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Hardin, Kentucky: commercial real estate data.

Hardin is a Census city of 446 people across 0.70 square miles of land, in Marshall County. Median household income is $30,250, 70.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $105,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Hardin

What Hardin is

  • Census place typecity
  • Land area0.7 sq mi
  • Water area0 sq mi
  • Population per square mile of land637 plus or minus 221
  • County holding the largest share of its areaMarshall County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hardin

How many people live in Hardin

  • Population446 plus or minus 155
  • Median age40.6 plus or minus 14.9
  • Population under 18127 plus or minus 54
  • Share under 1828.5 percent plus or minus 7.0
  • Population 65 and over107 plus or minus 51
  • Share 65 and over24.0 percent plus or minus 7.7
  • Households201 plus or minus 63
  • Family households119 plus or minus 51
  • Share of households that are families59.2 percent plus or minus 17.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hardin

Income and work in Hardin

  • Median household income$30,250 plus or minus $7,323
  • Per capita income$18,883 plus or minus $5,805
  • Civilian labor force114 plus or minus 51
  • Employed107 plus or minus 49
  • Unemployed7 plus or minus 9
  • Unemployment rate6.1 percent plus or minus 7.4
  • Adults 25 and over292 plus or minus 105
  • Adults 25 and over with a high school diploma or higher74.0 percent plus or minus 35.7
  • Adults 25 and over with a bachelor degree or higher7.5 percent plus or minus 5.7
  • Adults 25 and over with a graduate degree2.1 percent plus or minus 4.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hardin

Housing in Hardin

  • Housing units279 plus or minus 65
  • Occupied units201 plus or minus 63
  • Vacant units78 plus or minus 47
  • Vacancy rate28.0 percent plus or minus 15.5
  • Owner occupied142 plus or minus 56
  • Renter occupied59 plus or minus 26
  • Ownership rate70.6 percent plus or minus 16.9
  • Median owner-occupied home value$96,500
  • Median gross rent, monthly$517 plus or minus $193
  • Annual rent as a share of median income20.5 percent plus or minus 9.1
  • Single family units194 plus or minus 56
  • Share single family69.5 percent
  • Units in buildings of two or more40 plus or minus 30
  • Share in buildings of two or more14.3 percent plus or minus 10.2
  • Mobile homes45 plus or minus 30
  • Median year structure built1971

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hardin

How Hardin gets to work

  • Workers 16 and over who commute100 plus or minus 47
  • Commuting under 15 minutes25 plus or minus 25
  • Share commuting under 15 minutes25.0 percent plus or minus 21.7
  • Commuting 30 minutes or more25 plus or minus 21
  • Share commuting 30 minutes or more25.0 percent plus or minus 17.1
  • Drove alone88.2 percent
  • Carpooled6.9 percent plus or minus 13.4
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home2.0 percent plus or minus 3.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hardin

SBA loans in Hardin (7(a))

  • Approvals1
  • Gross approval$105,000
  • Average approval$105,000
  • Median approval$105,000
  • Largest approval$105,000
  • Jobs supported16
  • Jobs per approval16.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Hardin, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Hardin

Flood risk in Hardin

  • NFIP communityCity of Hardin
  • NFIP community number210303
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date06/02/11(M)

The City of Hardin participates in the National Flood Insurance Program as community 210303 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Marshall County, not Hardin

Marshall County context, not Hardin figures

  • Establishments in Marshall County734
  • Covered employment, Marshall County11,710
  • Average annual pay, Marshall County$62,678
  • Housing units permitted, Marshall County121

Every figure in this section is published for Marshall County as a whole and is not a measurement of Hardin.

All Marshall County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Hardin questions, answered from the record.

How many people live in Hardin, Kentucky?

446, in 201 households. Hardin city covers 0.70 square miles of land, which is 637 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Hardin in?

Marshall County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Hardin?

$30,250. The median owner-occupied home is valued at $96,500. Median gross rent is $517 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Hardin businesses?

1 7(a) approvals totaling $105,000 since FY2020, across 1 lenders, median approval $105,000. These count approvals to borrowers whose address is in Hardin, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Hardin borrowers get paid back?

No rate is published for Hardin. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Hardin in the National Flood Insurance Program?

Yes. Hardin appears in the FEMA Community Status Book as Hardin, city of, community 210303, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Hardin figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Marshall County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hardin.

Is zoning published for Hardin?

No. Nothing on this page presents parcel level zoning.