HomeKentuckyMercer CountyHarrodsburg city
Harrodsburg city, Kentucky: commercial real estate data.
Harrodsburg city is a Census city of 9,313 people across 6.92 square miles of land, in Mercer County. Median household income is $48,381, 59.7 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $4.2 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Harrodsburg
What Harrodsburg is
- Census place typecity
- Land area6.92 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,346
- County holding the largest share of its areaMercer County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrodsburg
How many people live in Harrodsburg
- Population9,313
- Median age37.7
- Population under 182,046
- Share under 1822.0 percent
- Population 65 and over1,648
- Share 65 and over17.7 percent
- Households4,150
- Family households2,055
- Share of households that are families49.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrodsburg
Income and work in Harrodsburg
- Median household income$48,381
- Per capita income$29,222
- Civilian labor force4,774
- Employed4,485
- Unemployed289 plus or minus 175
- Unemployment rate6.1 percent plus or minus 3.6
- Adults 25 and over6,323
- Adults 25 and over with a high school diploma or higher90.0 percent
- Adults 25 and over with a bachelor degree or higher21.0 percent plus or minus 5.2
- Adults 25 and over with a graduate degree6.3 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrodsburg
Housing in Harrodsburg
- Housing units4,469
- Occupied units4,150
- Vacant units319 plus or minus 177
- Vacancy rate7.1 percent plus or minus 3.9
- Owner occupied2,477
- Renter occupied1,673
- Ownership rate59.7 percent
- Median owner-occupied home value$154,200
- Median gross rent, monthly$790
- Annual rent as a share of median income19.6 percent plus or minus 4.3
- Single family units3,274
- Share single family73.3 percent
- Units in buildings of two or more1,033 plus or minus 310
- Share in buildings of two or more23.1 percent plus or minus 6.8
- Mobile homes162 plus or minus 95
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrodsburg
How Harrodsburg gets to work
- Workers 16 and over who commute4,056
- Commuting under 15 minutes1,768 plus or minus 376
- Share commuting under 15 minutes43.6 percent
- Commuting 30 minutes or more865 plus or minus 249
- Share commuting 30 minutes or more21.3 percent plus or minus 5.6
- Drove alone75.2 percent
- Carpooled13.4 percent plus or minus 7.4
- Public transport0.0 percent
- Walked0.2 percent plus or minus 0.4
- Worked from home10.2 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Harrodsburg
SBA loans in Harrodsburg (7(a))
- Approvals11
- Gross approval$4,227,200
- Average approval$384,291
- Median approval$224,200
- Ninetieth percentile approval$847,600
- Largest approval$1,968,000
- Jobs supported134
- Jobs per approval12.2
- Loans with a final outcome5
- Paid in full4
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more18.2 percent
- Share to franchises27.3 percent
- Distinct lenders7
- Distinct industries by NAICS8
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Harrodsburg
SBA loans in Harrodsburg (504)
- Approvals1
- Gross approval$823,000
- Average approval$823,000
- Median approval$823,000
- Largest approval$823,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mercer County, not Harrodsburg
Mercer County context, not Harrodsburg figures
These are Mercer County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Harrodsburg measurements.
- Establishments in Mercer County359
- Employment at those establishments, Mercer County5,351
- Covered employment, Mercer County6,560
- Average annual pay, Mercer County$59,248
- Average weekly wage, Mercer County$1,139
- Housing units permitted, Mercer County148
- Of those, single family, Mercer County91
- County product, 2024, Mercer County$1,145,669,000
- County product change over the prior year, Mercer County4.8 percent
- Average income of an arriving household, Mercer County$58,793
Every figure in this section is published for Mercer County as a whole and is not a measurement of Harrodsburg. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Harrodsburg questions, answered from the record.
How many people live in Harrodsburg, Kentucky?
9,313, in 4,150 households. Harrodsburg city covers 6.92 square miles of land, which is 1,346 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Harrodsburg in?
Mercer County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Harrodsburg?
$48,381. The median owner-occupied home is valued at $154,200. Median gross rent is $790 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Harrodsburg businesses?
11 7(a) approvals totalling $4.2 m, across 7 lenders, median approval $224,200, plus 1 504 approvals worth $823,000. These count approvals to borrowers whose address is in Harrodsburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Harrodsburg borrowers get paid back?
No rate is published for Harrodsburg. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Harrodsburg figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Mercer County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Harrodsburg.
Is zoning published for Harrodsburg?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.