HomeKentuckyScott CountyGeorgetown city
Georgetown city, Kentucky: commercial real estate data.
Georgetown city is a Census city of 39,117 people across 17.69 square miles of land, in Scott County. Median household income is $80,088, 62.3 percent of occupied homes are owned, and the SBA record carries 48 7(a) approvals to borrowers here worth $17.7 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Georgetown
What Georgetown is
- Census place typecity
- Land area17.69 sq mi
- Water area0.17 sq mi
- Population per square mile of land2,211
- County holding the largest share of its areaScott County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Georgetown
How many people live in Georgetown
- Population39,117
- Median age32.7
- Population under 1810,007
- Share under 1825.6 percent
- Population 65 and over4,268
- Share 65 and over10.9 percent
- Households14,899
- Family households9,971
- Share of households that are families66.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Georgetown
Income and work in Georgetown
- Median household income$80,088
- Per capita income$36,391
- Civilian labor force20,863
- Employed19,982
- Unemployed881
- Unemployment rate4.2 percent
- Adults 25 and over24,543
- Adults 25 and over with a high school diploma or higher93.8 percent
- Adults 25 and over with a bachelor degree or higher34.1 percent
- Adults 25 and over with a graduate degree12.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Georgetown
Housing in Georgetown
- Housing units15,646
- Occupied units14,899
- Vacant units747 plus or minus 234
- Vacancy rate4.8 percent plus or minus 1.5
- Owner occupied9,277
- Renter occupied5,622
- Ownership rate62.3 percent
- Median owner-occupied home value$265,400
- Median gross rent, monthly$1,255
- Annual rent as a share of median income18.8 percent
- Single family units11,667
- Share single family74.6 percent
- Units in buildings of two or more3,857
- Share in buildings of two or more24.7 percent
- Mobile homes122 plus or minus 105
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Georgetown
How Georgetown gets to work
- Workers 16 and over who commute17,641
- Commuting under 15 minutes6,754
- Share commuting under 15 minutes38.3 percent
- Commuting 30 minutes or more5,291
- Share commuting 30 minutes or more30.0 percent
- Drove alone75.6 percent
- Carpooled11.8 percent plus or minus 2.6
- Public transport0.1 percent plus or minus 0.2
- Walked1.4 percent plus or minus 0.5
- Worked from home10.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Georgetown
SBA loans in Georgetown (7(a))
- Approvals48
- Gross approval$17,692,200
- Average approval$368,588
- Median approval$100,000
- Ninetieth percentile approval$817,000
- Largest approval$3,575,000
- Jobs supported399
- Jobs per approval8.3
- Loans with a final outcome13
- Paid in full12
- Charged off1
- Charge-off rate over resolved loans7.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more8.3 percent
- Share to franchises10.4 percent
- Distinct lenders16
- Distinct industries by NAICS29
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Georgetown
SBA loans in Georgetown (504)
- Approvals7
- Gross approval$4,821,000
- Average approval$688,714
- Median approval$610,000
- Largest approval$1,523,000
- Jobs supported33
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Scott County, not Georgetown
Scott County context, not Georgetown figures
These are Scott County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Georgetown measurements.
- Establishments in Scott County1,058
- Employment at those establishments, Scott County26,711
- Covered employment, Scott County31,634
- Average annual pay, Scott County$72,236
- Average weekly wage, Scott County$1,389
- Housing units permitted, Scott County546
- Of those, single family, Scott County430
- County product, 2024, Scott County$4,504,209,000
- County product change over the prior year, Scott County8.9 percent
- Average income of an arriving household, Scott County$62,828
Every figure in this section is published for Scott County as a whole and is not a measurement of Georgetown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Georgetown questions, answered from the record.
How many people live in Georgetown, Kentucky?
39,117, in 14,899 households. Georgetown city covers 17.69 square miles of land, which is 2,211 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Georgetown in?
Scott County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Georgetown?
$80,088. The median owner-occupied home is valued at $265,400. Median gross rent is $1,255 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Georgetown businesses?
48 7(a) approvals totalling $17.7 m, across 16 lenders, median approval $100,000, plus 7 504 approvals worth $4.8 m. These count approvals to borrowers whose address is in Georgetown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Georgetown borrowers get paid back?
Of the 13 loans that have reached a final outcome, 12 were paid in full and 1 charged off, a charge off rate of 7.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Georgetown figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Scott County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Georgetown.
Is zoning published for Georgetown?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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