HomeKentuckyMetcalfe CountySummer Shade CDP
Summer Shade CDP, Kentucky: commercial real estate data.
Summer Shade CDP is a Census CDP of 532 people across 2.03 square miles of land, in Metcalfe County. 76.8 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $20,000.
63 sourced place values · tier FULL · 7 sections
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Summer Shade through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 532 with a margin of error of plus or minus 271, which is 50.9 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Summer Shade
What Summer Shade is
- Census place typeCDP
- Land area2.03 sq mi
- Water area0.01 sq mi
- Population per square mile of land262 plus or minus 133
- County holding the largest share of its areaMetcalfe County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summer Shade
How many people live in Summer Shade
- Population532 plus or minus 271
- Median age32.6 plus or minus 18.2
- Population under 18123 plus or minus 86
- Share under 1823.1 percent plus or minus 11.2
- Population 65 and over45 plus or minus 41
- Share 65 and over8.5 percent plus or minus 6.4
- Households220 plus or minus 113
- Family households169 plus or minus 104
- Share of households that are families76.8 percent plus or minus 26.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summer Shade
Income and work in Summer Shade
- Per capita income$18,922 plus or minus $7,115
- Civilian labor force232 plus or minus 162
- Employed232 plus or minus 162
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over409 plus or minus 208
- Adults 25 and over with a high school diploma or higher85.6 percent plus or minus 59.3
- Adults 25 and over with a bachelor degree or higher7.1 percent plus or minus 10.4
- Adults 25 and over with a graduate degree0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summer Shade
Housing in Summer Shade
- Housing units220 plus or minus 113
- Occupied units220 plus or minus 113
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied169 plus or minus 104
- Renter occupied51 plus or minus 74
- Ownership rate76.8 percent plus or minus 26.0
- Median owner-occupied home value$113,400 plus or minus $44,843
- Single family units160 plus or minus 103
- Share single family72.7 percent plus or minus 28.1
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes60 plus or minus 73
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summer Shade
How Summer Shade gets to work
- Workers 16 and over who commute232 plus or minus 162
- Commuting under 15 minutes0
- Share commuting under 15 minutes0.0 percent
- Commuting 30 minutes or more121 plus or minus 119
- Share commuting 30 minutes or more52.2 percent plus or minus 36.0
- Drove alone92.7 percent plus or minus 21.2
- Carpooled7.3 percent plus or minus 14.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Summer Shade
SBA 7(a) lending to Summer Shade borrowers
- Approvals1
- Gross approval$20,000
- Average approval$20,000
- Median approval$20,000
- Ninetieth percentile approval$20,000
- Largest approval$20,000
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Metcalfe County, not Summer Shade
Metcalfe County context, not Summer Shade figures
These are Metcalfe County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Summer Shade measurements.
- Establishments in Metcalfe County118
- Employment at those establishments, Metcalfe County1,234
- Covered employment, Metcalfe County2,174
- Average annual pay, Metcalfe County$44,358
- Average weekly wage, Metcalfe County$853
- County product, 2024, Metcalfe County$254,002,000
- County product change over the prior year, Metcalfe County7.7 percent
- Average income of an arriving household, Metcalfe County$35,421
Every figure in this section is published for Metcalfe County as a whole and is not a measurement of Summer Shade. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Summer Shade questions, answered from the record.
How many people live in Summer Shade, Kentucky?
532, in 220 households. Summer Shade CDP covers 2.03 square miles of land, which is 262 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Summer Shade in?
Metcalfe County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Summer Shade businesses?
1 7(a) approvals totalling $20,000, across 1 lenders, median approval $20,000. These count approvals to borrowers whose address is in Summer Shade, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Summer Shade borrowers get paid back?
No rate is published for Summer Shade. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Summer Shade figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Metcalfe County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Summer Shade.
Is zoning published for Summer Shade?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.