HomeKentuckyRockcastle CountyMount Vernon
Mount Vernon, Kentucky: commercial real estate data.
Mount Vernon is a Census city of 2,398 people across 2.81 square miles of land, in Rockcastle County. Median household income is $38,697, 50.5 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $10,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mount Vernon
What Mount Vernon is
- Census place typecity
- Land area2.81 sq mi
- Water area0.01 sq mi
- Population per square mile of land852
- County holding the largest share of its areaRockcastle County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
How many people live in Mount Vernon
- Population2,398
- Median age48.2
- Population under 18469 plus or minus 149
- Share under 1819.6 percent plus or minus 5.4
- Population 65 and over522 plus or minus 124
- Share 65 and over21.8 percent
- Households999
- Family households601 plus or minus 122
- Share of households that are families60.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
Income and work in Mount Vernon
- Median household income$38,697
- Per capita income$21,952
- Civilian labor force831
- Employed802
- Unemployed29 plus or minus 22
- Unemployment rate3.5 percent plus or minus 2.6
- Adults 25 and over1,776
- Adults 25 and over with a high school diploma or higher77.6 percent
- Adults 25 and over with a bachelor degree or higher12.0 percent plus or minus 4.5
- Adults 25 and over with a graduate degree3.6 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
Housing in Mount Vernon
- Housing units1,162
- Occupied units999
- Vacant units163 plus or minus 88
- Vacancy rate14.0 percent plus or minus 7.4
- Owner occupied504
- Renter occupied495 plus or minus 125
- Ownership rate50.5 percent
- Median owner-occupied home value$111,400 plus or minus $37,534
- Median gross rent, monthly$620 plus or minus $147
- Annual rent as a share of median income19.2 percent plus or minus 5.9
- Single family units629
- Share single family54.1 percent
- Units in buildings of two or more304 plus or minus 89
- Share in buildings of two or more26.2 percent plus or minus 6.9
- Mobile homes229 plus or minus 89
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
How Mount Vernon gets to work
- Workers 16 and over who commute741 plus or minus 159
- Commuting under 15 minutes301 plus or minus 109
- Share commuting under 15 minutes40.6 percent plus or minus 11.8
- Commuting 30 minutes or more283 plus or minus 129
- Share commuting 30 minutes or more38.2 percent plus or minus 15.4
- Drove alone83.8 percent
- Carpooled7.5 percent plus or minus 4.3
- Public transport0.0 percent
- Walked0.5 percent plus or minus 1.0
- Worked from home6.8 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
SBA loans in Mount Vernon (7(a))
- Approvals1
- Gross approval$10,000
- Average approval$10,000
- Median approval$10,000
- Largest approval$10,000
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term12 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Mount Vernon, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mount Vernon
SBA loans in Mount Vernon (504)
- Approvals2
- Gross approval$3,723,000
- Average approval$1,861,500
- Median approval$1,861,500
- Largest approval$2,310,000
- Jobs supported224
- Loans with a final outcome1
- Charged off1
- Median term120 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Mount Vernon, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Mount Vernon
Flood risk in Mount Vernon
- NFIP communityCity of Mount Vernon
- NFIP community number210374
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/03/09(M)
The City of Mount Vernon participates in the National Flood Insurance Program as community 210374 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Rockcastle County, not Mount Vernon
Rockcastle County context, not Mount Vernon figures
- Establishments in Rockcastle County209
- Covered employment, Rockcastle County4,008
- Average annual pay, Rockcastle County$41,657
Every figure in this section is published for Rockcastle County as a whole and is not a measurement of Mount Vernon.
All Rockcastle County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mount Vernon questions, answered from the record.
How many people live in Mount Vernon, Kentucky?
2,398, in 999 households. Mount Vernon city covers 2.81 square miles of land, which is 852 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mount Vernon in?
Rockcastle County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mount Vernon?
$38,697. The median owner-occupied home is valued at $111,400. Median gross rent is $620 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mount Vernon businesses?
1 7(a) approvals totaling $10,000 since FY2020, across 1 lenders, median approval $10,000, plus 2 504 approvals worth $3.7 m since FY2010. These count approvals to borrowers whose address is in Mount Vernon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mount Vernon borrowers get paid back?
No rate is published for Mount Vernon. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mount Vernon in the National Flood Insurance Program?
Yes. Mount Vernon appears in the FEMA Community Status Book as Mount Vernon, city of, community 210374, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mount Vernon figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rockcastle County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mount Vernon.
Is zoning published for Mount Vernon?
No. Nothing on this page presents parcel level zoning.
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