a final outcome0
- Charged off0
- Median term120 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lincoln County, not Stanford
Lincoln County context, not Stanford figures
These are Lincoln County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Stanford measurements.
- Establishments in Lincoln County304
- Employment at those establishments, Lincoln County2,710
- Covered employment, Lincoln County3,920
- Average annual pay, Lincoln County$44,735
- Average weekly wage, Lincoln County$860
- Housing units permitted, Lincoln County91
- Of those, single family, Lincoln County91
- County product, 2024, Lincoln County$595,569,000
- County product change over the prior year, Lincoln County5.4 percent
- Average income of an arriving household, Lincoln County$43,177
Every figure in this section is published for Lincoln County as a whole and is not a measurement of Stanford. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Stanford questions, answered from the record.
How many people live in Stanford, Kentucky?
3,643, in 1,662 households. Stanford city covers 4.79 square miles of land, which is 760 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Stanford in?
Lincoln County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Stanford?
$49,337. The median owner-occupied home is valued at $155,000. Median gross rent is $669 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Stanford businesses?
4 7(a) approvals totalling $1.6 m, across 4 lenders, median approval $500,000, plus 1 504 approvals worth $1.1 m. These count approvals to borrowers whose address is in Stanford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Stanford borrowers get paid back?
No rate is published for Stanford. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Stanford figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lincoln County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Stanford.
Is zoning published for Stanford?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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