HomeKentuckyMercer CountyHarrodsburg
Harrodsburg, Kentucky: commercial real estate data.
Harrodsburg is a Census city of 9,313 people across 6.92 square miles of land, in Mercer County. Median household income is $48,381, 59.7 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $4.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Harrodsburg
What Harrodsburg is
- Census place typecity
- Land area6.92 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,346
- County holding the largest share of its areaMercer County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrodsburg
How many people live in Harrodsburg
- Population9,313
- Median age37.7
- Population under 182,046
- Share under 1822.0 percent
- Population 65 and over1,648
- Share 65 and over17.7 percent
- Households4,150
- Family households2,055
- Share of households that are families49.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrodsburg
Income and work in Harrodsburg
- Median household income$48,381
- Per capita income$29,222
- Civilian labor force4,774
- Employed4,485
- Unemployed289 plus or minus 175
- Unemployment rate6.1 percent plus or minus 3.6
- Adults 25 and over6,323
- Adults 25 and over with a high school diploma or higher90.0 percent
- Adults 25 and over with a bachelor degree or higher21.0 percent plus or minus 5.2
- Adults 25 and over with a graduate degree6.3 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrodsburg
Housing in Harrodsburg
- Housing units4,469
- Occupied units4,150
- Vacant units319 plus or minus 177
- Vacancy rate7.1 percent plus or minus 3.9
- Owner occupied2,477
- Renter occupied1,673
- Ownership rate59.7 percent
- Median owner-occupied home value$154,200
- Median gross rent, monthly$790
- Annual rent as a share of median income19.6 percent plus or minus 4.3
- Single family units3,274
- Share single family73.3 percent
- Units in buildings of two or more1,033 plus or minus 310
- Share in buildings of two or more23.1 percent plus or minus 6.8
- Mobile homes162 plus or minus 95
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrodsburg
How Harrodsburg gets to work
- Workers 16 and over who commute4,056
- Commuting under 15 minutes1,768 plus or minus 376
- Share commuting under 15 minutes43.6 percent
- Commuting 30 minutes or more865 plus or minus 249
- Share commuting 30 minutes or more21.3 percent plus or minus 5.6
- Drove alone75.2 percent
- Carpooled13.4 percent plus or minus 7.4
- Public transport0.0 percent
- Walked0.2 percent plus or minus 0.4
- Worked from home10.2 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrodsburg
SBA loans in Harrodsburg (7(a))
- Approvals11
- Gross approval$4,227,200
- Average approval$384,291
- Median approval$224,200
- Largest approval$1,968,000
- Jobs supported134
- Jobs per approval12.2
- Loans with a final outcome5
- Paid in full4
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises27.3 percent
- Distinct lenders7
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Harrodsburg, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrodsburg
SBA loans in Harrodsburg (504)
- Approvals1
- Gross approval$823,000
- Average approval$823,000
- Median approval$823,000
- Largest approval$823,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Harrodsburg, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Harrodsburg
Flood risk in Harrodsburg
- NFIP communityCity of Harrodsburg
- NFIP community number210172
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/16/25
The City of Harrodsburg participates in the National Flood Insurance Program as community 210172 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Mercer County, not Harrodsburg
Mercer County context, not Harrodsburg figures
- Establishments in Mercer County359
- Covered employment, Mercer County6,560
- Average annual pay, Mercer County$59,248
- Housing units permitted, Mercer County148
Every figure in this section is published for Mercer County as a whole and is not a measurement of Harrodsburg.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Harrodsburg questions, answered from the record.
How many people live in Harrodsburg, Kentucky?
9,313, in 4,150 households. Harrodsburg city covers 6.92 square miles of land, which is 1,346 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harrodsburg in?
Mercer County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harrodsburg?
$48,381. The median owner-occupied home is valued at $154,200. Median gross rent is $790 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harrodsburg businesses?
11 7(a) approvals totaling $4.2 m since FY2020, across 7 lenders, median approval $224,200, plus 1 504 approvals worth $823,000 since FY2010. These count approvals to borrowers whose address is in Harrodsburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harrodsburg borrowers get paid back?
No rate is published for Harrodsburg. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Harrodsburg in the National Flood Insurance Program?
Yes. Harrodsburg appears in the FEMA Community Status Book as Harrodsburg, city of, community 210172, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Harrodsburg figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Mercer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harrodsburg.
Is zoning published for Harrodsburg?
No. Nothing on this page presents parcel level zoning.