HomeKentuckyUnion CountyMorganfield
Morganfield, Kentucky: commercial real estate data.
Morganfield is a Census city of 3,185 people across 2.81 square miles of land, in Union County. Median household income is $65,829, 57.3 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $851,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Morganfield
What Morganfield is
- Census place typecity
- Land area2.81 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,132
- County holding the largest share of its areaUnion County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morganfield
How many people live in Morganfield
- Population3,185
- Median age45.9
- Population under 18596 plus or minus 151
- Share under 1818.7 percent plus or minus 4.7
- Population 65 and over839 plus or minus 187
- Share 65 and over26.3 percent plus or minus 5.9
- Households1,331
- Family households869
- Share of households that are families65.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morganfield
Income and work in Morganfield
- Median household income$65,829
- Per capita income$36,240 plus or minus $10,383
- Civilian labor force1,301
- Employed1,296
- Unemployed5 plus or minus 9
- Unemployment rate0.4 percent plus or minus 0.7
- Adults 25 and over2,404
- Adults 25 and over with a high school diploma or higher90.3 percent
- Adults 25 and over with a bachelor degree or higher17.4 percent plus or minus 4.8
- Adults 25 and over with a graduate degree5.9 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morganfield
Housing in Morganfield
- Housing units1,630
- Occupied units1,331
- Vacant units299 plus or minus 135
- Vacancy rate18.3 percent plus or minus 8.1
- Owner occupied762 plus or minus 153
- Renter occupied569 plus or minus 132
- Ownership rate57.3 percent
- Median owner-occupied home value$113,600 plus or minus $30,350
- Median gross rent, monthly$852
- Annual rent as a share of median income15.5 percent
- Single family units1,244
- Share single family76.3 percent
- Units in buildings of two or more214 plus or minus 115
- Share in buildings of two or more13.1 percent plus or minus 7.0
- Mobile homes172 plus or minus 95
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morganfield
How Morganfield gets to work
- Workers 16 and over who commute1,243
- Commuting under 15 minutes685 plus or minus 160
- Share commuting under 15 minutes55.1 percent
- Commuting 30 minutes or more403 plus or minus 162
- Share commuting 30 minutes or more32.4 percent plus or minus 12.2
- Drove alone89.9 percent
- Carpooled8.0 percent plus or minus 7.4
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home2.1 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morganfield
SBA loans in Morganfield (7(a))
- Approvals2
- Gross approval$851,000
- Average approval$425,500
- Median approval$425,500
- Largest approval$751,000
- Jobs supported12
- Jobs per approval6.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Morganfield, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Morganfield
SBA loans in Morganfield (504)
- Approvals1
- Gross approval$465,000
- Average approval$465,000
- Median approval$465,000
- Largest approval$465,000
- Jobs supported15
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Morganfield, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Morganfield
Flood risk in Morganfield
- NFIP communityCity of Morganfield
- NFIP community number210216
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/05/23(M)
The City of Morganfield participates in the National Flood Insurance Program as community 210216 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Union County, not Morganfield
Union County context, not Morganfield figures
- Establishments in Union County249
- Covered employment, Union County5,225
- Average annual pay, Union County$61,075
- Housing units permitted, Union County0
Every figure in this section is published for Union County as a whole and is not a measurement of Morganfield.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Morganfield questions, answered from the record.
How many people live in Morganfield, Kentucky?
3,185, in 1,331 households. Morganfield city covers 2.81 square miles of land, which is 1,132 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Morganfield in?
Union County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Morganfield?
$65,829. The median owner-occupied home is valued at $113,600. Median gross rent is $852 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Morganfield businesses?
2 7(a) approvals totaling $851,000 since FY2020, across 1 lenders, median approval $425,500, plus 1 504 approvals worth $465,000 since FY2010. These count approvals to borrowers whose address is in Morganfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Morganfield borrowers get paid back?
No rate is published for Morganfield. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Morganfield in the National Flood Insurance Program?
Yes. Morganfield appears in the FEMA Community Status Book as Morganfield, city of, community 210216, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Morganfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Union County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Morganfield.
Is zoning published for Morganfield?
No. Nothing on this page presents parcel level zoning.
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