HomeKentuckyMcCracken CountyPaducah
Paducah, Kentucky: commercial real estate data.
Paducah is a Census city of 26,845 people across 20.35 square miles of land, in McCracken County. Median household income is $49,915, 55.0 percent of occupied homes are owned, and the SBA record carries 45 7(a) approvals to borrowers here worth $34.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Paducah
What Paducah is
- Census place typecity
- Land area20.35 sq mi
- Water area0.45 sq mi
- Population per square mile of land1,319
- County holding the largest share of its areaMcCracken County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Paducah
How many people live in Paducah
- Population26,845
- Median age41.5
- Population under 185,256
- Share under 1819.6 percent
- Population 65 and over4,744
- Share 65 and over17.7 percent
- Households11,741
- Family households5,859
- Share of households that are families49.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Paducah
Income and work in Paducah
- Median household income$49,915
- Per capita income$40,311
- Civilian labor force13,229
- Employed12,696
- Unemployed533 plus or minus 171
- Unemployment rate4.0 percent plus or minus 1.3
- Adults 25 and over19,207
- Adults 25 and over with a high school diploma or higher91.5 percent
- Adults 25 and over with a bachelor degree or higher28.8 percent
- Adults 25 and over with a graduate degree12.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Paducah
Housing in Paducah
- Housing units13,878
- Occupied units11,741
- Vacant units2,137
- Vacancy rate15.4 percent
- Owner occupied6,462
- Renter occupied5,279
- Ownership rate55.0 percent
- Median owner-occupied home value$165,300
- Median gross rent, monthly$834
- Annual rent as a share of median income20.1 percent
- Single family units8,934
- Share single family64.4 percent
- Units in buildings of two or more4,441
- Share in buildings of two or more32.0 percent
- Mobile homes497 plus or minus 163
- Median year structure built1967
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Paducah
How Paducah gets to work
- Workers 16 and over who commute11,540
- Commuting under 15 minutes6,985
- Share commuting under 15 minutes60.5 percent
- Commuting 30 minutes or more1,721 plus or minus 361
- Share commuting 30 minutes or more14.9 percent plus or minus 3.0
- Drove alone77.4 percent
- Carpooled7.3 percent plus or minus 2.1
- Public transport1.3 percent plus or minus 0.7
- Walked3.9 percent plus or minus 1.6
- Worked from home7.0 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Paducah
SBA loans in Paducah (7(a))
- Approvals45
- Gross approval$34,707,000
- Average approval$771,267
- Median approval$280,000
- Ninetieth percentile approval$2,451,600
- Largest approval$5,000,000
- Jobs supported732
- Jobs per approval16.3
- Loans with a final outcome11
- Paid in full11
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.8 percent
- Share to franchises40.0 percent
- Distinct lenders19
- Distinct industries by NAICS30
Counted by borrower city: approvals to borrowers whose address is in Paducah, in any county, FY2020 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Paducah
SBA loans in Paducah (504)
- Approvals18
- Gross approval$11,192,000
- Average approval$621,778
- Median approval$164,000
- Largest approval$4,999,000
- Jobs supported230
- Loans with a final outcome8
- Charged off4
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Paducah, in any county, FY2010 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Paducah
Flood risk in Paducah
- NFIP communityCity of Paducah
- NFIP community number210152
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/02/11
The City of Paducah participates in the National Flood Insurance Program as community 210152 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
McCracken County, not Paducah
McCracken County context, not Paducah figures
- Establishments in McCracken County2,061
- Covered employment, McCracken County40,497
- Average annual pay, McCracken County$57,594
- Housing units permitted, McCracken County187
Every figure in this section is published for McCracken County as a whole and is not a measurement of Paducah.
All McCracken County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Paducah questions, answered from the record.
How many people live in Paducah, Kentucky?
26,845, in 11,741 households. Paducah city covers 20.35 square miles of land, which is 1,319 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Paducah in?
McCracken County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Paducah?
$49,915. The median owner-occupied home is valued at $165,300. Median gross rent is $834 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Paducah businesses?
45 7(a) approvals totaling $34.7 m since FY2020, across 19 lenders, median approval $280,000, plus 18 504 approvals worth $11.2 m since FY2010. These count approvals to borrowers whose address is in Paducah, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Paducah borrowers get paid back?
No rate is published for Paducah. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Paducah in the National Flood Insurance Program?
Yes. Paducah appears in the FEMA Community Status Book as Paducah, city of, community 210152, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Paducah figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for McCracken County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Paducah.
Is zoning published for Paducah?
No. Nothing on this page presents parcel level zoning.
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