HomeKentuckyTodd CountyElkton
Elkton, Kentucky: commercial real estate data.
Elkton is a Census city of 1,924 people across 2.82 square miles of land, in Todd County. Median household income is $48,777, 57.9 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Elkton
What Elkton is
- Census place typecity
- Land area2.82 sq mi
- Water area0.01 sq mi
- Population per square mile of land683
- County holding the largest share of its areaTodd County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkton
How many people live in Elkton
- Population1,924
- Median age44.8 plus or minus 11.0
- Population under 18410 plus or minus 121
- Share under 1821.3 percent plus or minus 5.1
- Population 65 and over492 plus or minus 135
- Share 65 and over25.6 percent plus or minus 5.5
- Households795
- Family households419 plus or minus 112
- Share of households that are families52.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkton
Income and work in Elkton
- Median household income$48,777
- Per capita income$30,858 plus or minus $6,514
- Civilian labor force777 plus or minus 177
- Employed773 plus or minus 176
- Unemployed4 plus or minus 9
- Unemployment rate0.5 percent plus or minus 1.2
- Adults 25 and over1,466
- Adults 25 and over with a high school diploma or higher86.4 percent
- Adults 25 and over with a bachelor degree or higher16.7 percent plus or minus 6.4
- Adults 25 and over with a graduate degree5.1 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkton
Housing in Elkton
- Housing units913
- Occupied units795
- Vacant units118 plus or minus 70
- Vacancy rate12.9 percent plus or minus 7.4
- Owner occupied460 plus or minus 113
- Renter occupied335 plus or minus 100
- Ownership rate57.9 percent
- Median owner-occupied home value$125,000 plus or minus $56,282
- Median gross rent, monthly$906
- Annual rent as a share of median income22.3 percent
- Single family units691
- Share single family75.7 percent
- Units in buildings of two or more97 plus or minus 61
- Share in buildings of two or more10.6 percent plus or minus 6.5
- Mobile homes125 plus or minus 67
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkton
How Elkton gets to work
- Workers 16 and over who commute704 plus or minus 170
- Commuting under 15 minutes210 plus or minus 86
- Share commuting under 15 minutes29.8 percent plus or minus 9.9
- Commuting 30 minutes or more277 plus or minus 116
- Share commuting 30 minutes or more39.3 percent plus or minus 13.5
- Drove alone88.4 percent
- Carpooled4.2 percent plus or minus 2.9
- Public transport0.0 percent
- Walked2.0 percent plus or minus 2.6
- Worked from home5.4 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkton
SBA loans in Elkton (7(a))
- Approvals2
- Gross approval$1,875,000
- Average approval$937,500
- Median approval$937,500
- Largest approval$1,850,000
- Jobs supported55
- Jobs per approval27.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term174 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Elkton, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elkton
SBA loans in Elkton (504)
- Approvals1
- Gross approval$182,000
- Average approval$182,000
- Median approval$182,000
- Largest approval$182,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Elkton, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elkton
Flood risk in Elkton
- NFIP communityCity of Elkton
- NFIP community number210381
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/22/10(M)
The City of Elkton participates in the National Flood Insurance Program as community 210381 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Todd County, not Elkton
Todd County context, not Elkton figures
- Establishments in Todd County208
- Covered employment, Todd County2,812
- Average annual pay, Todd County$47,765
- Housing units permitted, Todd County27
Every figure in this section is published for Todd County as a whole and is not a measurement of Elkton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Elkton questions, answered from the record.
How many people live in Elkton, Kentucky?
1,924, in 795 households. Elkton city covers 2.82 square miles of land, which is 683 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elkton in?
Todd County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elkton?
$48,777. The median owner-occupied home is valued at $125,000. Median gross rent is $906 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elkton businesses?
2 7(a) approvals totaling $1.9 m since FY2020, across 2 lenders, median approval $937,500, plus 1 504 approvals worth $182,000 since FY2010. These count approvals to borrowers whose address is in Elkton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elkton borrowers get paid back?
No rate is published for Elkton. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Elkton in the National Flood Insurance Program?
Yes. Elkton appears in the FEMA Community Status Book as Elkton, city of, community 210381, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elkton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Todd County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elkton.
Is zoning published for Elkton?
No. Nothing on this page presents parcel level zoning.
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