HomeKentuckyOwen CountyOwenton
Owenton, Kentucky: commercial real estate data.
Owenton is a Census city of 1,511 people across 1.90 square miles of land, in Owen County. Median household income is $55,438, 58.0 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $5.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Owenton
What Owenton is
- Census place typecity
- Land area1.9 sq mi
- Water area0.03 sq mi
- Population per square mile of land793 plus or minus 166
- County holding the largest share of its areaOwen County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owenton
How many people live in Owenton
- Population1,511 plus or minus 317
- Median age43.5
- Population under 18303 plus or minus 91
- Share under 1820.1 percent plus or minus 4.4
- Population 65 and over392 plus or minus 106
- Share 65 and over25.9 percent
- Households547
- Family households318 plus or minus 82
- Share of households that are families58.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owenton
Income and work in Owenton
- Median household income$55,438
- Per capita income$24,754
- Civilian labor force719 plus or minus 168
- Employed670 plus or minus 158
- Unemployed49 plus or minus 57
- Unemployment rate6.8 percent plus or minus 7.8
- Adults 25 and over1,123
- Adults 25 and over with a high school diploma or higher84.1 percent
- Adults 25 and over with a bachelor degree or higher13.3 percent plus or minus 5.1
- Adults 25 and over with a graduate degree6.7 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owenton
Housing in Owenton
- Housing units678
- Occupied units547
- Vacant units131 plus or minus 85
- Vacancy rate19.3 percent plus or minus 11.9
- Owner occupied317 plus or minus 77
- Renter occupied230 plus or minus 70
- Ownership rate58.0 percent
- Median owner-occupied home value$137,500 plus or minus $29,263
- Median gross rent, monthly$726
- Annual rent as a share of median income15.7 percent plus or minus 3.7
- Single family units480 plus or minus 116
- Share single family70.8 percent
- Units in buildings of two or more178 plus or minus 59
- Share in buildings of two or more26.3 percent plus or minus 7.0
- Mobile homes20 plus or minus 25
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owenton
How Owenton gets to work
- Workers 16 and over who commute592 plus or minus 147
- Commuting under 15 minutes201 plus or minus 77
- Share commuting under 15 minutes34.0 percent plus or minus 10.0
- Commuting 30 minutes or more359 plus or minus 104
- Share commuting 30 minutes or more60.6 percent
- Drove alone78.0 percent
- Carpooled12.3 percent plus or minus 5.8
- Public transport0.0 percent
- Walked3.3 percent plus or minus 2.4
- Worked from home6.3 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Owenton
SBA loans in Owenton (7(a))
- Approvals4
- Gross approval$5,212,400
- Average approval$1,303,100
- Median approval$96,200
- Largest approval$5,000,000
- Jobs supported239
- Jobs per approval59.8
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term102 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Owenton, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Owen County, not Owenton
Owen County context, not Owenton figures
- Establishments in Owen County133
- Covered employment, Owen County1,540
- Average annual pay, Owen County$50,249
- Housing units permitted, Owen County18
Every figure in this section is published for Owen County as a whole and is not a measurement of Owenton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Owenton questions, answered from the record.
How many people live in Owenton, Kentucky?
1,511, in 547 households. Owenton city covers 1.90 square miles of land, which is 793 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Owenton in?
Owen County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Owenton?
$55,438. The median owner-occupied home is valued at $137,500. Median gross rent is $726 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Owenton businesses?
4 7(a) approvals totaling $5.2 m since FY2020, across 4 lenders, median approval $96,200. These count approvals to borrowers whose address is in Owenton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Owenton borrowers get paid back?
No rate is published for Owenton. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Owenton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Owen County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Owenton.
Is zoning published for Owenton?
No. Nothing on this page presents parcel level zoning.