HomeKentuckyPendleton CountyFalmouth
Falmouth, Kentucky: commercial real estate data.
Falmouth is a Census city of 2,449 people across 1.36 square miles of land, in Pendleton County. Median household income is $34,756, 50.2 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $180,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Falmouth
What Falmouth is
- Census place typecity
- Land area1.36 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,801 plus or minus 382
- County holding the largest share of its areaPendleton County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Falmouth
How many people live in Falmouth
- Population2,449 plus or minus 519
- Median age45.4 plus or minus 10.1
- Population under 18552 plus or minus 180
- Share under 1822.5 percent plus or minus 5.6
- Population 65 and over497 plus or minus 141
- Share 65 and over20.3 percent
- Households980 plus or minus 213
- Family households603 plus or minus 142
- Share of households that are families61.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Falmouth
Income and work in Falmouth
- Median household income$34,756 plus or minus $12,777
- Per capita income$19,771
- Civilian labor force974 plus or minus 256
- Employed940 plus or minus 241
- Unemployed34 plus or minus 33
- Unemployment rate3.5 percent plus or minus 3.3
- Adults 25 and over1,729
- Adults 25 and over with a high school diploma or higher71.7 percent plus or minus 18.5
- Adults 25 and over with a bachelor degree or higher8.7 percent plus or minus 3.3
- Adults 25 and over with a graduate degree4.2 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Falmouth
Housing in Falmouth
- Housing units1,218
- Occupied units980 plus or minus 213
- Vacant units238 plus or minus 162
- Vacancy rate19.5 percent plus or minus 12.8
- Owner occupied492 plus or minus 126
- Renter occupied488 plus or minus 161
- Ownership rate50.2 percent
- Median owner-occupied home value$100,800
- Median gross rent, monthly$864
- Annual rent as a share of median income29.8 percent plus or minus 11.8
- Single family units895 plus or minus 231
- Share single family73.5 percent
- Units in buildings of two or more217 plus or minus 79
- Share in buildings of two or more17.8 percent plus or minus 5.5
- Mobile homes106 plus or minus 61
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Falmouth
How Falmouth gets to work
- Workers 16 and over who commute864 plus or minus 232
- Commuting under 15 minutes294 plus or minus 100
- Share commuting under 15 minutes34.0 percent plus or minus 7.0
- Commuting 30 minutes or more373 plus or minus 129
- Share commuting 30 minutes or more43.2 percent plus or minus 9.5
- Drove alone75.3 percent
- Carpooled11.6 percent plus or minus 8.4
- Public transport2.5 percent plus or minus 2.2
- Walked3.5 percent plus or minus 2.6
- Worked from home7.1 percent plus or minus 4.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Falmouth
SBA loans in Falmouth (7(a))
- Approvals2
- Gross approval$180,000
- Average approval$90,000
- Median approval$90,000
- Largest approval$108,000
- Jobs supported3
- Jobs per approval1.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term61 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Falmouth, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Falmouth
Flood risk in Falmouth
- NFIP communityCity of Falmouth
- NFIP community number210189
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date06/18/13
The City of Falmouth participates in the National Flood Insurance Program as community 210189 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pendleton County, not Falmouth
Pendleton County context, not Falmouth figures
- Establishments in Pendleton County172
- Covered employment, Pendleton County2,239
- Average annual pay, Pendleton County$54,453
- Housing units permitted, Pendleton County0
Every figure in this section is published for Pendleton County as a whole and is not a measurement of Falmouth.
All Pendleton County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Falmouth questions, answered from the record.
How many people live in Falmouth, Kentucky?
2,449, in 980 households. Falmouth city covers 1.36 square miles of land, which is 1,801 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Falmouth in?
Pendleton County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Falmouth?
$34,756. The median owner-occupied home is valued at $100,800. Median gross rent is $864 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Falmouth businesses?
2 7(a) approvals totaling $180,000 since FY2020, across 1 lenders, median approval $90,000. These count approvals to borrowers whose address is in Falmouth, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Falmouth borrowers get paid back?
No rate is published for Falmouth. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Falmouth in the National Flood Insurance Program?
Yes. Falmouth appears in the FEMA Community Status Book as Falmouth, city of, community 210189, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Falmouth figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pendleton County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Falmouth.
Is zoning published for Falmouth?
No. Nothing on this page presents parcel level zoning.