HomeKentuckyTodd CountyElkton city
Elkton city, Kentucky: commercial real estate data.
Elkton city is a Census city of 1,924 people across 2.82 square miles of land, in Todd County. Median household income is $48,777, 57.9 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.9 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Elkton
What Elkton is
- Census place typecity
- Land area2.82 sq mi
- Water area0.01 sq mi
- Population per square mile of land683
- County holding the largest share of its areaTodd County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkton
How many people live in Elkton
- Population1,924
- Median age44.8 plus or minus 11.0
- Population under 18410 plus or minus 121
- Share under 1821.3 percent plus or minus 5.1
- Population 65 and over492 plus or minus 135
- Share 65 and over25.6 percent plus or minus 5.5
- Households795
- Family households419 plus or minus 112
- Share of households that are families52.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkton
Income and work in Elkton
- Median household income$48,777
- Per capita income$30,858 plus or minus $6,514
- Civilian labor force777 plus or minus 177
- Employed773 plus or minus 176
- Unemployed4 plus or minus 9
- Unemployment rate0.5 percent plus or minus 1.2
- Adults 25 and over1,466
- Adults 25 and over with a high school diploma or higher86.4 percent
- Adults 25 and over with a bachelor degree or higher16.7 percent plus or minus 6.4
- Adults 25 and over with a graduate degree5.1 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkton
Housing in Elkton
- Housing units913
- Occupied units795
- Vacant units118 plus or minus 70
- Vacancy rate12.9 percent plus or minus 7.4
- Owner occupied460 plus or minus 113
- Renter occupied335 plus or minus 100
- Ownership rate57.9 percent
- Median owner-occupied home value$125,000 plus or minus $56,282
- Median gross rent, monthly$906
- Annual rent as a share of median income22.3 percent
- Single family units691
- Share single family75.7 percent
- Units in buildings of two or more97 plus or minus 61
- Share in buildings of two or more10.6 percent plus or minus 6.5
- Mobile homes125 plus or minus 67
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkton
How Elkton gets to work
- Workers 16 and over who commute704 plus or minus 170
- Commuting under 15 minutes210 plus or minus 86
- Share commuting under 15 minutes29.8 percent plus or minus 9.9
- Commuting 30 minutes or more277 plus or minus 116
- Share commuting 30 minutes or more39.3 percent plus or minus 13.5
- Drove alone88.4 percent
- Carpooled4.2 percent plus or minus 2.9
- Public transport0.0 percent
- Walked2.0 percent plus or minus 2.6
- Worked from home5.4 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkton
SBA loans in Elkton (7(a))
- Approvals2
- Gross approval$1,875,000
- Average approval$937,500
- Median approval$1,850,000
- Ninetieth percentile approval$1,850,000
- Largest approval$1,850,000
- Jobs supported55
- Jobs per approval27.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elkton
SBA loans in Elkton (504)
- Approvals1
- Gross approval$182,000
- Average approval$182,000
- Median approval$182,000
- Largest approval$182,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Todd County, not Elkton
Todd County context, not Elkton figures
These are Todd County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Elkton measurements.
- Establishments in Todd County208
- Employment at those establishments, Todd County1,794
- Covered employment, Todd County2,812
- Average annual pay, Todd County$47,765
- Average weekly wage, Todd County$919
- Housing units permitted, Todd County27
- Of those, single family, Todd County23
- County product, 2024, Todd County$568,772,000
- County product change over the prior year, Todd County1.5 percent
- Average income of an arriving household, Todd County$46,890
Every figure in this section is published for Todd County as a whole and is not a measurement of Elkton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Elkton questions, answered from the record.
How many people live in Elkton, Kentucky?
1,924, in 795 households. Elkton city covers 2.82 square miles of land, which is 683 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elkton in?
Todd County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elkton?
$48,777. The median owner-occupied home is valued at $125,000. Median gross rent is $906 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elkton businesses?
2 7(a) approvals totalling $1.9 m, across 2 lenders, median approval $1,850,000, plus 1 504 approvals worth $182,000. These count approvals to borrowers whose address is in Elkton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elkton borrowers get paid back?
No rate is published for Elkton. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Elkton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Todd County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elkton.
Is zoning published for Elkton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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