HomeKentuckyWarren CountySmiths Grove city
Smiths Grove city, Kentucky: commercial real estate data.
Smiths Grove city is a Census city of 786 people across 0.78 square miles of land, in Warren County. Median household income is $53,098, 71.6 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $1.4 m.
66 sourced place values · tier FULL · 7 sections
Smiths Grove
What Smiths Grove is
- Census place typecity
- Land area0.78 sq mi
- Water area0 sq mi
- Population per square mile of land1,008 plus or minus 331
- County holding the largest share of its areaWarren County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smiths Grove
How many people live in Smiths Grove
- Population786 plus or minus 258
- Median age44.5 plus or minus 11.5
- Population under 18169 plus or minus 69
- Share under 1821.5 percent plus or minus 5.1
- Population 65 and over208 plus or minus 59
- Share 65 and over26.5 percent plus or minus 11.5
- Households349 plus or minus 108
- Family households211 plus or minus 68
- Share of households that are families60.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smiths Grove
Income and work in Smiths Grove
- Median household income$53,098
- Per capita income$38,359 plus or minus $10,432
- Civilian labor force375 plus or minus 147
- Employed373 plus or minus 147
- Unemployed2 plus or minus 4
- Unemployment rate0.5 percent plus or minus 1.0
- Adults 25 and over591 plus or minus 183
- Adults 25 and over with a high school diploma or higher84.6 percent plus or minus 31.7
- Adults 25 and over with a bachelor degree or higher13.2 percent plus or minus 4.0
- Adults 25 and over with a graduate degree4.1 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smiths Grove
Housing in Smiths Grove
- Housing units357 plus or minus 110
- Occupied units349 plus or minus 108
- Vacant units8 plus or minus 15
- Vacancy rate2.2 percent plus or minus 4.1
- Owner occupied250 plus or minus 80
- Renter occupied99 plus or minus 57
- Ownership rate71.6 percent
- Median owner-occupied home value$164,500
- Median gross rent, monthly$1,293
- Annual rent as a share of median income29.2 percent plus or minus 7.4
- Single family units352 plus or minus 109
- Share single family98.6 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes5 plus or minus 7
- Median year structure built1973
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smiths Grove
How Smiths Grove gets to work
- Workers 16 and over who commute340 plus or minus 142
- Commuting under 15 minutes64 plus or minus 44
- Share commuting under 15 minutes18.8 percent plus or minus 10.2
- Commuting 30 minutes or more125 plus or minus 63
- Share commuting 30 minutes or more36.8 percent plus or minus 10.6
- Drove alone87.3 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked4.6 percent plus or minus 6.5
- Worked from home8.1 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Smiths Grove
SBA 7(a) lending to Smiths Grove borrowers
- Approvals5
- Gross approval$1,424,700
- Average approval$284,940
- Median approval$210,000
- Ninetieth percentile approval$807,500
- Largest approval$807,500
- Jobs supported17
- Jobs per approval3.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more40.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Warren County, not Smiths Grove
Warren County context, not Smiths Grove figures
These are Warren County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Smiths Grove measurements.
- Establishments in Warren County3,076
- Employment at those establishments, Warren County59,803
- Covered employment, Warren County70,761
- Average annual pay, Warren County$55,488
- Average weekly wage, Warren County$1,067
- Housing units permitted, Warren County2,286
- Of those, single family, Warren County791
- County product, 2024, Warren County$11,131,000,000
- County product change over the prior year, Warren County8.0 percent
- Average income of an arriving household, Warren County$49,825
Every figure in this section is published for Warren County as a whole and is not a measurement of Smiths Grove. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Smiths Grove questions, answered from the record.
How many people live in Smiths Grove, Kentucky?
786, in 349 households. Smiths Grove city covers 0.78 square miles of land, which is 1,008 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Smiths Grove in?
Warren County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Smiths Grove?
$53,098. The median owner-occupied home is valued at $164,500. Median gross rent is $1,293 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Smiths Grove businesses?
5 7(a) approvals totalling $1.4 m, across 3 lenders, median approval $210,000. These count approvals to borrowers whose address is in Smiths Grove, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Smiths Grove borrowers get paid back?
No rate is published for Smiths Grove. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Smiths Grove figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Warren County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Smiths Grove.
Is zoning published for Smiths Grove?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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