HomeKentuckyMarion CountyLoretto
Loretto, Kentucky: commercial real estate data.
Loretto is a Census city of 683 people across 3.20 square miles of land, in Marion County. Median household income is $61,250, 89.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $885,800 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Loretto
What Loretto is
- Census place typecity
- Land area3.2 sq mi
- Water area0.03 sq mi
- Population per square mile of land213 plus or minus 57
- County holding the largest share of its areaMarion County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Loretto
How many people live in Loretto
- Population683 plus or minus 181
- Median age42.8 plus or minus 11.5
- Population under 18145 plus or minus 63
- Share under 1821.2 percent plus or minus 7.2
- Population 65 and over154 plus or minus 43
- Share 65 and over22.5 percent
- Households278 plus or minus 59
- Family households186 plus or minus 50
- Share of households that are families66.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Loretto
Income and work in Loretto
- Median household income$61,250
- Per capita income$37,767 plus or minus $20,095
- Civilian labor force311 plus or minus 96
- Employed291 plus or minus 92
- Unemployed20 plus or minus 18
- Unemployment rate6.4 percent plus or minus 5.4
- Adults 25 and over454 plus or minus 103
- Adults 25 and over with a high school diploma or higher89.6 percent plus or minus 28.0
- Adults 25 and over with a bachelor degree or higher8.1 percent plus or minus 5.2
- Adults 25 and over with a graduate degree2.2 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Loretto
Housing in Loretto
- Housing units312
- Occupied units278 plus or minus 59
- Vacant units34 plus or minus 31
- Vacancy rate10.9 percent plus or minus 9.7
- Owner occupied249 plus or minus 53
- Renter occupied29 plus or minus 19
- Ownership rate89.6 percent
- Median owner-occupied home value$183,100 plus or minus $48,963
- Median gross rent, monthly$797
- Annual rent as a share of median income15.6 percent plus or minus 3.3
- Single family units293 plus or minus 59
- Share single family93.9 percent
- Units in buildings of two or more3 plus or minus 14
- Share in buildings of two or more1.0 percent plus or minus 4.5
- Mobile homes16 plus or minus 13
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Loretto
How Loretto gets to work
- Workers 16 and over who commute280 plus or minus 92
- Commuting under 15 minutes70 plus or minus 40
- Share commuting under 15 minutes25.0 percent plus or minus 11.6
- Commuting 30 minutes or more109 plus or minus 40
- Share commuting 30 minutes or more38.9 percent
- Drove alone91.2 percent
- Carpooled7.0 percent plus or minus 5.5
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home1.8 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Loretto
SBA loans in Loretto (7(a))
- Approvals1
- Gross approval$885,800
- Average approval$885,800
- Median approval$885,800
- Largest approval$885,800
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term252 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Loretto, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Loretto
Flood risk in Loretto
- NFIP communityCity of Loretto
- NFIP community number210410
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date05/23/23
The City of Loretto does not participate in the National Flood Insurance Program as community 210410 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Marion County, not Loretto
Marion County context, not Loretto figures
- Establishments in Marion County353
- Covered employment, Marion County9,158
- Average annual pay, Marion County$50,139
- Housing units permitted, Marion County51
Every figure in this section is published for Marion County as a whole and is not a measurement of Loretto.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Loretto questions, answered from the record.
How many people live in Loretto, Kentucky?
683, in 278 households. Loretto city covers 3.20 square miles of land, which is 213 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Loretto in?
Marion County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Loretto?
$61,250. The median owner-occupied home is valued at $183,100. Median gross rent is $797 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Loretto businesses?
1 7(a) approvals totaling $885,800 since FY2020, across 1 lenders, median approval $885,800. These count approvals to borrowers whose address is in Loretto, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Loretto borrowers get paid back?
No rate is published for Loretto. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Loretto in the National Flood Insurance Program?
No, it is listed but not participating. Loretto appears in the FEMA Community Status Book as Loretto, city of, community 210410, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Loretto figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Marion County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Loretto.
Is zoning published for Loretto?
No. Nothing on this page presents parcel level zoning.
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